Rehan Rasheed (Financial Journalist-Educator)

Best Loan Apps In Pakistan (Top 10) | Registered Loan Apps In Pakistan

The financial situation of Pakistan has been f*ed off by our policymakers especially, by politicians. So, we have compiled this list of the best loan apps to help people meet their urgent cash needs.

Many loan shark apps are looting people of their hard-earned money and, because of the misinformation spread all over the internet.

But, we are here to help you out, we have listed SECP-registered loan apps that act under the direct supervision of the government of Pakistan’s regulatory institutions.

Our list includes the best loan apps from the following categories:

Easy/urgent loan apps e.g. Barwaqt & Aitemaad.
Banking Apps that provide urgent loans in Pakistan e.g. Konnect by HBL
Digital Wallet apps for microloans e.g. Easypaisa & Upaisa etc.

This article will explore maximum loan amounts and how to get urgent loans via these apps. Let’s start our guide!

List Of Best Loan Apps In Pakistan | SECP Registered Loan Apps List

List Of Best Loan Apps In Pakistan | SECP Registered Loan Apps List

Easy Loan Apps | Loan Apps Online (Top 5 Best)

Barwaqt – Best Loan Apps

Barwaqt is an online Best loan app that helps people in Pakistan get short-term digital credit, even if they don’t have a bank account. It’s made to be easy, fast, and trustworthy for everyone. With Barwaqt, you can get a loan amount up to Rs.25,000 whenever needed, no matter where you are.

Barwaqt is a genuine and SECP-verified loan app in Pakistan, always use the Token ID for repayment (personal bank account / Easypaisa / Jazz Cash account, etc.), and never transfer the amount to personal accounts or mobile wallets.

Loan Key Feature:

Loan Amount: Barwaqt is the best loan app giving personal loans ranging from Rs.600 to Rs.25,000.
Easy Application Process: You can apply for a loan anytime and anywhere through the Barwaqt app.
Repayment: Repayment tenures, including extended loan options, are kept under 90 days.
Interest Rates: Daily markup rates range from 0.067% to 0.56%, with a one-time processing fee. The actual rate depends on your credit status.
Penalty Policy: There’s a penalty for late repayment, so making payments on time is essential to avoid extra charges.
Building Credit: Barwaqt helps users build a credit identity, even if they haven’t used traditional banks.

Aitemaad-Quick Loan App

Aitemaad is the Best Loan Apps in Pakistan is a verified loan app in Pakistan, approved by SECP. It offers easy access to loans, requiring only that you’re 18 or older and have a valid CNIC. Getting a loan is very easy with Aitemaad.

The Aitemaad is the best Loan app registered with your Pakistani mobile number. You can Download the Aitemaad Loan App from the Google Play Store.

Aitemaad Best Loan Apps Details:

Loan Details:
- Loan Term: 60-90 days
- Loan Amount: Rs. 1,000 to Rs. 25,000
- Maximum Annual Fee Rate: 2%-12% per year
Example Calculation:
- For a Rs. 12,000 loan over 3 months:
  - Monthly Markup Rate: 1%
  - Total Markup: Rs. 360
  - Total Repayment Amount: Rs. 12,360
  - Monthly Payment Amount: Rs. 4,120
Eligibility Insights:
- Pakistani nationals aged 18 and above.
- Valid CNIC holders.
- Individuals with steady employment revenue.
Repayment: Make repayments digitally through platforms like Easypaisa, Jazzcash, bank apps, and more.

BoBaCash – Personal Loan App

BoBaCash is an online credit loan software designed to help people with their loan requirements while ensuring the highest level of protection for their information. It’s a Loan App that makes getting loan money easy and secure.

Rates and Fees:
- Loan Amount: Pkr 1000 – 10940
- Loan Term: 91 days to 360 days
- Interest Rate: 12%-28%
- Example: For a loan of Pkr 10940 with a term of 360 days and an interest rate of 25%, the total amount to be paid would be Pkr 13183.
Why Choose BoBaCash:
- There are no hidden fees.
- Flexible payment terms.
- Safe, reliable, and flexible lending.
- Quick credit decisions.
- Customer support is available 24/7.
Application Requirements:
- Valid ID.
- Acceptance of Vodafone, Airtel, or Tigo mobile money wallets.
- Residency and being over 18 years old.
- A mobile money account is registered in your name.

Zood (ZoodPay & ZoodMall)-Buy Now, Pay Later App

ZOOD Best Loan Apps is a leading financial technology company providing innovative lending and e-commerce solutions across Pakistan, Iraq, Uzbekistan, and Lebanon.

From flexible lending options through ZoodPay to seamless online shopping experiences with ZoodMall and efficient last-mile delivery services via ZoodShip, ZOOD’s best loan apps are dedicated to simplifying financial transactions and enhancing the overall customer experience.

With offices in Switzerland and serving millions of users, ZOOD’s best loan apps stand as a trusted partner in the digital finance and e-commerce platform.

ZoodPay best loan apps:

Offers Buy Now Pay Later options.
Allows shopping in 4, 6, or 12 installments.
Interest-free payment plan with 25% upfront and rest in 3 installments.
The maximum lending amount is $500.

ZoodMall’s best loan apps:

Online marketplace for buying now and paying later.
Millions of products from local and international sellers.
Offers payment in 4, 6, or 12 installments.
The ‘Pay After Delivery’ option is available for full interest-free repayment within 14 days.

ZoodShip Buy Now Pay Later:

E-logistics company providing last-mile delivery services.
Reliable partner for businesses, large and small.
Offers personalized delivery choices and cost-effective pricing.
Achieved a 90% delivery rate within 24 hours, covering 120 cities.

Paisayaar-Easy Cash Best Loan App

Paisayaar-Easy Cash Best Loan Apps is one of the finest and most trustworthy loan apps in Pakistan. It offers personal loans ranging from PKR 5,000 to PKR 25,000, through mobile application round-the-clock, anywhere in the country. Backed by licensing from NBFC and approval from SECP.

Loan Details:
- Loan amounts range from PKR 1,000 to PKR 25,000.
- The repayment period extends up to 90 days.
- Daily interest rates range from 0% to 0.6%, with a penalty interest of 2% to 2.5% per day for late repayments.
Example Calculation:
- For a PKR 12,000 loan over 3 months:
  - Monthly markup rate: 1%
  - Total markup: PKR 360
  - Total repayment amount: PKR 12,360
  - Monthly payment amount: PKR 4,120
Repay loans: Repay loans via Easypaisa using three different methods: Easypaisa App, and Easypaisa USSD.

Mobile Banking Apps (That Provide Online Loans)

Konnect by HBL
UBL Digital
Alfa by Bank Alfalah
MCB’s best loan apps

Konnect by HBL

HBL ReadyCash is a unique and easy solution for all your financial needs. You can get a loan amount of up to PKR 3 million, and you only pay interest on the amount you use. Plus, you can withdraw money using your HBL Debit Card or checkbook whenever you need it.

With HBL Phone Banking available round the clock, you can manage your finances anytime, day or night. The facility gets automatically renewed every year, depending on your needs. You get free life insurance along with the option to increase your loan limit every 12 months.

Eligibility

For Self-Employed Business/Sole-Proprietors/Partners:

Business should be active for at least 2 years, with a 1-year relationship with HBL.
Age between 25-62 years.

For Salaried Individuals:

Minimum income of PKR 50,000 with salary credited to HBL.
Age between 21-57 years.

Schedule of Charges

One-time Processing Fee: Rs. 5,500 or 1.25% of the credit limit (whichever is higher).
Annual Charges: Rs. 5,000 (charged from the end of the first year).
Interest Rate: 33% per annum.
Late Payment Charges: PKR 1,250 per late payment.
Limit Enhancement Fee: PKR 2,500.

UBL Digital Loan

UBL CashPlus is a special loan product made to meet your financial needs with ease. It’s perfect for employees who get their salaries deposited in UBL or any other bank in Pakistan. With UBL CashPlus, you can get a loan amount of up to Rs. 3 million and choose a repayment period from 1 to 4 years.

Eligibility Criteria

To qualify for UBL CashPlus, you need to meet these simple requirements:

Have a minimum monthly income of Rs. 40,000.
Be between 21 and 60 years old.
Be a salaried individual receiving your salary in UBL or any other bank in Pakistan.

Alfa by Bank Alfalah

By Alfalah Instant Loan, Sometimes in life, we might need money urgently. Bank Alfalah is offering an Instant loan service through their ALFA app, giving existing account holders access to loans of up to PKR 1 million. No paperwork or visits to the bank are required. With Alfa’s easy and quick process, you can get a loan with just a few taps on your phone.

Loan Details

Loan amount as little as Rs. 50,000 or up to Rs. 750,000.
Choose a loan term from 1 to 4 years.
You have the freedom to pick the amount and term that suits you best.
Use the real-time installment calculator in the app to see your payments.
No need to visit a bank branch or deal with any paperwork.
Enjoy 24/7 instant loan disbursement.

Pakistan Digital Wallet Apps (To Get Urgent Loans)

JazzCash – Your Mobile Account
Easypaisa – Payments Made Easy
UPaisa

JazzCash – Your Mobile Account

JazzCash’s loan app, known as MobiCash, is a Pakistani mobile wallet and banking service provider. With JazzCash, you can manage your money easily using your mobile phone. With the introduction of ReadyCash, an instant loan service, customers can now get small loan amounts via the JazzCash best loan apps or USSD.

The loan is instantly credited to the Mobile Account, enabling immediate usage for short-term needs, and eliminating lengthy processes. The loan amount you have to repay within four weeks, with an early repayment option available.

Each customer can hold one loan at a time, up to Rs. 25,000. Currently, in a pilot phase, ReadyCash is accessible to a limited number of eligible customers, who are notified via SMS.

Easypaisa – Payments Made Easy

Easypaisa is a top loan app in Pakistan where you can not only get loan money but also send and receive funds from anyone, anywhere. It’s Pakistan’s first mobile banking platform. Need cash urgently? Apply for an easy cash loan without any paperwork and receive up to Rs. 15,000 in your account easily.

The loan amount ranges from PKR 200 to PKR 15,000, with an annual percentage rate between 24% to 40%. Please note that personal loans are available only to Pakistani citizens residing within Pakistan. Repaying your loan is now easier than ever Simply use the Easypaisa best loan apps to repay your dues.

FAQs | Best Loan Apps

What are Loan Apps In Pakistan?

In Pakistan, the best loan apps are apps that give loan money easily. You can get a loan amount ranging from Rs. 30,000 for 2 or 3 months with some interest. Getting these loans is simple. These apps are registered with SECP and are watched over by the government to make sure they follow the rules.

What kinds of these loan apps?

Our list includes the best loan apps from the following categories:

Easy and Urgent Loans: Apps like Barwaqt and Aitemaad make getting a loan quick and simple.
Banking Apps with Urgent Loans: Check out Konnect by HBL for fast loans directly from your bank.
Digital Wallet Apps for Microloans: Try Easypaisa or Upaisa for small loans through digital wallets.

Which are the Top 7 best Loan Apps in Pakistan?

These are the Top 7 best Loan Apps in Pakistan:

Barwaqt – Loan App
Aitemaad-Quick Loan App
BoBaCash – Personal Loan App
Zood (ZoodPay & ZoodMall)-Buy Now, Pay Later App
Paisayaar-Easy Cash Loan App
Abhi Your Salary Now
SmartQarza Loan App
Muawin Loan App

What is the Aitemaad Best loan app in Pakistan?

Aitemaad is the best loan app in Pakistan, verified and approved by SECP. You need to be 18 or older with a valid CNIC. You can register with your Pakistani mobile number and download the Aitemaad Loan App from the Google Play Store. You can get a loan amount from Rs. 1,000 to Rs. 25,000 for 60-90 days, with an annual fee rate ranging from 2% to 12%. For instance, if you get Rs. 12,000 for 3 months, you’ll pay a total of Rs. 12,360, with a monthly payment of Rs. 4,120. Repayment is easy too just use digital platforms like Easypaisa, Jazzcash, or bank apps.

Why Jazzcash is Pakistan’s Best Loan App?

Yes, Jazzcash is Pakistan’s Best Loan Apps, which is known as MobiCash, is a mobile wallet and banking service in Pakistan. With ReadyCash, customers can quickly access small loans via the JazzCash app or USSD, credited instantly to their Mobile Account for immediate use. Repayment is within four weeks, with early repayment options. Each customer can have one loan at a time, up to Rs. 25,000. ReadyCash is currently in a pilot phase, available to eligible customers notified via SMS.

What is the Easypaisa loan app?

Easypaisa is the best loan app in Pakistan, offering not just loans but also funds transfer services. As Pakistan’s first mobile banking platform, it provides easy access to financial services. Apply for an easy cash loan without paperwork and receive up to Rs. 15,000 in your account quickly. Loan amounts range from PKR 200 to PKR 15,000, with an APR between 24% to 40%. Repayments are easy with the Easypaisa app.

What is the Alfa App by Alfala Bank?

Bank Alfalah offers Alfalah Instant Loan via their ALFA app, providing existing account holders with access to loans of up to PKR 1 million without any paperwork or branch visits. With loan amounts ranging from Rs. 50,000 to Rs. 750,000 and flexible repayment terms of 1 to 4 years, the loan can tailor their loans to suit their needs. The ALFA app also features a real-time installment calculator for easy payment planning, and loans are disbursed instantly, 24/7, making it a convenient option for those in need of urgent funds.

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Solar Panel On Installments In Pakistan (Top 7 Banks) | Solar Financing Pakistan

Are you looking for the best bank for solar financing in Pakistan?

Look no further, we have compiled a list of the top 7 banks in Pakistan that provide solar panels in installments across Pakistan.

These banks provide loans for solar installations ranging from Rs. 100,000 to Rs.2,500,000 on lower interest rates compared to other private companies that provide solar loans.

Our list includes the following top banks of Pakistan:

Meezan Bank
Bank Alfalah
HBL
UBL
JS Bank
Bank Of Punjab
Bank Of Khyber

We will discuss their eligibility criteria, document requirements, solar financing limits, and a step-by-step guide on how you can apply for solar loans from the banks.

Let’s get started with our guide!

Solar Panel On Installments In Pakistan | Solar Financing Pakistan

Top-7-Banks-For-Solar-Financing-Pakistan

Solar Panel On Installments In Pakistan | Solar Financing Pakistan

Meezan Bank Solar Financing

Meezan Bank helps you get solar panels for your home. With Meezan Solar, you can pay the whole system in installments without extra interest. This means you can save up to half your monthly electricity bill.

This helps the environment too. You can get a solar system from 1 kilowatt to 1000 kilowatts. The financing starts from Rs. 100,000 and goes up to Rs. 2,500,000.

Meezan Bank Solar Financing Details

Islamic Financing Approach: Meezan Bank offers solar financing based on the Islamic principles of Musawamah.
Flexible Installments: You can pay back the loan in monthly installments that suit your budget.
Special Discounts: Premium customers may receive special discounts on their financing.
Loan Duration: You can choose a repayment period ranging from 1 year (minimum) to 5 years (maximum).
System Capacity: Meezan Bank finances solar systems ranging from 1 kilowatt to 1000 kilowatts.
Loan Amount: The financing amount starts from PKR 100,000 and goes up to PKR 2,500,000.
Security Requirements: The bank may require a Hire Purchase Agreement (HPA) on the solar panels and three post-dated cheques.
Ownership Requirement: You must own the property where the solar panels will be installed.
Requirement for Co-applicants: Co-applicants do not need to meet income requirements.
Down Payment for On-Grid Systems: Depending on your credit history, you may need to pay a down payment ranging from 15% to 50%.
Down Payment for Off-Grid Systems: The down payment for off-grid systems is between 30% to 50%.
Special Offer for Premium Banking Customers: Premium Banking customers can get financing up to PKR 3,000,000.

Meezan Bank Solar Financing Requirements

Documents Required For Meezan Bank Solar Scheme

For Residential Applicants:

General Documents:

Proof of property ownership.
Current electricity bill.
Completed application form.
Copy of valid CNIC.
One photograph.
Signature verification form.
Declaration of financing.
Valid quotation from Meezan Bank’s authorized Solar Vendor.

For Salaried Applicants:

Latest pay slip.
Employment letter.
Proof of Date of Joining (DOJ).
Proof of employment status.
Six months’ bank statement.
Audited financials and letters from the company.

For Self-Employed Businessman Applicants:

For Sole Proprietorship:
- NTN.
- Bank proprietorship letter.
- Tax returns.
For Partnership:
- Partnership deed (latest and previous, if any).
- Certificate of registrar of firms (if registered).
- Six months bank statement (of the firm or the applicant partner).
For Limited Companies:
- Memorandum of Articles.
- Articles of Association.
- Certificate of Incorporation.
- Latest Form-A.
- Latest Form-29.
- Audited financials.
- Six months bank statement (of the company or the applicant director).

For Pensioner Applicants:

Copy of pension book/certificate showing pension (issued from AGPR or provincial office of accountant general).
Six month’s bank statements reflecting net pension credited to the account.

Eligibility Criteria for Meezan Bank Solar Financing

Nationality and Age Requirements: Applicants must be Pakistani citizens, adults, and permanent residents holding a CNIC. The minimum age is 20 years, and the maximum age is 60 years or up to the age of retirement at the time of maturity. Co-applicants must be under 75 years of age.
Income Criteria: The minimum monthly gross salary should be PKR 100,000.
Job Tenure: Applicants must have a continuous employment history of at least 2 years with their current employer.
Tax Compliance: Applicants must be active taxpayers with an NTN number.
References: Two references are required from the applicant.
Mandatory Account: Having an account with Meezan Bank is mandatory.
Debt Burden Ratio (DBR): The maximum DBR allowed is 40% for applicants new to the industry or with a credit history of less than 12 months, and 45% for customers with an established credit history of 12 months or more.

Meezan Bank Solar Financing Interest Rate

Processing Charges: PKR 5,000 plus Federal Excise Duty (FED).
Documentation Charges: Determined based on actual costs.
Late Payment Charges: There are no late payment charges.
Meezan Energy Partner Survey Charges: Actual charges may apply if a survey is conducted by the Meezan Energy Partner.
Termination: You have the option to terminate the financing anytime by paying the remaining installments.
STR Fee: An additional PKR 1,000 STR Fee applies.

Meezan Bank Solar Scheme Application Form

You can download this application form through this link https://www.meezanbank.com/wp-content/themes/mbl/downloads/solar-application-form.pdf.

Meezan Bank Solar Financing Calculator

You can download this Calculator to Calculate your solar budget through this link https://www.meezanbank.com/solar-panel-calculator/.

Bank Alfalah Solar Financing

Bank Alfalah is offering solar financing in Pakistan under the project name “Alfalah Green Energy.” This initiative allows customers to install solar energy to generate electricity without paying any extra interest. The financing is provided in easy installments. The facility covers a range of systems from 4 kilowatts to 1000 kilowatts and includes net metering.

Bank Alfalah Solar Financing Requirement

Eligibility Criteria and Documentary Requirements for Solar Financing:

A clean e-CIB report is required.
Proof of income such as salary slips or bank statements.
Utility bills from the last year.
Non-objection certificate from all property owners in case of joint ownership.
The installment amount should not exceed 20-30% above the average of the peak bill over the last three months.
Load applicability is determined by the respective DISCO (Distribution Company) and Vendor survey report.

For Commercial, SMEs & Agri-Business:

A clean e-CIB report is required.
Evidence of being in business for at least three years.
Utility bills from the last year.
Non-objection certificate from all property owners in case of joint ownership.
The installment amount should not exceed 20-30% above the average of the peak bill over the last three months.
Load applicability is determined by the respective DISCO and Vendor survey reports.

Bank Alfalah Solar Financing Amount

Bank Alfalah Solar Financing Amount:

Residential customers renting premises can avail of loans above 2.5 million.
Residential customers owning premises can access loans above 4.0 million.
SMEs & commercial businesses can obtain loans above 10.0 million.
Agricultural customers/businesses (farming/non-farming) need collateral equivalent to the loan amount for all cases.
The maximum loan amount for a single loan is 400 million.

Solar Financing Processing Charges:

Processing charges are either Rs. 5,000/- or 0.2% of the loan amount, whichever is higher, and are non-refundable per application.

Insurance:

Insurance for the first year will be charged upfront with the down payment and will be included in installments for the remaining years.

Bank Alfalah Solar Financing Interest Rate+Mark Up

Mark-up Rate:

The interest rate is fixed at 6% per year.

Frequency of Payments:

Principal payments can be made monthly, quarterly, or bi-annually.
Interest payments can be made monthly or quarterly.

Financing Tenure:

You can repay the loan over up to 5 years, with a grace period of 3 months.

Down Payment:

For self-owned premises and agricultural facilities, the down payment is 20%.
For rental and lease, the down payment is 25%.
Staff members with an intent of net metering have a down payment requirement of 10%.

Security:

Hypothecation of equipment.
Personal guarantees may be required.
Down Payment: may need to be provided.
Insurance coverage is mandatory.
In some cases, a mortgage of property or cash/cash securities may be required, depending on the situation.

UBL Solar Financing

UBL Solar Financing Calculator

JS Bank Solar Financing

JS Smart Roshni Solar Solution Financing by JS Bank is a smart way for citizens of Pakistani and also business owners in Pakistan to affordably power their businesses while reducing dependence on the grid.

This financing covers solar, wind, and biogas options. With over 400 solar projects funded for homes and farms, JS Bank shows its dedication to clean energy. More than 33% of our branches are solar-powered, highlighting our commitment to clean energy adoption nationwide.

JS Bank Solar Financing Details

JS Bank Solar Financing Features are:

Processing Fee & Charges: The processing fee and charges follow the Bank’s updated Schedule of Charges (SOC).
Financing for Small & Medium Enterprises (SMEs): SME finance is based on the cash flows of the business.
Financing Range: Loans are available between PKR 500,000/- and PKR 10,000,000/-.
Equity Requirement: A minimum of 20% equity of the total solution quotation value is required.
Collateral: Any collateral is accepted along with the hypothecation of the energy solution. Personal guarantees and post-dated cheques are also required.
Tenor: The financing tenor ranges between 3 to 5 years.
Repayment Structure: Repayment is made through equal monthly installments.
Energy Solution Insurance: Insurance for the energy solution is mandatory, particularly for solar solutions.

JS Bank Solar Financing Eligibility Criteria

Applicant must be a Pakistani national.
The business must have been operational for at least one (1) year, with sufficient knowledge of the business operations.
Proof of ownership of premises for solar installation is required. If the property is not owned (leased/rented), a No Objection Certificate (NOC) from the owner is necessary.
A satisfactory credit history of the existing bank is required.
The applicant must demonstrate financial ability to afford and repay the finance.
*Disclaimer: Limits allowable to Small Enterprises and Middle Enterprises under SBP’s Prudential Regulations for SMEs.

Bank Of Punjab Solar Financing

The Bank of Punjab is offering a financing scheme for Renewable Energy to address the energy challenges in Pakistan. Through the BoP Renewable Energy Finance Facility, energy projects for households, commercial, and industrial purposes can get financing.

The process is easy and fast, with up to 25 million for small enterprises and up to 200 million for medium enterprises and above. The financing tenure is up to 10 years with a markup rate of 6% per annum. The facility type includes both term and demand finance.

BOP Shamsi Tawanai provides a term finance facility for consumers interested in installing solar energy ranging from 4 KW to 1000 KW, with or without net metering.

Bank Of Punjab Solar Financing Details

BOP Shamsi Tawanai provides term finance for consumers aiming to install solar energy systems to generate electricity, ranging from 4 KW to 1000 KW, with or without net metering.

Product Attributes:
- Affordable mark-up rates
- Quick processing and loan disbursal
- Eligible under PM’s Kamyab Jawan program and Punjab Rozgar scheme.
Target Market:
- Individuals
- Small & Medium Enterprises
  - Agribusinesses
Eligibility Criteria:
- Clean e-CIB
- Proof of income/Bank statement/Income estimation
- NOC from owners
- Age between 21 and 60 years
- Satisfactory market check
Loan Limits:
- Minimum: Rs. 0.5 million
- Maximum: Rs. 100 million (individuals up to 5 million)
Down Payment:
- For Individuals/SMEs:
  - 20% down payment for owned premises/family-owned with NOC
  - 25% down payment for rental/lease premises with proof of ownership and NOC
  - 25% down payment in other cases
- For Agri Customers/Business:
  - Minimum 20% down payment for owned/family-owned premises/land
  - 25% down payment in other cases
Tenure:
- Maximum: 8 years with a 3-month grace period
Repayment Frequency:
- Monthly/Quarterly/Bi-annually
Security:
- Hypothecation of Equipment AND
  - Mortgage of Property (30% margin on mortgage value)
  - OR Cash/Near Cash Collateral (10% on encashment value)
  - OR Lien on Vehicles (30% margin on mortgage value)
  - OR Security amount equal to 50% of the loan amount with online power generation monitoring
  - OR Charge on Agri land through Zarai Pass Book (40% margin on last three years Oast Bai/Schedule rate value as assessed by revenue or evaluator) (for agri customers/businesses only)
Insurance:
- First-year insurance with down payment, remaining amount built into installments
Pricing/Mark-up:
- As per prevailing market rates
Processing Fee:
- As per the Schedule of Charges

Bank Of Khyber Solar Financing

Bank Of Khyber Solar Financing Eligibility Criteria

Bank of Khyber Solar financing eligibility criteria are:

Minimum monthly Net Income of PKR 25,000/-
Age of Client from 22 years to 58 years (65 Years for Businessman)
Engaged in business or service for more than 2 years
Holding valid CNIC
Clean ECIB report
Solar system & its price to be negotiated by borrower directly with BOK’s approved vendor.
Applicants scoring Credit Risk Rating from 1 to 5 only will be eligible for this facility

Bank Of Khyber Solar Financing Amount

Finance Limit:

Category A: PKR 50,000/- to PKR 200,000/-
Category B: PKR 200,001/- to PKR 500,000/-
Category C: PKR 500,001/- to PKR 2,000,000/-

Debt to Equity Ratio:

25% to be paid by the customer & remaining 75% to be paid by the Bank to the authorized dealer

Bank Of Khyber Solar Financing Interest+Tenure+Others

Finance Period: 6 months to 60 months
Profit Rate: Profit rate @ 09% to 15% p.a. Applicable profit rate shall be as per HO-IBG’s monthly circular applicable at the time of transaction
Security:
- Category A: One PG of Grade 17 or above Govt employee OR One PG of BOK a/c holder maintaining average balance more than facility amount.
- Category B: Two PGs of Grade 17 or above Govt employees OR Two PGs of BOK a/c holders maintaining an average balance more than the facility amount.
- Category C: Mortgage of residential House (as per Bank policy) OR Any other tangible security approved by the Group Head.
Insurance: Client’s accidental death Takaful up to the finance amount.
Repayment: Through monthly installments and Default Obligation As per BOK IBG’s Schedule of Charges.
Sanction Authority: Head Islamic Asset Division for up to PKR 200,000/- Group Head IBG with Head Islamic Asset Division for facility exceeding PKR 200,000/-

FAQs | Solar Financing

What is Solar Financing In Pakistan?

In Pakistan, because of the high cost of electricity and high load-shedding, many banks are offering solar financing with easy payment plans and no added interest. You can select repayment terms from 1 to 5 years and finance solar systems ranging from 1 kilowatt to 1000 kilowatts. The financing amount usually starts at PKR 100,000 and can go up to PKR 2,500,000, but the specific terms and limits may vary depending on the bank.

Which banks offer Solar Financing In Pakistan?

Our list includes the following top banks of Pakistan:

Meezan Bank
Bank Alfalah
HBL
UBL
JS Bank
Bank Of Punjab
Bank Of Khyber

What is the Meezan Bank Solar Financing amount and tenure?

Meezan Bank offers solar financing with easy installments and no extra interest, helping you save on your electricity bill while benefiting the environment. You can choose repayment terms from 1 to 5 years and finance systems from 1 kW to 1000 kW. Premium customers may enjoy special discounts, and financing ranges from PKR 100,000 to PKR 2,500,000. Property ownership is required, and co-applicants don’t need to meet income requirements. Depending on your credit history, down payments for on-grid systems range from 15% to 50%, and for off-grid systems, it’s between 30% to 50%. Premium Banking customers can get financing up to PKR 3,000,000.

How much Solar Financing Amount was given by Bank Alfalah?

Bank Alfalah Solar Financing Amount for Residential renters can get loans above 2.5 million, owners above 4.0 million, and SMEs & commercial businesses above 10.0 million. Agri customers need collateral equal to the loan amount. Maximum loan: 400 million. Processing fees are Rs. 5,000/- or 0.2% of the loan. Fixed interest is 6% annually. Down payments range from 10% to 25% based on property type.

What are JS Bank Solar Financing Limits?

JS Bank’s Smart Roshni Solar Solution Financing offers affordable energy solutions for Pakistani citizens and businesses, covering solar, wind, and biogas. With over 400 projects funded and 33% of our branches solar-powered, our features include Processing Fees & Charges as per Schedule of Charges (SOC), SME financing based on cash flows, loans from PKR 500,000/- to PKR 10,000,000/-, 20% minimum equity, collateral acceptance with hypothecation, 3 to 5-year tenor, equal monthly installments for repayment, and mandatory energy solution insurance.

What is BOP Shamsi Tawanai Financing?

BOP Shamsi Tawanai provides term finance for solar energy systems ranging from 4 KW to 1000 KW. It offers affordable rates, quick processing, and eligibility under government schemes. The target market includes individuals, SMEs, and agribusinesses. Eligibility requires a clean record, proof of income, and NOC. Loans range from Rs. 0.5 million to Rs. 100 million. Down payment varies, and tenure is up to 8 years with flexible repayment options. Security options include equipment hypothecation and property mortgage.

What is BOK Raast Roshan Ghar?

The “Raast Roshan Ghar” Murabaha Facility from the Bank of Punjab assists diverse individuals, including government employees, self-employed professionals, and private sector workers. To qualify, a minimum monthly income of PKR 25,000 is required, along with a clean e-CIB report. Financing limits range from PKR 50,000 to PKR 2,000,000, with a 25% customer payment and 75% bank coverage. The finance period is 6 to 60 months, with a profit rate of 9% to 15% p.a.

If you like this article, please comment and share this article with others on Facebook, WhatsApp, or any other platform.

Do you have any questions or need further details? Please don’t hesitate to reach out to us at Info@governmentschemes.pk!

Buy Now Pay Later Apps In Pakistan (Top 3) | Buy Now Pay Later Pakistan

Buy Now Pay Later (BNPL) model is old but, new to Pakistan. Because of wide-scale scams and data theft by illegal nano-lending apps and platforms, people don’t trust them.

To help people make the right choice; we have listed the top 3 Buy Now Pay Later Apps In Pakistan, registered with SECP Pakistan. These lending apps operate on EWA (Earned Wage Access), B2B, and B2C (BNPL) models.

Our list includes the following BNPL apps:

Muawin Loan App (B2B Financing)
ZOOD (Buy Now Pay Later App)
& Abhi-Your Salary Now! (Earned Wage Access).

We have highlighted their key services/products and a step-by-step guide on how you can get access to the loans (financing) offered by these BNPL apps. Let’s get started with our guide!

Top 3 Buy Now Pay Later Apps In Pakistan | Buy Now Pay Later Pakistan Without Credit Card

Buy-Now-Pay-Later-Apps-In-Pakistan-Without-Credit-Card

Top 3 Buy Now Pay Later Apps In Pakistan | Buy Now Pay Later Pakistan Without Credit Card

ZOOD Digital Lending App

The ZOOD Digital Lending App is known as the Buy Now Pay Later loan app. ZOOD is a company that helps lots of people and small businesses in Pakistan, Iraq, Uzbekistan, and Lebanon with their money.

They have offices in Switzerland and serve over 10 million users. ZOOD offers different services like lending money to ZoodPay, online shopping at ZoodMall, and delivery at ZoodShip. They focus on making finance easy and accessible for everyone.

ZOOD Loan App Products

ZOODPay

Our platform manages a vast market of over 300 million users and more than 5 million small and medium-sized enterprises (SMEs) across Uzbekistan, Lebanon, and Pakistan. We offer easy financing options through modern distribution channels.

ZoodPay Buy Now Pay Later (BNPL) Options:

With ZoodPay, you can enjoy shopping online or in-store and pay in 4, 6, or 12 installments.
ZoodPay BNPL provides a flexible and interest-free payment plan, splitting the total amount into four equal parts.
When you choose this option, you’ll pay 25% upfront and the rest in three monthly installments, all without any additional charges.
The maximum lending amount under ZoodPay BNPL is $500 or its equivalent in local currency.

ZoodPay Credit:

ZoodPay Credit offers an interest-bearing payment solution repaid over 6 or 12 equal installments.
You can get a loan amount of up to $1,500 or in local currency with ZoodPay Credit.

Business-to-Business (B2B) Solutions:

ZoodPay provides SME inventory financing with a repayment period of 30 days.

Consumer Options:

For consumers, ZoodPay offers a Buy Now Pay Later option with 4 installments.
Consumers can also choose ZoodPay Consumer Credit, which allows repayment over 6 or 12 installments.

ZoodPay Marketplace: Our marketplace feature on ZoodMall offers flexible payments for a wide range of products. With over 7 million products from 30,000 sellers, you can find everything you need with ease.
ZoodPay Merchant: Merchants can offer flexible payment options to their customers online or in their stores through our API integration. Currently, over 1,000 online merchants utilize our services.
In-store Payments: ZoodPay also facilitates flexible payments in brick-and-mortar stores, with over 3,000 participating locations.

ZOODMall Buy Now Pay Later

ZoodMall Buy Now Pay Later, part of the ZOOD family, is an online marketplace where you can buy now and pay later, without any added interest or hidden charges. Discover millions of products from both local and international sellers, covering a wide range of categories to meet all your needs.

Easy Payment Options:

Enjoy the ease of buying in installments with ZoodPay, ZOOD’s payment solution.
Choose from 4, 6, or 12 installments to spread your payments conveniently.
With ZoodMall, you can shop in your local currency.

Shopping Experience:

Shop for mobile phones, electronics, home appliances, beauty products, toys, and much more, all in one place.
Experience a shopping journey with no hidden fees and transparent pricing.

Repayment Options:

Opt for the ‘Pay After Delivery’ option for a full interest-free repayment within 14 days after receiving your order.
ZoodPay’s application process is fully online, and approval is instant, ensuring a seamless experience for users.

Download the App Now:

Key Features of ZoodMall:

Explore over 7 million products available on the platform.
Enjoy the convenience of buying now and paying later with up to 12 installments.
Benefit from 0% interest and no hidden fees on your purchases.
Choose from a network of over 30,000 trusted merchants.

Recommended Reading: Top 3 Loan Apps In Pakistan (50K-100K Urgent Cash Loan)

ZOODShip Buy Now Pay Later

ZOODShip buy now pay later, powered by Fargo, is an innovative e-logistics company leading the way in last-mile delivery services across Uzbekistan. With a strong emphasis on efficiency, reliability, and customer satisfaction, Fargo ensures quick and secure deliveries right to your doorstep.

Trusted Partner for Businesses:

ZoodShip, backed by Fargo, has become a reliable partner for businesses of all sizes, including large e-commerce platforms and local retailers.
The company offers flexible solutions, personalized delivery choices, and cost-effective pricing strategies to meet each client’s specific needs.

E-Logistics Solutions:

Whether it’s delivering packages to customers or managing supply chains seamlessly, ZoodShip, powered by Fargo, leads the e-logistics industry in Uzbekistan.
Utilizing cutting-edge technology and a dedicated team, Fargo is reshaping last-mile delivery, making it faster, more dependable, and more convenient.

Our Achievements:

Over 100,000 parcels are delivered each month, showcasing our commitment to efficient service.
We achieve a remarkable 90% delivery rate within 24 hours, ensuring prompt deliveries for our customers.
Our services cover 120 cities across Uzbekistan, providing widespread coverage.
With a team of over 200 dedicated employees, we ensure top-notch service quality.
We collaborate with over 1,000 partners, facilitating seamless logistics operations.
Our fulfillment center spans over 2,500 square meters, equipped to handle large volumes of shipments.
Customers benefit from over 30 convenient pick-up points and more than 250 lockers for easy retrieval of their packages.

Muawin Loan App (B2B Buy Now Pay Later App)

Muawin Buy Now Pay Later is a special app where you can buy things now and pay for them later. It’s a big deal for everyone because it’s Pakistan’s first app like this. It helps businesses of all sizes handle their money better.

With this app, businesses can manage their payments easily, get money quickly, and make their business better without worrying too much about money problems. It’s like having a friend to help you with your finances.

Muawin Loan App Product

Muawin Munafa

Muawin Munafa is a program that allows you to buy items now and pay for them later. Small retailers are provided easy access to credit for their working capital needs. Working capital is offered in the form of inventory, allowing retailers to order and receive goods before making any payments.

Benefits for Retailers:

Flexible Working Capital: Access to credit enables retailers to stock up on more products, leading to increased sales opportunities.
Payments: Retailers can make payments conveniently through various methods such as e-wallets, cash, cheques, and bank transfers.
Shariah Compliance: Retailers can access inventory through Islamic credit with fixed service fees, according to Shariah principles.
Quick Processing: Working capital applications are processed within 5 hours, with inventory delivered within 48 hours after acceptance.
Flexible Repayment: Retailers enjoy flexible repayment terms tailored to their needs, facilitating easier management of stock rotation.
Credit Limit Incentives: Good payment behavior results in higher credit limits, leading to increased profitability for retailers.

Benefits for Partners:

Increased Product Variety: Buy various products and boost SKU penetration for partners.
Higher Sales Volume: Retailers stocking up on unique items leads to increased sales volume, benefiting partners.
Customer Retention: Building strong relationships with partners encourages retailers to continue working with them, fostering long-term growth and customer retention.

Muawin Sahulat

Gig economy workers can access fuel on credit through our fuel partners. Increased Earnings By having access to fuel financing, gig workers can complete more rides or deliveries, leading to higher income.

Benefits for Retailers:

Fuel Credit Cards: Retailers can access fuel credit cards to free up their working capital.
Convenient E-Top Ups: Digital management of fuel limits and payments makes it easy for retailers.
Shariah-Compliant: The program offers Shariah-friendly credit options.
Credit Limit Rewards: Good repayment behavior leads to increased credit limits and rewards.
Enhanced Mobility: With more fuel, gig workers can complete more rides or deliveries, increasing their mobility.

Benefits for Partners:

Customer Loyalty: Partners’ agents are likely to grow further with the platform by offering unique services.
Higher Ratings: End-users benefit from easier access to rides, leading to a positive outlook for the platform.
Healthier Competition: With more working capital available, partners’ agents can compete for more rides.

Muawin Kashtkar

Farmers can access working capital in the form of inputs, which they can order and receive before making any payments.

Benefits for Farmers:

Working Capital: Access to credit enables farmers to purchase more inputs, leading to increased sales opportunities.
Convenient Payments: Farmers can make payments easily through various methods like e-wallets, cash, cheques, and bank transfers.
Shariah-Compliant: The program offers Islamic credit options with fixed service fees.
Quick Processing: Working capital applications are processed within 5 hours, with inputs delivered within 48 hours of acceptance.
Flexible Repayment: Farmers enjoy easy repayment terms tailored to their needs, making input rotation easier.
Credit Limit Incentives: Demonstrating good payment behavior leads to higher credit limits, resulting in greater profits.

Benefits for Dealers:

Increased Product Variety: Encouraging farmers to purchase more diverse products boosts SKU penetration for dealers.
Higher Sales Volume: Farmers selling more inputs due to secured financing translates to increased profits for both parties.
Customer Retention: Building strong relationships with dealers encourages farmers to continue working with them, fostering long-term growth and customer loyalty.

Abhi-Your Salary Now Loan App

Qist Bazaar, a popular Buy Now Pay Later (BNPL) marketplace in Pakistan, has joined forces with ABHI to offer buy now pay later services using earned salaries. This aims to empower ABHI users to access buy now pay later facilities through the ABHI mobile app, and installment-based purchases.

Key Features of the Partnership:

Employees of companies affiliated with ABHI can now purchase various electronics through the Qist Bazaar platform using affordable monthly installments via the ABHI app.
The process is simple and involves logging into the ABHI app, selecting Qist Bazaar, and making the down payment through ABHI to buy items from the platform.

Abhi-Your Salary Now Loan Products

ABHI Salary

ABHI allows employees to access their earned but unpaid salary at any time and from anywhere through the app or SMS. They can withdraw their salary, pay bills, and send money to family or friends whenever needed, reducing financial stress and increasing productivity for employers.

How It Works:

Your company signs up with ABHI, and you download the ABHI mobile app.
Your balance, representing your earned wages, is displayed on the app and increases daily, reaching its maximum on the last day of the month.
To make a transaction, enter the required amount and select the withdrawal account. Then, send the money there.
The transfer is completed in just 30 seconds, and a fixed fee of Rs.100 is charged for each transaction.
Your company automatically deducts the transacted amount and the transaction fee from your salary before processing your payroll.
The remaining salary is then credited into your account by your company as part of the regular payroll.

ABHI Factoring

Invoice Factoring is a financial service provided by ABHI buy now pay later that allows businesses to borrow against their future cash flows. This service helps businesses optimize their operations, reduce overall costs, and gain better control over their cash flow.

How It Works:

The company submits relevant invoices to ABHI, indicating the amount they want to be discounted or factored in.
ABHI’s risk and compliance departments assess the company’s financial stability by analyzing its bank statements and financial audit reports.
Once approved, ABHI determines the amount to be provided, usually up to 80% of the total invoice amount.
The approved amount is then transferred directly into the company’s corporate account via IBFT (Interbank Fund Transfer).
A transaction report is sent to the company for record-keeping.
ABHI communicates a repayment date to the company.
Upon receiving payment from their client, the company repays ABHI the Loan amount along with a service fee, as agreed upon.

Abhi Financing

ABHI Buy Now Pay Later, in collaboration with BlueEx, offers Cash on Delivery Financing, a Shariah-compliant short-term loan solution designed to address the cash flow challenges faced by e-commerce platforms.

How It Works:

Application: Fill out the form on the BlueEx website and submit your application.
Financial Evaluation: Team ABHI conducts a financial assessment to determine your eligibility for a Shariah-compliant loan.
Agreement: If approved, you agree and sign BlueEx as your exclusive Cash on Delivery partner.
Loan Disbursement: ABHI disburses the cash into your account, enabling you to purchase necessary stock and increase sales.
Delivery and Payment Collection: For each Cash on Delivery sale, BlueEx efficiently delivers orders and collects payments, which are then settled with ABHI on a weekly, bi-weekly, or monthly basis, capped at a pre-decided repayment amount.
Reapplication: Once the loan is paid off, you have the option to reapply, repeating the process to access funding again.

SECP Registered Loan Apps List | SECP Loan App

The following loan apps are registered with SECP and these nano lending apps are authorized for carrying loan services across Pakistan.

Here is an updated list of loan apps that provide 10,000 to 50,000 online loans in Pakistan:

Barwaqt
Paisayaar
Aitemaad
Hakeem

FAQs | Buy Now Pay Later Apps

What are Buy Now Pay Later Apps?

Buy Now Pay Later (BNPL) apps are a type of financial service that allows users to purchase goods and services immediately but defer payment to a later date. This model is relatively new to Pakistan but has been around for some time globally. Due to concerns about scams and data theft from unauthorized nano-lending apps, people in Pakistan have been hesitant to trust such platforms. But these top three Buy Now Pay Later Apps in Pakistan are registered with the SECP.

Which are these top Buy Now Pay Later Apps?

Our list includes the following Buy Now Pay Later apps:

Muawin Loan App (B2B Financing)
ZOOD (Buy Now Pay Later App)
& Abhi-Your Salary Now! (Earned Wage Access).

What are the top Buy Now Pay Later Apps in Pakistan that are registered with SECP?

Here is an updated list of loan apps that provide 10,000 to 50,000 online loans in Pakistan:

Barwaqt
Paisayaar
Aitemaad
Hakeem

Which product is offered by the ZOOD Buy Now Pay Later app?

ZOOD Buy Now Pay Later (BNPL) is a convenient payment solution offered by ZOOD, a leading digital lending platform.

ZoodPay BNPL: Flexible payment options allowing users to pay in 4, 6, or 12 installments without interest.
ZoodPay Credit: Interest-bearing payment solutions with repayment options over 6 or 12 equal installments.
Consumer Buy Now Pay Later: BNPL options for consumers with 4 installments or Consumer Credit with 6 or 12 installments.
ZoodMall BNPL: Shopping on ZoodMall with the option to buy now and pay later, with no interest or hidden fees.

If you like this article, please comment and share this article with others on Facebook, WhatsApp, or any other platform.

Do you have any questions or need further details? Please don’t hesitate to reach out to us at Info@governmentschemes.pk!

Electric-Bike-Scheme-For-Students-Apply-Online

Electric Bike Scheme For Students 2024 | Punjab e-bike Scheme Registration

The government of Punjab has announced an electric bike scheme for students under subsidized rates and on an easy installment plan of 2 years.

Under this scheme, 20,000 e-bikes would be given to students under phase 1, for a Rs. 5,000 monthly installment plan extending over 2 years only.

The quota of the electric bike scheme is as follows:

Male students= 70%
Female Students= 30%.

The following is a detailed guide to eligibility criteria, document requirements, and a step-by-step guide to applying for the CM Punjab Electric Bike Scheme 2024. Let’s get started!

Punjab Govt Electric Bike Scheme For Students | Punjab e-bike Scheme Registration

Punjab-Government-Electric-Bike-Scheme-For-Students

Punjab Govt Electric Bike Scheme For Students | Punjab e-bike Scheme Registration

What is Punjab Govt Electric Bike Scheme For Students?

The Punjab Government, led by Chief Minister Maryam Nawaz Sharif, has introduced an Electric Bike Scheme for Students in Pakistan. In the first phase, they plan to provide 20,000 electric bikes to students.

The special thing about this scheme is that students can get these bikes by paying less than Rs. 5,000 per month for 2 years. It’s aimed at making it easier for students to travel.

Punjab Govt Electric Bike Scheme (Total Number of Bikes)

Chief Minister Maryam Nawaz Sharif has started a new Electric Bike Scheme. They’re giving out 20,000 bikes to students. Out of these, 1,000 are electric bikes, and the 19,000 are petrol bikes. If you’re getting an electric bike, you have to pay Rs. 10,000 each month. For a petrol bike, it’s Rs. 5,000 every month.

Who Can Apply Electric Bike Scheme?

Anyone Student can apply for the Electric Bike Scheme. There are 1,000 electric bikes and 19,000 petrol bikes available. In cities, the quota is the same for everyone, with 50% for boys and 50% for girls. But in rural or backward areas, the quota is different, with 70% for boys and 30% for girls.

How To Apply For the e-bike Scheme Online?

Applying for the E-Bike Scheme online is easy. Right now, the government hasn’t told us how to do it online. The government of Punjab plans to announce the application date soon, possibly next month.

This scheme allows all students like boys and girls from schools, colleges, and universities to get bikes through easy installments without any interest.

FAQs | Electric Bike Scheme

What is Punjab Govt Electric Bike Scheme For Students?

The Punjab Government, under the leadership of Chief Minister Maryam Nawaz Sharif, has launched an Electric Bike Scheme for Students in Pakistan. In the first phase, they aim to provide 20,000 electric bikes to students. What makes this scheme special is that students can get these bikes by paying monthly installments of less than Rs. 5,000 for 2 years, without any interest. However, according to various sources, the monthly installment amounts for the Punjab bike scheme are different: Rs. 10,000 per month for E-Bikes and Rs. 5,000 per month for Petrol Bikes.

Who Can Apply Electric Bike Scheme?

Anyone can apply for the Electric Bike Scheme. There are 1,000 electric bikes and 19,000 petrol bikes available under the scheme.
Quota in Cities: In urban areas, the quota is divided equally, with 50% of the bikes for boys and 50% for girls.
Quota in Rural/Backward Areas: In rural or backward areas, the quota is different, with 70% of the bikes for boys and 30% for girls.

How To Apply For the e-bike Scheme Online?

How to Apply for the E-Bike Scheme Online:

1. The online application process for the E-Bike Scheme hasn’t been announced yet.
2. The Punjab government plans to announce the application date soon, possibly next month.
3. This scheme allows students from schools, colleges, and universities to get bikes through easy installments without any interest.
4. It’s a great opportunity for students to own their bikes for transportation.
5. They can pay for the bikes in monthly installments without interest rates.

How can students apply for the E-Bike Scheme?

The application process is expected to be online, but specific details have not been provided yet by the government.

If you like this article, please comment and share this article with others on Facebook, WhatsApp, or any other platform.

Do you have any questions or need further details? Please don’t hesitate to reach out to us at Info@governmentschemes.pk!

Car-On-Installment-From-Showroom-Second-Hand-Cars-Installments

Car On Installment From Showroom | Used Cars Installments

Are you planning to get a brand new or a second-hand car on installment from the showroom and don’t know where to start?

In this article, we will explore the top showrooms and banks that provide new and used cars on installment in Pakistan with a minimum down payment.

Our list includes showrooms of top car manufacturers/dealers like:

Pak Suzuki
Toyota
& Pakwheels.

Later, we have also listed the top 5 best banks in Pakistan that provide car loans on easy terms with their eligibility requirements and interest rates.

Our list of best banks that provide car loans are:

Meezan Bank
HBL
Dubai Islamic Bank
Bank Alfalah
NBP

Let’s get started with our guide. Here we go!

Car On Installment From Showroom | Second-Hand Cars Installments

Car On Installment From Showroom | Second-Hand Cars Installments
List Of Top 5 Best Car Financing Banks in Pakistan

Car On Installment From Pak Suzuki Showroom

Pak Suzuki has made it super easy for people in Pakistan to get the car on installment. They’ve set up a special program where you can buy Suzuki cars very easily. They even have a system to make sure the used cars they sell are in great condition.

Pak Suzuki checks them thoroughly on 130 points to give customers peace of mind. And if you want to upgrade your old car to a new Suzuki, they have an exchange program. You can even trade in your old car for a certified used Suzuki. It’s all about making car buying simple and easy for everyone.

Services Offered By Pak Suzuki Showroom

Certified Used Car Services:

Drive with confidence in a Suzuki-certified used car, checked by Pak Suzuki experts at 130 points for a smooth buying experience.
Enjoy peace of mind with genuine documents and up to a 1-year warranty.
Get 3 free services and the best price, with quick payment and priority delivery when you exchange your old vehicle.

Exchange Program:

Upgrade your car easily with Suzuki’s exchange program, offering the best price for your used car and priority delivery.
Visit any Suzuki 3s dealership to benefit from fair deals and transparent transactions.

Used Car Finance:

Get a Suzuki Used car on installment Finance at Pak Suzuki dealerships, with competitive rates and no charges.
Experience easy financing with clear terms and low down payment options.

Recommended Reading: Top 15 Car Leasing Companies In Pakistan {Tested+Reviewed}

Car On Installment From Pak Suzuki Showroom Details

Suzuki RV Financing Solution of the car on installment:

With Pak Suzuki’s car on installment One Window Solution, you can now change your car every 2-3 years and upgrade your lifestyle.
Through Suzuki RV Financing, enjoy lower monthly installments, approximately 30-35% less compared to traditional financing.
You can pay up to 50% of the car financing amount at the end of the tenure, known as the Residual Value (RV) amount, making the loan amount less than half and reducing installments by 30-35%.
After 2-3 years, upgrade to a new car by returning the current one with Pak Suzuki’s assistance in getting the guaranteed right market value.
Benefit from the BUY BACK GUARANTEE for up to 3 years, where the dealership pays the RV amount to the bank, and you can utilize the remaining amount as a down payment for your new car.

Benefits of Suzuki RV Financing car on installment:

Enjoy good resale value for your used car through Pak Suzuki dealerships.
Avail discounted markup rates (up to K + 3%) and insurance rates (1.5 – 1.99%).
Get preferred delivery for your new car.
No early settlement charges if you decide to settle the loan and get a new car, allowing you to enjoy low monthly installments for your new car again.

Car on installment Terms and Conditions:

This offer is available for specific Suzuki models including Alto VXR, WagonR (VXR, VXL & AGS), Cultus (VXL & AGS), and Swift (GL MT & GLX CVT).
The maximum RV is up to 50% of the loan amount.
Partner banks include Bank Alfalah Limited, Meezan Bank Limited, and MCB Bank Limited.

Recommended Reading: Top Car Leasing Companies In Pakistan {Tested+Reviewed}

Suzuki Showroom Installment Calculator

Car On Installment From Toyota Showroom

Toyota provides an easy way to buy cars through installments right from their showroom. With Toyota Smart Finance, you can easily finance your favorite Toyota car. Just apply online, and then your Toyota will be ready for you at the dealership when it arrives.

Why Choose Toyota Smart Finance?

These are the Reasons to Choose Toyota car on installment Smart Finance:

Customize your monthly installments or rentals according to your preferences by using the installment calculator.
Compare various installment or rental options to find the one that suits you best.
Easily submit your financing application from the comfort of your home or office.
Benefit from the best markup and insurance rates available through Toyota Smart Finance.
Keep track of your application status for added convenience and peace of mind.
Experience transparent processing throughout the financing process.
Enjoy quick delivery of your Toyota car once your financing is approved.

How To Get Car On Installment From Toyota Showroom?

Get a Car on Installment from the Toyota Showroom:

Choose Your Toyota: Select your desired Toyota model from our wide range of options, bringing you closer to your dream car on installment.
Select Your Financing Mode: Whether you prefer conventional financing, Islamic financing, or RV financing, we have options for your needs.
Plan Your Budget: Simply choose the options that suit your budget, and we’ll take care of the rest by calculating everything for you.
Complete Your Application: Upload all necessary information and documents to finalize your financing application.
Track Your Application: Sit back and relax as you track the progress of your application using your CNIC and case ID. Your Toyota will be on its way to you soon!

Toyota Financing Option

Bank Alfalah Financing

Conventional Financing:

Customize your payment plan to fit your needs with our loan processing.
Benefit from low markup rates, simplified documentation, and special insurance rates.
Choose from multiple tenure options ranging from 1 to 7 years for added flexibility.

Leasing:

Non-filers can easily apply through Lease Finance and enjoy a range of benefits.
The vehicle is invoiced and registered in the name of the financing institution, with withholding tax paid by the bank.
Enjoy affordable markup rates, minimal documentation, and quick processing, along with special insurance rates.
Zero charges on car replacement, balloon payment option, and financing available for both new and imported vehicles for personal use.

Residual Value Financing car on installment:

Enjoy lower monthly rentals compared to regular financing with Residual Value (RV) financing.
Benefit from low markup rates, simplified documentation, and special comprehensive insurance rates.
Choose from multiple tenure options ranging from 1 to 5 years, with a maximum RV of up to 50%.
After the financing period, you have the option to make a lump sum balloon payment to purchase the car.

Bank Alfalah Islamic Financing

Car Ijarah:

If you’re looking for interest-free car financing, Islamic financing is the right choice for you. It’s easy and, most importantly, compliant with Shari’ah principles.

Enjoy the following car on installment benefits:
- No lengthy documentation is required.
- Choose from multiple tenure options ranging from 1 to 7 years.
- No charges for insurance or registration.
- No rentals are charged before the delivery of the vehicle.
- Competitive pricing with no charges costs.
- Quick processing time.

Residual Value Financing:

With RV Financing, Toyota Finance allows customers to make a lump sum payment (up to 50% of the total financed amount) at the end of the financing period for increased affordability and repayment convenience.

Available in selected cities including Islamabad, Rawalpindi, Jhelum, Peshawar, Lahore, Karachi, and more.

car on installment Terms and conditions:
- Used and semi-commercial vehicles are not eligible.
- Choose the RV option that suits you best.
- Maximum financing period up to 5 years.
- Maximum RV up to 50%.

Toyota Car Financing Calculator

Recommended Reading: Top 15 Car Leasing Companies In Pakistan {Tested+Reviewed}

Car On Installment From Pakwheels Car Financing

Car on installment from Pak Wheels is a reliable option for getting cars on installment or upgrading your current one. With Pak Wheels, you can easily find your dream car within your budget. We’ve done thorough research on car financing procedures with various banks to make the process simple for you.

Our user-friendly car financing calculator helps you plan your payments for new or used vehicles quickly and confidently.

Pakwheels Car Financing Calculator

Why Choose PakWheels For Car Finance In Pakistan?

Expert Assistance: Skilled representatives ensure an easy process, making your experience smooth.
Best Rates: We share the lowest competitive rates from our partner banks, ensuring you get the best deal.
Coverage Plans: customized coverage plans from partner banks cater to your specific requirements, ensuring protection.
Rate Comparison: Compare rates effortlessly and secure the best deal from Pakistan’s top financing banks.

Services Offered PakWheels

Sell It for Me: Let us handle the selling process for you.
Auction Sheet Verification: We verify auction sheets for your peace of mind.
Car Inspection: Our experts inspect cars to ensure quality and reliability.
Partner Workshop: Access our trusted partner workshops for car maintenance and repairs.
Car Insurance: Get comprehensive car insurance coverage through PakWheels.
Car Registration: We assist with the easy registration of your vehicle.
Ownership Transfer: Transfer car ownership smoothly with our assistance.

Pakwheels Car Financing Details

Minimum Down Payment Requirement:

To get the car on installment, a minimum down payment of 35% is required.
Utilize our easy-to-use car loan calculator to explore installment options in Pakistan.

car on installment Eligibility Criteria:

Applicants must be at least 22 years old and not exceed 65 years at the time of loan maturity.
Salaried individuals should have a maximum monthly income of RS 80,000, while self-employed individuals should earn at least RS 1,00,000 per month.
For pensioners or those with remittance income, the minimum age should be 65 or less, with a monthly income of RS 1,00,000.

Maximum Financing Tenure:

Banks typically offer car financing with a maximum tenure of 3-9 years.

List Of Top 5 Best Car Financing Banks in Pakistan

These are the Best 5 banks to get the car on installment in Pakistan:

Meezan Bank Car Loan
HBL Car Loan
Dubai Islamic Bank Car Loan
Bank Alfalah Car Loan
NBP Car Loan

Meezan Bank Car Loan

Car Ijarah is Meezan Bank’s unique car financing solution, offering Pakistan’s first interest-free car on installment plan. It operates on the Islamic principle of Ijarah, or Car leasing. This product is perfect for individuals seeking interest-free locally manufactured or assembled vehicles.

With Car Ijarah, the bank purchases the car on installment to the customer for a duration of 1 to 5 years, as agreed upon in the contract. At the end of the lease period, the vehicle can be sold at a nominal amount or gifted to the customer.

Meezan Bank Car Financing Features

Car on installment Key Features:

Lowest Upfront Payment: Benefit from the lowest initial payment required.
Rental Payment Starts After Vehicle Delivery: You start paying rentals only after receiving the vehicle.
Quick Processing Time: Experience fast processing for your convenience.
Minimum Security Deposit: Enjoy a security deposit as low as 30%*.
WHT Coverage: Meezan Bank covers the Withholding Tax (WHT) on the vehicle purchase.

Who is Eligible for Car Ijarah? + Documents Required

Eligibility for Salaried Professionals:

Permanent Employees: Must have worked in their current job for at least 3 months with a continuous employment history of 2 years.
Contractual Employees: Should have 6 months of employment in their current job with a continuous employment history of 3 years.
Net Take Home Income: Must be double the monthly rental (inclusive of takaful).
Spouse’s Income: Up to 50% of the spouse’s verifiable income can be added.
Debt-to-Income Ratio: Monthly payments, including the proposed Ijarah rental, shouldn’t exceed 40% of net/take-home income.
Data Check: Both data check and e-CIB must be clear with no current default or overdue at the time of case approval.

Eligibility for Self-Employed Professionals / Businessmen:

Minimum Experience: Minimum 2 years of continuous involvement in the current business/industry.
Position: Must be a proprietor, partner, or director (sharing/holding percentage applies).
Net Take Home Income: Must be double the monthly rental (inclusive of takaful).
Spouse’s Income: Up to 50% of the spouse’s verifiable income can be added.
Debt-to-Income Ratio: Monthly payments, including the proposed Ijarah rental, shouldn’t exceed 40% of net/take-home income. Up to 50% net/take-home income is allowed for locally manufactured or assembled vehicles up to 1000 CC engine capacity.
Data Check: Both data check and e-CIB must be clear with no current default or overdue at the time of case approval.

Required Documents

Required Documents for Car On Installment:

Application form filled and signed by the applicant.
Copy of recent pay slip/certificate for Salaried individuals.
Business Proof for Businessmen:
- Bank certificate confirming proprietorship.
- NTN (National Tax Number).
- Business Association letter or tax return, etc.
Copy of last six months’ bank statements.
One recent photograph.
Specimen Signature card, preferably in the bank’s prescribed format.

Meezan Bank Car Loan Processing Charges

Car On Installment Plan For Salaried Person:
- Up-Front Processing Charges: PKR 2,500
- FED* on Processing Charges @ 13%: PKR 325
- Income Estimation Charges: Not Applicable
- Documentation Charges: Charged at Actual
- Old Vehicle Valuation Charges: PKR 2,000
Car On Installment Plan For Businessmen:
- Up-Front Processing Charges: PKR 2,500
- FED* on Processing Charges @ 13%: PKR 325
- Income Estimation Charges: Charged at Actual
- Documentation Charges: Charged at Actual
- Old Vehicle Valuation Charges: PKR 2,000

FED on Processing Charges of 13% to 16% may vary depending on the region. Processing charges are. Nonrefundable Note: Charges mentioned above do not apply to Meezan Car Ijarah for Roshan Digital Account holders.

Meezan Bank Car Loan Interest Rate

Meezan Bank Car On Installment Loan Details:

Vehicles Eligible: Residual Value Ijarah is available for all new locally assembled vehicles.
Period of Facility: Options for 1, 2, 3, 4, & 5 years.
Advance Rent/Security Deposit:
- Minimum: 30% of the vehicle cost (applicable only for Locally Assembled Vehicles).
- Maximum: 50% of the vehicle cost.
Residual Value (RV):
- 1 Year: 60%
- 2 Years: 60%
- 3 Years: 50%
- 4 Years: 50%
- 5 Years: 40%
Up-Front Payment: Rs. 2,500/- Plus FED.
Documentation Charges: Charged at actual cost.
Rentals Frequency: Monthly rentals payable through post-dated cheques or debit instructions.
Overall Auto Financing Limit: Aggregate financing limit across all banks/DFIs not to exceed Rs. 3,000,000/- at any point in time.
Security Deposit: 30% security deposit with RV value up to 5 years applicable to local car manufacturers or locally assembled vehicles.

Meezan Bank Car Loan Calculator

Compare various cars and payment plans very easily using our calculators.

HBL Easy Car Loan

HBL provides the HBL Easy Car On Installment Loan, making it easy for you to buy your dream car on Installment plans. With this very easy financing facility, HBL offers financing up to 70% of your desired car’s value.

You can choose any vehicle you want and enjoy a fixed mark-up rate, tailored to your personal needs. Don’t just dream, make it a reality with HBL car on Installment.

HBL Car Loan Requirements

Documents Required for Salaried Person:

Verified copy of CNIC.
Two recent passport-size photographs.
Latest original salary slip.
Personal bank statement for the last three months.

Documents Required for Self-Employed Business Persons/Professionals:

Verified copy of CNIC.
Two recent passport-size photographs.
Bank statement for the last 6 months.
Bank letter confirming account details.
Proof of occupation/business.

HBL Easy Car Loan Eligibility Criteria

Criteria for Salaried Person:

Applicant must hold Pakistani citizenship.
Applicant must be at least 22 years old at the time of loan application, with a maximum age of 60 or retirement age, whichever is lower.
The minimum monthly income requirement is PKR 35,000.

Criteria for Pensioner Person:

Applicant must be a Pakistani citizen.
The maximum age limit at the time of maturity is 70 years.
Applicant must have an existing pension account relationship with HBL.
The minimum monthly income requirement is PKR 35,000.

Criteria for Self-Employed Business Persons/Professionals:

Applicant must hold Pakistani citizenship.
Applicant must be at least 22 years old at the time of loan application, with a maximum age of 70 years or less at the time of maturity.
The minimum monthly income requirement is PKR 35,000.

HBL Easy Car Loan Features

The car on Installment loan amount ranges from PKR 200,000 to PKR 3,000,000.
Repayment period of up to 5 years.
Choose any locally manufactured vehicle, new or used.
Finance up to 70% of your preferred car’s value.
Enjoy secured insurance with a tracker facility for peace of mind.
Multiple payment options are available.
Wide network of over 150 eligible dealers offering various brands and cars.
Easily accessible application process with HBL’s 1600+ branches.
Round-the-clock support through HBL Phone Banking.

HBL Easy Car Loan Calculator

By using the HBL Easy Car Loan Calculator select a car according to your budget.

HBL Islamic Car Finance

HBL Islamic Car on Installment offers a Musharakah-based solution to help you achieve your dream of owning a car on Installment. This facility operates on the concept of Musharakah, where both the bank and the customer become joint owners of the vehicle based on an agreed investment ratio.

The customer gradually purchases units of the bank’s share over time until they become the sole owner of the vehicle. Throughout this process, the customer pays agreed rentals for using the bank’s share until complete ownership is achieved.

HBL Islamic Car Features

Finance is available for both new and used vehicles intended for personal use.
Flexible payment tenure options:
- 1 to 5 years for vehicles up to 1000cc.
- 1 to 3 years for cars above 1000cc.
Takaful coverage is provided through business partners on the HBL panel.
Rental payments begin only after the delivery of the vehicle to the customer.
Quick processing with minimal documentation requirements.
Option for partial payments to ease the burden.
Option for early termination of the facility if needed.

HBL Islamic Car Eligibility Criteria

Criteria for Salaried Person:

Must hold Pakistani citizenship.
The minimum age requirement is 22 years at the time of booking, with a maximum of 59 years or retirement age, whichever is lower, at maturity.
For cases involving ready/used cars, the minimum age is 22, and the maximum is 60 years or retirement age, whichever is lower, at maturity.
The minimum monthly income should be PKR 20,000.

Criteria for Self-Employed Business Persons/Professionals:

Must be a Pakistani citizen.
The minimum age requirement is 22 years at the time of booking, with a maximum of 69 years at maturity.
For cases involving ready/used cars, the minimum age is 22 years, and the maximum is 70 years at maturity.
The minimum monthly income should be PKR 25,000.

Dubai Islamic Bank Car Loan

Dubai Islamic Bank’s car on Installment service lets you enjoy driving your car with a very easy process. Our auto finance solution is designed to provide you with a fully Sharia-compliant way to get your dream car quickly. With our Musharaka cum Ijara model, you can get car on Installment.

Dubai Islamic Bank Car Loan Requirements

These are the following requirements for car on Installment:

Eligibility Criteria

A salaried person must be at least 21 years old at the time of application and not exceed 60 years at the time of finance maturity.
Self-employed professionals and businessmen must also be at least 21 years old at the time of application, with a maximum age limit of 65 years at the time of finance maturity.
To be eligible for Dubai Islamic Auto Finance, applicants must have a minimum monthly net income of Rs. 25,000.
Additionally, salaried individuals should have a work tenure of at least 3 months, while self-employed professionals and businessmen should have a work tenure of 6 months and 12 months, respectively.

Documents Required

Copy of the primary applicant’s CNIC.
Copy of the co-applicant’s CNIC.
Two passport-size photographs.
Latest salary slip.
Six months bank statement.
Bank certificate.

Dubai Islamic Bank Car Loan Interest Rate

Key Features:

Low Takaful Rates: Enjoy Takaful rates compared to other banks, ensuring cost-effectiveness.
Payment in Advance Booking Cases: Customers in Advance Booking cases don’t need to make monthly rental payments until they receive the car.
Competitive Monthly Rentals: Benefit from competitive and affordable monthly rental rates, meeting industry standards.
Flexible Financing Amount: DIBPL offers financing ranging from 70% to 85% of the car’s value, with a minimum financing amount of Rs. 100,000 and a maximum of Rs. 3,000,000.
Shari’a Compliance: Our products are to Islamic principles and are Shari’a-compliant, ensuring interest-free transactions.
Flexibility: Choose from financing options for both new and used cars, with payment plans ranging from 1 to 5 years. Enjoy the flexibility of ready delivery or booking. You can also club income and finance vehicles up to 9 years old.

NBP Car Loan

NBP Car Loan lets you own your dream car. Enjoy low financing rates linked to SBP 01 Year KIBOR plus a spread, with special discounts for women customers. Installment payments are made through your NBP Aitemaad Islamic Banking account.

Repayment is structured in equal monthly installments including rental payments, Musharakah units, and Takaful payments. Partial payments are allowed after one year with a 5% charge on the buyout unit price, not exceeding 50% of the outstanding balance.

Early payments incur a 5% charge on the outstanding balance. All charges are updated in the NBP Aitemaad Schedule of Charges (SOC).

NBP Car Loan Requirements

These are the following NBP Car Loan Requirements:

Eligibility Criteria:

Nationality: Must be a Pakistani citizen with a valid CNIC or NICOP.
Gender: Open to males, females, and others (X).
Customer Types: Available for various customer types including:
- Salaried Employees (Permanent & Contractual)
- Self-Employed Professionals (SEP)
- Self-Employed Businessmen (SEB)
- Other Income Groups (OIG) like pensioners, remittance earners, etc.
- Non-resident Pakistanis (NRP) with the mandatory requirement of a resident Pakistani co-customer.
Age of Customer:
- Salaried: Minimum 21 years to maximum 60 years at the time of maturity.
- SEP/SEB/OIG/NRP: Minimum 21 years to maximum 65 years at the time of maturity.
Net Monthly Income:
- Salaried/SEP/SEB/OIG: Minimum PKR 50,000.
- NRP: Minimum PKR 400,000.
Length of Service/Business:
- Salaried: Minimum 1 year experience with at least 6 months at current employer (6 months for NBP employees).
- SEP/SEB/OIG/NRP: Minimum 2 years experience in current profession/business.

Required Documents:

Copy of valid CNIC/NICOP.
Two recent passport-size colored photographs.
Attested salary slips/income proof for the last three months.
Original/stamped & signed bank statement for the last six months (showing salary/income).
Copy of the latest paid utility bill.
Additional documents for NBP Employees:
- Liability Statement
- Verification of Educational Documents
- Non-Involvement Certificate

NBP Car Loan Calculator

FAQs | Car On Installment

Top 3 best showrooms for getting the car on installment?

Our list includes showrooms for getting cars on installment like:

Pak Suzuki
Toyota
& Pakwheels.

Which banks are best for getting the car on installment?

Our list of best banks that provide car loans are:

Meezan Bank
HBL
Dubai Islamic Bank
Bank Alfalah
NBP

How to Get Car On Installment From Pak Suzuki Showroom?

Pak Suzuki offers an easy-buy car on Installment in Pakistan. They provide certified used cars checked on 130 points for quality assurance. With an exchange program, you can trade in your old car for a new or certified used Suzuki. Financing options are available with low rates and no charges. Suzuki RV Financing allows you to change your car every 2-3 years with lower monthly installments and a buy-back guarantee. Terms and conditions apply, and the offer is available for specific Suzuki models through partner banks like Bank Alfalah, Meezan Bank, and MCB Bank.

What are Meezan Bank Car Loan Processing Charges?

Meezan Bank Car Loan Processing Charges:
Up-Front Processing Charges: PKR 2,500
FED on Processing Charges @ 13%: PKR 325
Income Estimation Charges: Not Applicable
Documentation Charges: Charged at Actual
Old Vehicle Valuation Charges: PKR 2,000
Please note:
FED on Processing Charges of 13% to 16% may vary depending on the region.
Processing charges are nonrefundable.
The charges mentioned above do not apply to Meezan Car Ijarah for Roshan Digital Account holders.

What are the eligibility criteria for an NBP Car Loan?

Must hold Pakistani citizenship.
Minimum age requirement is 21 years at the time of application, with a maximum of 60 years at maturity for salaried individuals.
Minimum age requirement is 21 years at the time of application, with a maximum of 65 years at maturity for self-employed individuals.
Minimum monthly income should be PKR 50,000.

If you like this article, please comment and share this article with others on Facebook, WhatsApp, or any other platform.

Do you have any questions or need further details? Please don’t hesitate to reach out to us at Info@governmentschemes.pk!

Mobile Wallet Account In Pakistan (9 Best) | E-Wallets In Pakistan

A mobile wallet account is a digitalized version of your credit/debit card that enables you to make online payments from your mobile, tablet, or smartwatch without carrying your physical card or cash.

In this article, we will explore the top mobile wallet accounts available in Pakistan to help you better understand them so you can choose the best available options according to your needs.

Our list includes digital wallets | e-wallets of the following types/categories:

Micro mobile wallets like EasyPaisa & JazzCash
Bank mobile wallets e.g HBL Konnect
International e-wallets like PayPal etc.

Let’s get started with our guide. Here we go!

Best Mobile Wallet Account In Pakistan | How To Open A Wallet Account In Pakistan?

How-To-Open-A-Mobile-Wallet-Account-In-Pakistan

Best Mobile Wallet Account In Pakistan | How To Open A Wallet Account In Pakistan?
What Is A Mobile Wallet Account? (Types & Benefits)
Best Mobile Wallets In Pakistan
Best Bank Wallet Account In Pakistan
International E-Wallets In Pakistan

What Is A Mobile Wallet Account? (Types & Benefits)

A mobile wallet account is a digitalized version of your credit/debit card and has the functionalities of a full-fledged bank account.

With a mobile wallet app on your phone, you can make payments at stores, track your spending, and access various services without carrying around a bunch of physical cards and documents.

It’s like having all your important payment and membership information conveniently stored in one place on your smartphone.

Mobile wallets can store the following types of information, depending on their functionalities and the services they provide.

Here are some common types of information that a mobile wallet account can store:

Payment Information (credit/debit cards, bank accounts, digital currency)
Transaction History (date, time, amount, recipient)
Loyalty Cards and Rewards Points
Ticketing and Boarding Passes
Coupons and Discounts
Identification Documents (licenses, passports, membership cards)
Personal Information (addresses, emails, contacts)
Security Credentials (PIN, fingerprints, facial recognition)
Cryptocurrencies and Tokens
Health and Insurance Cards
Digital Keys and Access Cards
Receipts and Invoices

Best Mobile Wallets In Pakistan

EasyPaisa

Easypaisa is the first Pakistan Mobile Wallet Account, established in 2009, and holds the distinction of being Pakistan’s first mobile banking platform. It is the sole GSMA mobile money-certified service in the nation.

Originally designed for money transfers, Easypaisa aims to empower communities by offering convenience and flexibility in financial transactions.

Services Offered by Easypaisa

Money Transfer: Easypaisa provides various options for money transfers, enabling users to send funds to any account or bank account, any of the network or mobile wallets they use. Options include bank accounts, mobile wallets like JazzCash and SadaPay, and even platforms like WhatsApp.
Savings Plans: Easypaisa facilitates easy subscriptions to savings plans, offering annual profits ranging from 7% to 18% without documentation or fixed deposits. Users can choose from a variety of plans according to their preferences.
Utility Bill Payments: With over 1500 billers payments into the Easypaisa app, users can conveniently pay utility bills such as electricity, gas, water, telephone bills, etc.
Top-Up Wallets: Easypaisa users can enjoy exclusive discounts when topping up their Daraz or M-Tag Wallets.
Invite & Earn: By inviting friends to register on Easypaisa, users can earn cashback rewards for themselves and their referrals.
Insurance: Easypaisa offers affordable insurance plans starting from as low as Rs. 2, providing coverage for individuals and their families. Plans like Easypaisa Tahafuz offer coverage of up to Rs. 500,000 security for the future.

Key Features of Easypaisa

High Account Limits: Easypaisa offers monthly account limits of up to Rs. 25 lakh, providing flexibility for users with their financial needs.
Biometric Verification: Users can easily complete biometric verification within the Easypaisa app, ensuring security for their transactions.
Transparent Pricing: Easypaisa prides itself on its transparent fee structure, with no hidden charges on transfers or payments, enabling users to manage their finances with clarity.
Monthly Prizes: Easypaisa hosts monthly prize giveaways, offering users the chance to win exciting rewards.

JazzCash

JazzCash is like having a bank in your pocket, making life easier for millions of people in Pakistan. With the new JazzCash app, you can do so much pay bills, send money to friends and family, recharge your phone, and even subscribe to mobile packages.

The best part? You don’t need to go to a bank or fill out any paperwork. Your JazzCash Mobile Account is linked to your phone number and can be managed right from your phone. Plus, you don’t even need a fancy smartphone to use it it works on all types of mobile phones.

Instant Payment System

Easy Deposits: Add money to your Mobile Account very simply and easily. You can deposit cash at any JazzCash Agent, Business Center, Franchise, or Mobilink Microfinance Bank Branch. Just give your Mobile number and cash to the Agent. Charges are as follows:
- For deposits from Rs. 50 to Rs. 20,000: 0.50% + FED
- For deposits of Rs. 20,001 & above: PKR 100 + FED
Simple Withdrawals: Withdraw cash from your Mobile Account at any JazzCash Agent nationwide. Provide your Mobile number, confirm withdrawal with your MPIN, and collect cash. You can also use any ATM in Pakistan with a JazzCash ATM Card. Check withdrawal charges for details.

Payments with JazzCash

Payment Options: Enjoy the freedom to make payments online securely and quickly. Choose from various channels like vouchers, Mobile Accounts, or Credit/Debit cards.
Key Features:
- Access to a dedicated customer portal
- Pay bills hassle-free, with no queues required
- Participate in campaigns and earn cash rewards
- Buyer’s protection for secure transactions
- Invite friends to the JazzCash App and earn cashback rewards
- 24/7 customer support
- Exciting discount deals are available
- Compliant with international security standards

How JazzCash Works

Simple Setup: Open a secure mobile account using any network’s mobile number and a valid CNIC. Verify your information using our built-in scanner.
Deposits: Add money to your JazzCash account easily by linking any debit card or making a cash deposit at a nearby JazzCash agent.
Instant Money Transfer: Send money to anyone in Pakistan.
Payment Options: Choose between a physical or virtual Mastercard for in-store and online payments.
All-in-One Solution: Pay utility bills or send money to friends directly from your mobile phone with just a few taps.

JazzCash Wallet Features

Sufficient Balance:

JazzCash Wallet: Pay using the money in your JazzCash Wallet if you’ve chosen this option.
Debit Card: If you’ve linked a debit card, the payment will be made from that card.
ReadyCash: For those with a ReadyCash loan, payments will be deducted from there.

Insufficient Balance (Split Payment):

Users can split payments between their JazzCash Wallet and either their linked debit card or ReadyCash loan.
The wallet balance will be used first, and the remaining balance can be covered by the additional payment method.

Examples:

JazzCash Wallet & Debit Card: If the wallet doesn’t cover the full amount, users can split the payment between the wallet and their linked debit card.
JazzCash Wallet & ReadyCash: Similarly, users can split the payment between the wallet and their ReadyCash loan if needed.

Insufficient Balance (Add Money):

Users can add money to their JazzCash Wallet through various methods like depositing via debit card or bank account.
They can select “add money” during the payment process and choose their preferred method to top up their wallet.
Once the payment is made, the transaction will be completed.

UPAisa

UPaisa makes life easier offering you to pay bills, send money, and recharge your mobile balance with just a tap. It’s a partnership between U Microfinance Bank and Ufone, offering branchless banking since October 2013.

UPaisa aims to bring financial services to everyone, even in backward areas, so no one is left behind. With UPaisa, you can send and receive money, pay bills, shop using QR codes, and buy Super cards or phone credit for any network, from anywhere.

Services Offered by UPaisa

Open UPaisa Wallet: Easily create your UPaisa Wallet to access a range of services such as fund transfers, bill payments, and mobile recharges.
Mobile Recharge: Recharge your mobile balance very easily on any network by using UPaisa.
Money Transfer: Send and receive money easily through your UPaisa Wallet, making transactions quick and easy.
Bill Payment: Pay your utility bills on the go using UPaisa.
UPaisa Debit Card: Switch to the UPaisa Debit Card for shopping, payments, and cash withdrawals.
International Payments: Receive international Payments directly into your UPaisa Account, making it easier to access funds from abroad.
Avail Offers: Stay updated with the latest deals and discounts at your favorite outlets through UPaisa.
UPaisa Tahaffuz: Receive financial support during times of crisis through UPaisa Tahaffuz, in collaboration with Waada Pakistan.
UPaisa Healthy Family: Ensure financial safety for medical purposes for you and your family across Pakistan with UPaisa Healthy Family.
UPaisa Healthy Aap: Get additional income replacement and medical security when needed with UPaisa Healthy Aap.

Special Offers

Account Opening: Get free 1000 MBs upon opening an account with UPaisa.
Cashback Offer: Enjoy 10% cashback on transactions for Ufone customers.
Cash Back on Debit Card Transactions: Earn cashback on your debit card transactions with UPaisa.
Invite a Friend: Invite your friends and family to the UPaisa app and earn rewards.
Cash Back on Wallet Activation: Receive cashback when you activate your UPaisa Wallet.
PTCL Bill Payment: Pay your PTCL bills directly from your UPaisa Wallet.

Transaction Limits for UPaisa Wallet

Level 0 Account:
- Rs. 25,000 per day
- Rs. 50,000 per month
- Rs. 200,000 per year
Level 1 Account:
- Rs. 50,000 per day
- Rs. 200,000 per month

Best Bank Wallet Account In Pakistan

Meezan Smart Wallet (Current+Savings)

Meezan Bank provides Smart Wallet accounts, available in both types, offering easy and flexibility for your banking needs.

Types:

Meezan Smart Wallet Current
Meezan Smart Wallet Savings

Here are the details of these Meezan Bank Smart Wallet accounts details:

Meezan Smart Wallet Current

Open Meezan Smart Wallet Current quickly without paperwork. It’s an Islamic wallet based on the Qarz Contract, ensuring your money is safe and not used for non-Shariah activities.

Enjoy Riba-free banking with instant account opening, ATM access, biometric scanning, no minimum deposit, free internet banking, and instant utility bill payment.

Opening Process And Requirements

Get your Smart Wallet quickly and experience the advantages of a Riba-free current account. This Islamic wallet lets you open an account without paperwork. Just verify with your biometrics and start banking easily from home using the Meezan Mobile App.

Requirements:

Smart Wallet can be opened in Pakistani Rupees (PKR) only.
Valid CNIC holders are eligible to open this account.
The Smart Wallet can be opened only after successful verification.
Pay Pak Debit Cards issued upon request for Smart Wallet can only be used locally, with applicable charges.

Features

Instant Account Opening: Get your account opened instantly without any delay.
ATM Access: Enjoy nationwide ATM access through the Pay Pak Debit card issued with your Smart Wallet.
Biometric Scanning: Withdraw cash from any Meezan branch after biometric verification.
Deposit: No minimum deposit requirement for opening a Smart Wallet.
Internet and Online Banking: Get free internet and mobile banking services.
Bill Payment: Instantly pay your utility bills easily through your Smart Wallet.

Meezan Bank Smart Wallet Savings

When you agree to open a Meezan Bank Smart Wallet Savings Account, you’re joining a Mudarabah relationship with Meezan Bank. Here, you’re the Investor (Rab-ul-Maal), and the Bank acts as the Manager (Mudarib) of your deposited funds.

The Bank then uses these funds for Shariah-compliant investments or to provide Islamic financings, such as Murabaha, Ijarah, Istisna, and Diminishing Musharkah, benefiting both you and the Bank.

Opening Process And Requirements

Smart Wallet is a digital wallet designed for both banked and unbanked in the country. It allows you to open an account without the paperwork. Simply verify your identity through biometrics to open your Smart Wallet. Enjoy digital banking and start earning Halal monthly returns on your savings.

Requirements for Using Meezan Smart Wallet Savings:

Smart Wallet accounts can only be opened in Pakistani Rupees (PKR).
You need to have a valid CNIC to open this account.
Your Smart Wallet account can only be activated after successful verification.
Pay Pak Debit Cards issued for Smart Wallets can only be used locally, with applicable charges.

Features

Account Opening: Enjoy instant account opening with no delays.
ATM Access: Access ATMs nationwide using the Pay Pak Debit card.
Biometric Scanning: Withdraw cash from any Meezan branch after biometric verification.
Deposit: No minimum deposit requirement to open your account.
Online Banking: Access free internet and mobile banking services for easy banking from anywhere.
Profit: Earn monthly profits calculated daily.

HBL Konnect

Konnect by HBL makes life easy and enjoyable with its all-in-one lifestyle solution. Whether you want to buy movie tickets, order food, send money, pay bills, top up your phone, or shop at Konnect Shop, Konnect has you covered.

Banking becomes fun with Konnect’s seamless Mobile Banking Experience. The new Konnect App acts as a digital bank account that you can open instantly. Just enter your basic CNIC information, and you’re ready to enjoy digital banking wherever you go. Konnect App is Habib Bank Limited’s branchless banking solution.

How To Open an HBL Konnect Account?

Registration Guide:

Step 1: Download the Konnect Mobile App from the Google Play Store or Apple Store.
Step 2: Choose the ‘Register New Account’ option.
Step 3: Fill in all the required details.
Step 4: Set up your login ID, password, and MPIN.
Step 5: Wait for a successful account registration SMS alert on your Konnect registered mobile number from 8425.

How to deposit money?

Via Konnect Shop:

Step 1: Visit your nearest Konnect Shop. Use the agent locator tool to find one.
Step 2: Deposit money into your Konnect Account by providing your Konnect Account number and the amount at the Konnect Shop.
Step 3: Wait for a successful transaction SMS alert on your Konnect registered mobile number from 8425.

Via Own Bank Account:

Step 1: Visit your nearest ATM.
Step 2: Choose ‘Funds Transfer.’
Step 3: Select ‘Account at HBL’ as the beneficiary bank.
Step 4: Enter your 11-digit Konnect Account number.
Step 5: Wait for a successful transaction SMS alert on your Konnect registered mobile number from 8425.

Via HBL Mobile/HBL InternetBanking:

Step 1: Log in to your HBL Mobile/InternetBanking.
Step 2: Go to ‘Funds Transfer within HBL.’
Step 3: Select your Konnect Account if it’s already a beneficiary. Otherwise, register it as a beneficiary.
Step 4: Enter the amount.
Step 5: Review the transaction, enter your TPIN to validate, and wait for a successful transaction SMS alert on your Konnect registered mobile number from 8425.

Features and Benefits

Funds Transfer: Easily transfer money to any bank account or CNIC, making transactions with friends and family hassle-free.
Lifestyle Payments: Make payments for cinema tickets, food delivery, travel, education, and more, keeping you connected to life’s essentials.
Mobile Recharge: Top-up your prepaid mobile or pay your postpaid bill with just a few taps.
Available Cards: Enjoy the various mobile networks, including Jazz, Telenor Easy Card, Ufone Super Load, and Zong Bundles.
Bill Payments: Pay your gas, electricity, water, or internet bills through the HBL Konnect App.
Scan to Pay: Go cashless and cardless by using Konnect’s VISA-enabled Scan to Pay feature for your shopping needs.
Invite & Earn: Invite friends to join Konnect and get rewarded for every referral.
Link Accounts: Easily link your HBL Account to Konnect and transfer cash between your accounts for free.

my ABL Digital Wallet

The myABL Wallet app is a mobile banking service designed for people in Pakistan who don’t have a bank account. With this app, you can do lots of things like sending and receiving money and paying bills.

All you need is a valid CNIC and a working mobile number. Your mobile number becomes your account, and your phone turns into your digital wallet. It’s like having a bank account on your phone, making banking easy wherever you are. Just download the app, register with your CNIC, and start banking.

How To Register In My ABL Wallet?

Download the myABL Wallet App from your app store.
Open the app and click “Get Started” after seeing the promo screens.
Accept the Terms & Conditions.
Enter your mobile number and CNIC/SNIC number, then click Next.
Verify your mobile number with the OTP sent via SMS.
Fill in your city of residence and CNIC issuance date.
Enter your details as per your CNIC/SNIC.
Create a password for your account.
You’re all set to start using my ABL Wallet.

myABL Wallet Features

In myABL Wallet, customers can easily transfer funds in different ways:

Transfer money to other myABL Wallet accounts.
Send funds to their ABL regular bank accounts.
Transfer money to other bank wallets or accounts using IBFT.
Send money to individuals without myABL Wallet or any bank account.
Move money in and out between their linked ABL regular bank account and myABL Wallet.

my ABL Wallet Limits

Types of Accounts:

Level – 0: Basic branchless banking account with low transaction limits.
Level – 1: Biometrically verified account with higher transaction limits.
Home Remittance Account: Specialized L1 account for receiving money from abroad directly into the Wallet account.

Account Limits:

Branchless Banking Accounts:

Level 0:
- Daily Transaction Limit: Rs. 25,000
- Monthly Transaction Limit: Rs. 50,000
- Yearly Transaction Limit: Rs. 200,000
- Maximum Balance Limit: Rs. 200,000
Level 1:
- Daily Transaction Limit: Rs. 50,000
- Monthly Transaction Limit: Rs. 200,000
- Yearly Transaction Limit: N/A
- Maximum Balance Limit: Rs. 1,000,000

Home Remittance Account Limits:

Daily Cash Withdrawal Limit: Rs. 50,000
Monthly Cash Withdrawal Limit: Rs. 500,000
Maximum Balance Limit: Rs. 1,500,000

International E-Wallets In Pakistan

SadaPay

SadaPay wallet account is a company approved by the State Bank of Pakistan. Get your SadaPay wallet and Mastercard debit or virtual card to explore new opportunities. Enjoy spending, sending, and asking for money without any charges. We’re inviting people from our waitlist to join now.

Once you receive your invitation, you can sign up and start using the latest money technology. Easily ask your SadaPay friends for money. No need for awkward talks about paying back friends. Just ask for money through SadaPay.

You can ask for money from other SadaPay users, and soon, from bank accounts too. Your SadaPay card works globally, online and offline.

Pay Pak- 1 Link

PayPak is Pakistan’s first domestic payment scheme (DPS), operated by 1LINK under the State Bank of Pakistan’s supervision. It aims to promote financial inclusion and digitalization in the country.

With a Pay Pak wallet account, customers get a debit card accepted nationwide at ATMs, restaurants, shops, malls, and online stores. All transactions stay within Pakistan, ensuring privacy and security. Pay Pak wallet account also offers co-badged cards with UPI and JCB for international use. Its chip technology provides extra security, enabling convenient tap-and-pay transactions.

FirstPay

Introducing the FirstPay wallet account, powered by HBL Microfinance Bank, extending banking services beyond traditional branches. With a simple tap, you can transfer funds, flexible loans, settle bills, and recharge mobile credit, no matter where you are.

FirstPay Wallet Account Features

Instant Money Transfers: Easily send and receive money to
- Your FirstPay wallet
- Bank accounts like Alfalah, UBL, Faysal Bank, and more across Pakistan
- Mobile wallets such as EasyPaisa, JazzCash, Zindigi, SadaPay, or NayaPay
Mobile Top-Ups: Recharge prepaid and postpaid mobiles on any network.
Utility Bill Payments: Instantly pay electricity, gas, water, internet, PTCL, and various other bills.
Nano Loans: Apply for loans of up to Rs. 10,000 quickly, without the need for any documents.
Account Linking/De-Linking: Conveniently manage your funds by linking or unlinking your conventional bank account with FirstPay.
Debit Card: Get your FirstPay Debit card for easy cash withdrawals and enjoy discounts at numerous brands nationwide.
Debit Card Management: Activate, generate PIN, temporarily block, change PIN, and access your account statement effortlessly with our Debit card management feature. Resolve transaction problems easily through your account statement.
Invite Friends: Invite friends and family to join FirstPay and earn exciting rewards.
Request Money: Easily request funds from friends and family. Instantly settle education fees, taxes, license fees, traffic challans, credit card bills, and more.

FAQs | Mobile Wallet Account

What is a Mobile Wallet Account?

A mobile wallet is like having your credit/debit card on your phone, tablet, or smartwatch. It lets you pay for things online without needing your physical card or cash. A mobile wallet is like a digital version of your credit/debit card, but it’s even more versatile. By using a mobile wallet app on your phone, you can pay for things at shops.

Which types of Mobile Wallet Accounts In Pakistan?

Our list includes digital Wallet Account of the following types:

Micro mobile Wallet Accounts like EasyPaisa & JazzCash
Bank mobile Wallet Account e.g HBL Konnect
International e-wallet Accounts like FirstPay etc

Which are the Top 3 Micro mobile wallets In Pakistan?

The top 3 Micro mobile wallets In Pakistan are:

1. JazzCash Wallet Account
2. EasyPiasa Wallet Account
3. UPaisa Wallet Account

What is the EasyPaisa Wallet account?

Easypaisa is the best mobile wallet account, established in 2009, is Pakistan’s first mobile wallet account and mobile banking platform. It offers various services including money transfers to any account, savings plans with annual profits, utility bill payments, exclusive discounts on the wallet, cashback rewards for referrals, and insurance plans. Easypaisa also provides high account limits, biometric verification, transparent pricing, and monthly prize giveaways for users.

What is a JazzCash Wallet account?

JazzCash is a mobile banking service in Pakistan, that allows users to handle financial tasks via smartphones. Users can pay bills, send money, recharge phones, and manage accounts. The account is linked to the phone number. Cash can be deposited and withdrawn at JazzCash agents or branches, and secure online payments can be made. Features like buyer’s protection, cashback rewards, and 24/7 support are available. JazzCash wallet account offers split payment options and allows adding money via debit card or bank account for transactions.

Which is the Best Bank For a Wallet Account In Pakistan?

The Best Bank For a Wallet Account In Pakistan are:

1. HBL Konnect Wallet Account
2. Meezan Bank Wallet Account
3. my ABL Digital Wallet Account

What are my ABL wallet account limits?

For Level 0 branchless banking accounts, the daily transaction limit is Rs. 25,000, the monthly limit is Rs. 50,000, and the yearly limit is Rs. 200,000. The maximum balance limit is Rs. 200,000.
For Level 1 accounts have a higher daily transaction limit of Rs. 50,000, a monthly limit of Rs. 200,000, and no yearly limit. The maximum balance limit for Level 1 accounts is Rs. 1,000,000.
For Home Remittance Accounts, the daily cash withdrawal limit is Rs. 50,000, the monthly limit is Rs. 500,000, and the maximum balance limit is Rs. 1,500,000.

What are International E-Wallets In Pakistan?

International E-Wallets In Pakistan:

1. SadaPay wallet account
2. Pay Pak- 1 Link wallet account
3. PayFast wallet account

What is a SadaPay Wallet account?

SadaPay wallet account, approved by the State Bank of Pakistan, offers a wallet and Mastercard for new opportunities. Spend, send, and request money without fees. Join our waitlist and start using our latest money tech once invited. Request money easily from SadaPay friends, avoiding awkward conversations. Use it globally online and offline.

What are FirstPay wallet account features?

With a FirstPay wallet account, you can instantly transfer money to your wallet, bank accounts, or mobile wallets like EasyPaisa and JazzCash. You can also top up mobile credit, pay utility bills, and apply for quick loans of up to Rs. 10,000 without any paperwork. Manage your funds by linking or unlinking your bank account, and enjoy easy cash withdrawals with the FirstPay Debit card. Invite friends to join and earn rewards, and easily request money from family and friends for various expenses like education fees and bills.

How can I request money using the FirstPay wallet account?

You can easily request money from friends and family using the FirstPay wallet account. Simply select the ‘Request Money’ option in the app and follow the prompts to request funds.

If you like this article, please comment and share this article with others on Facebook, WhatsApp, or any other platform.

Do you have any questions or need further details? Please don’t hesitate to reach out to us at Info@governmentschemes.pk!

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50+ Online Earning Apps Without Investment In Pakistan

In Pakistan, many online earning apps don’t need any investment. With these apps, you can earn money by watching videos, playing games, and doing freelancing work. You can make up to Rs. 10,000 per day if you work 5-6 hours every day.

These Online Earning apps like:

Freelance Online Earning Apps
Refer And Earn Apps
Online Earning Games App
Watch Video And Earn Money App
Best Survey App To Earn Money

By using these apps you can earn money without any investment. In this article, we discuss how to earn money from these earning apps.

Online-Earning-Apps-Without-Investment-In-Pakistan

Online Earning Apps Without Investment | Online Earning In Pakistan

Recommended Reading: Daily Watch Video And Earn Money (25+ Apps+Websites)

Freelance Online Earning Apps

Here are some freelance online earning apps that connect freelancers with clients for various services:

Upwork: Upwork is one of the largest freelance earning apps, offering a wide range of categories including web development, design, writing, marketing, and more.
Freelancer: Freelancer is a global marketplace for freelancers to bid on projects in categories such as IT, writing, data entry, design, and more.
Fiverr: Fiverr allows freelancers to offer services, or “gigs,” in categories like graphic design, writing, digital marketing, programming, and business services.
Toptal: Toptal is an earning app that connects top freelancers with clients in software development, design, finance, product management, and project management.
Guru: Guru is a freelance platform offering categories such as programming, design, writing, administrative support, and business consulting.
PeoplePerHour: PeoplePerHour is a freelance platform where freelancers can offer hourly or project-based services in categories like design, writing, marketing, and development.
Freelance Writing Gigs: Freelance Writing Gigs is a platform specifically for writers to find freelance writing opportunities in various industries and niches.
99designs: 99designs is a freelance platform focused on graphic design services, including logo design, web design, branding, and illustration.
TaskRabbit: TaskRabbit connects freelancers with local tasks and errands, including home improvement, cleaning, delivery, furniture assembly, and more.
Gigster: Gigster is a platform for hiring freelance developers, designers, and project managers for software development projects.
SimplyHired: SimplyHired is a job search engine that includes freelance and remote job listings in various categories including writing, design, programming, marketing, and more.
FlexJobs: FlexJobs is a subscription-based job board specializing in remote, flexible, and freelance job opportunities across various industries.
Freelance Near Me: Freelance Near Me connects freelancers with local clients in categories like photography, videography, tutoring, event planning, and more.
Freelance Market: Freelance Market is an earning app for hiring freelancers in categories such as writing, design, programming, marketing, and virtual assistance.
CrowdSource: CrowdSource offers freelance opportunities in writing, editing, transcription, data entry, and other microtasks.
DesignCrowd: DesignCrowd is an earning app specifically for graphic design services, including logo design, website design, print design, and more.
Designhill: Designhill connects businesses with freelance designers for custom design projects, including logos, websites, packaging, and merchandise.
WriterAccess: WriterAccess is a platform for hiring freelance writers for content creation, including articles, blog posts, copywriting, and editing.
Catalant: Catalant is a platform for hiring freelance consultants and experts for projects in strategy, marketing, finance, operations, and technology.

Recommended Reading: Earning App In Pakistan Withdraw Easypaisa Jazzcash

Refer And Earn Apps | Refer And Earn Website

Here are some popular “refer and earn” apps where users can earn rewards or bonuses by referring friends or family:

Rakuten: Formerly known as Ebates, Rakuten earning apps offers cashback rewards for online shopping. Users can earn bonuses by referring friends who make qualifying purchases through the platform.
Ibotta: Ibotta earning apps allow users to earn cashback rewards on everyday purchases. Users can also earn bonuses by referring friends and family to the app.
Drop: Drop is a loyalty program app that offers rewards for shopping at partner stores. Users can earn points by referring friends, which can be redeemed for gift cards.
Dosh: Dosh is a cashback app that automatically earns users cashback rewards when they shop, dine, or book hotels at participating merchants. Users can also earn bonuses by referring others to the app.
Swagbucks: Swagbucks is a rewards program that allows users to earn points (called SB) for various online activities such as shopping, taking surveys, and watching videos. Users can also earn SB by referring friends to the platform.
Fetch Rewards: Fetch Rewards allows users to earn points for scanning receipts from grocery purchases. Users can also earn bonuses by referring friends to the app.
Honey: Honey is a browser extension that helps users find and apply coupon codes when shopping online. Users can earn rewards by referring friends to use the extension.
Robinhood: Robinhood is an investment app that offers commission-free trading of stocks, ETFs, options, and cryptocurrencies. Users can earn free stocks by referring friends who sign up and fund their accounts.
Coinbase: Coinbase is a popular cryptocurrency exchange platform. Users can earn cryptocurrencies such as Bitcoin by referring friends who sign up and trade on the platform.
Cred: Cred is a financial app that offers rewards for paying credit card bills. Users can earn rewards by referring friends who sign up and make qualifying payments through the app.

Online Earning Games App | Real Money Earning Games

Here’s a list of online earning apps where users can earn money or rewards by playing games:

Mistplay: Mistplay-earning apps reward users for playing mobile games. Users earn points (called Units) by playing games, which can be redeemed for gift cards from various retailers.
Swagbucks Live: Swagbucks Live is a live trivia game show app where users can earn cash prizes by correctly answering trivia questions.
HQ Trivia: HQ Trivia is a live trivia game show app where users can win cash prizes by correctly answering multiple-choice questions.
Gamee: Gamee earning apps offer a variety of casual games where users can earn coins by playing and completing challenges. Coins can be redeemed for gift cards or PayPal cash.
Big Time Cash: Big Time Cash offers a selection of arcade-style games where users can win real money prizes. Players earn tickets by playing games, and tickets can be redeemed for cash via PayPal.
Lucktastic: Lucktastic is a scratch card app where users can win cash prizes and gift cards by playing digital scratch-off cards and entering sweepstakes.
Cash Tournaments – Solitaire Cube: Solitaire earning apps Cube offers cash tournaments where players can compete against each other in fast-paced solitaire matches to win real money prizes.
Skillz: Skillz is a platform that hosts a variety of multiplayer mobile games where users can compete against each other for cash prizes.
Pocket7Games: Pocket7Games earning apps offer a collection of casual games where users can compete in real-time multiplayer tournaments to win cash prizes.
Make Money – Free Cash App: Make Money is an app that offers various ways to earn money, including playing games, completing surveys, and watching videos.

Watch Video And Earn Money App | Daily Watch Video And Earn Money

Here are some earning apps where you can watch videos and earn money or rewards:

Swagbucks: Swagbucks earning apps offer rewards for watching videos, completing surveys, shopping online, and more. Users can earn points (SB) that can be redeemed for gift cards or PayPal cash.
Perk TV: Perk TV earning apps allow users to earn points by watching movie trailers, app trailers, and other videos. Points can be redeemed for gift cards or PayPal cash.
Viggle: Viggle rewards users for watching TV shows and streaming content. Users can earn points for every minute watched, which can be redeemed for gift cards or other rewards.
InboxDollars: InboxDollars earning apps offer rewards for watching videos, taking surveys, and completing other online tasks. Users can earn cash rewards that can be withdrawn via check or PayPal.
Slidejoy: Slidejoy is an Android app that rewards users for viewing ads on their lock screens. Users can earn points that can be redeemed for gift cards or PayPal cash.
AppTrailers: AppTrailers earning apps allow users to earn points by watching trailers for new apps and games. Points can be redeemed for gift cards or PayPal cash.
CashPirate: CashPirate earning apps reward users for watching videos, completing offers, and trying out apps. Users can redeem points for gift cards or PayPal cash.
Rewardable TV: Rewardable TV offers rewards for watching videos, completing surveys, and other tasks. Users can earn cash rewards that can be withdrawn via PayPal.
QuickRewards: QuickRewards earning apps allows users to earn money by watching videos, taking surveys, and shopping online. Users can redeem their earnings for PayPal cash or gift cards.
AppNana: AppNana earning apps reward users for watching videos, downloading apps, and completing offers. Points earned can be redeemed for gift cards or PayPal cash.

Best Survey App To Earn Money | Survey Apps That Pay Instantly

Here’s a list of some popular survey apps that offer opportunities to earn money:

Swagbucks: Swagbucks earning apps are a versatile rewards platform that offers paid surveys along with other earning opportunities like watching videos, shopping online, and searching the web. Users can redeem their earnings for gift cards or PayPal cash.
Survey Junkie: Survey Junkie is a straightforward survey platform where users can earn points for completing surveys on various topics. Points can be redeemed for PayPal cash or e-gift cards.
Pinecone Research: Pinecone Research is a respected survey panel known for its high-paying surveys. Users typically receive invitations to participate in surveys based on their demographics, and rewards can be redeemed for cash or prizes.
Vindale Research: Vindale Research earning apps offer paid surveys on a wide range of topics, including consumer products, entertainment, and current events. Users can earn cash for completing surveys and participating in other activities like watching videos and reading emails.
Toluna Influencers: Toluna Influencers is a survey platform that rewards users for sharing their opinions on various topics. Users can earn points for completing surveys, participating in polls, and testing products. Points can be redeemed for gift cards, sweepstakes entries, or PayPal cash.
Branded Surveys: Formerly earning apps known as MintVine, Branded Surveys allows users to earn money by completing surveys and participating in daily polls. Users can redeem their earnings for PayPal cash or e-gift cards.
YouGov: YouGov earning apps is a survey platform that focuses on political, social, and cultural topics. Users earn points for completing surveys, which can be redeemed for cash via PayPal or gift cards.
PaidViewpoint: PaidViewpoint offers short surveys that users can complete for cash rewards. The platform emphasizes providing surveys tailored to users’ profiles and opinions.
i-Say by Ipsos: i-Say is a survey panel operated by Ipsos, a leading market research company. Users can earn points for completing surveys and participating in polls, which can be redeemed for PayPal cash, gift cards, or other rewards.
Google Opinion Rewards: Google Opinion earning apps Rewards is a mobile app that offers short surveys on various topics. Users earn Google Play credits for completing surveys, which can be used to purchase apps, games, movies, and other content from the Google Play Store.

Content Creation Apps

Here’s a list of content creation apps across various categories:

Video Creation and Editing:
- Adobe Premiere Rush: A mobile video editing app for creating professional-quality videos on the go.
- iMovie: Apple’s video editing app for iOS devices, offering features like trailers, themes, and basic editing tools.
- Kinemaster: A powerful video editing app available for both iOS and Android, offering advanced features like multiple layers, effects, and transitions.
- FilmoraGo: An easy-to-use video editing app with features like themes, filters, and text overlays, available for both iOS and Android.
- Quik: GoPro’s video editing app that automatically creates videos from your photos and video clips with customizable templates and music.
Photo Editing and Design:
- Adobe Photoshop Express: A mobile version of Photoshop for quick photo editing and enhancement.
- Canva: A graphic design platform with templates for social media graphics, presentations, posters, and more.
- Snapseed: A powerful photo editing app with advanced features like selective editing, filters, and healing tools.
- Pixlr: An easy-to-use photo editing app with features like layers, filters, and effects.
- Adobe Spark Post: A graphic design app for creating social media posts, flyers, invitations, and other visuals.
Audio Editing and Production:
- GarageBand: Apple’s music creation app for iOS devices, offering features like virtual instruments, loops, and multitrack recording.
- Audacity: A free, open-source audio editing software for recording, editing, and mixing audio files.
- FL Studio Mobile: A mobile version of the popular digital audio workstation for creating music on iOS and Android devices.
- n-Track Studio: A multitrack recording and editing app for iOS and Android devices, with features like MIDI support and virtual instruments.
- Voice Memos: A built-in app on iOS devices for recording and editing audio memos, interviews, and voiceovers.
Writing and Publishing:
- Google Docs: A cloud-based word processor for creating and editing documents collaboratively.
- Medium: A blogging platform for sharing stories, articles, and essays with a built-in audience.
- WordPress: A content management system for creating and publishing blogs, websites, and online stores.
- Grammarly: A writing assistant tool for checking grammar, spelling, and punctuation errors.
- Scrivener: A writing app for organizing and structuring long documents like novels, screenplays, and research papers.
Animation and Motion Graphics:
- Adobe After Effects: A professional software for creating motion graphics, visual effects, and animations.
- Toontastic 3D: A storytelling app for creating 3D animated cartoons with customizable characters and backgrounds.
- FlipaClip: An animation app for creating hand-drawn animations with frame-by-frame editing tools.
- Animation Desk: A professional animation app with features like layers, onion skinning, and timeline editing.
- Powtoon: A web-based platform for creating animated videos and presentations with drag-and-drop templates and characters.

Top 2 Best Freelance Online Earning Apps

Upwork earning apps

Hayden Brown is the President & CEO of Upwork. Upwork helps people make money online from anywhere in the world. It’s been around for over twenty years and changed how people work. Upwork helps businesses find the right people for their jobs. Our goal is simple: to give everyone a chance to improve their lives by finding work.

Our mission is to make sure people can find work easily. That’s why we’ve become the world’s biggest marketplace for work. Every day, businesses and freelancers from all over the world come to Upwork to do amazing things.

If you’re a business, you can use Upwork to find talented freelancers and get your work done faster. And if you’re a freelancer, know that you’re an important part of someone’s team and can achieve great things here.

Fiverr earning apps

Micha Kaufman is the CEO of Fiverr. Fiverr started in 2010 in Tel Aviv-Yafo, Israel. It’s a big online place where people can offer their skills to do freelance work. This helps people become freelancers and earn money.

Fiverr is known for starting with small tasks that cost $5, but now it offers lots of different services. You can find things like designing logos, making websites, doing voiceovers, managing social media, and improving your website for search engines. It’s a great place to earn money online by offering your skills.

Top 2 Best Refer And Earn Apps

Rakuten

Hiroshi Mikitani is the CEO of Rakuten. He’s the one who started it. Rakuten’s main office is in Setagaya City, Tokyo, Japan. In Japanese, Rakuten means “optimism.” This is what we believe in and it’s what our brand is all about.

Our motto is “Walk Together.” This means we’re committed to making a better and happier future by helping people, businesses, and communities achieve their dreams.

When you shop with Rakuten, you get rewards. Lots of people, around 20 million, have earned Cash Back with Rakuten. Since 1999, we’ve paid our members a total of $3.2 billion. That’s a lot of money.

We’re proud of our reputation. We have over 27,000 five-star reviews on Trustpilot. And in 2023, the average member earned $90.16 in Cash Back.

Ibotta

With Ibotta, you can earn cash back easily by referring friends. Just invite your friends to try Ibotta, and you both earn real cash back. Here’s how it works: When your friends sign up using your referral code and earn cash back for the first time, you both get $5.

Share your referral code with friends through email, text, or social media to start earning. Ibotta has been around since 2011, and we’ve already given American consumers over $1.6 billion in cash rewards through our network.

Keep referring friends, and keep earning cash back. The more you share, the more you earn. So log in or join Ibotta today to get started and start earning extra cash.

Top 2 Best Online Earning Games App

GAMEE Earning App

Win real cash prizes every week with GAMEE Prizes. It’s free and we have 70+ fun games. New games are added monthly for more chances to win. No need to buy anything just play and earn real PayPal money.

GAMEE Prizes is like an arcade with addictive games where you can earn money fast. Win big cash prizes through PayPal with our daily lottery and scratchers. Earn tokens by playing games when you’re bored, and you might win a weekly giveaway.

Spin the wheel daily for more chances to win real prizes. Get instant cash when you reach $10. With 70+ games, spin the Wheel of Fortune, complete daily challenges, or play Lucky Games to win up to $10,000 every 4 hours all for free.

Big Time Cash

Big Time Cash is an app where you can earn real money playing video games. We’ve given away thousands of dollars to lucky players already. It’s simple every draw, we share some of our ad money with one lucky winner. The more people play, the more we give back.

No buying stuff in the app and no paying to win it’s all free. We call it Free-2-Win, and we’re proud of it. Download Big Time now for your chance to win cash. Why play anything else?

Unlock more awesome games and bigger cash rewards. With Big Time, anyone can make money just by playing games at home, at the bus stop, on the subway, or anywhere. Want to know how to make money playing video games? This is it – your way to earn cash while having fun.

Best Daily Watch Video And Earn Money

Swagbucks

Millions of Americans earn extra cash with side hustles. You can too! From blogging to selling on Etsy or Shopify, there are many options. Ever watched videos online? With Swagbucks, you can make money doing just that. They reward you for watching videos and browsing the web.

You can earn about $5 a day. Categories include Entertainment, Food, Home & Garden, and more. Download the Swagbucks Watch app to earn on the go! Plus, switch your search browser to Swagbucks and earn more. Join now and get a $10 Welcome Bonus.

CashPirate

with Cashpirate App, your go-to platform for free and thrilling games and quizzes. Whether you’re up for conquering CP score challenges or testing your knowledge with engaging quizzes, our app promises endless entertainment and fun rewarding experiences all without any cost.

We’ve added various games ready to play with just one click, all free of cost, without any additional charges or hidden fees. With features like ready-to-play games, diverse categories, stimulating quizzes, and unlimited check-ins to boost your ranking, Cashpirate offers fun for everyone, with no in-app purchases required.

It’s all about enjoying and earning fun with Cashpirate, where there’s no cash, rewards, or money involved. Download today and join the adventure. Feel free to share your thoughts with us at our support email.

FAQs | Earning Apps

What are Earning Apps?

In Pakistan, lots of online earning apps are available that don’t require any investment. You can earn money by watching videos, playing games, and doing freelancing work with these apps. If you work 5-6 hours a day, you can make up to Rs. 10,000 per day.

Which types of these Online Earning Apps?

These Online Earning apps like:

Freelance Online Earning Apps
Refer And Earn Apps
Online Earning Games App
Watch Video And Earn Money App
Best Survey App To Earn Money

What is Upwork earning apps?

Hayden Brown is the President & CEO of Upwork, where people worldwide can earn money online. Upwork has been around for 20+ years, changing how we work. Businesses find the right freelancers easily. Our mission is to make work accessible for everyone. Join Upwork to find talented freelancers or achieve success as a freelancer.

What is the review of people about Rakuten Earning apps?

Hiroshi Mikitani leads Rakuten, based in Tokyo, Japan. Rakuten means “optimism” in Japanese. Our motto is “Walk Together,” aiming for a brighter future. With Rakuten, you get rewards when you shop. Over 20 million people have earned Cash Back, totaling $3.2 billion since 1999. We have 27,000 five-star reviews on Trustpilot, and members earned an average of $90.16 Cash Back in 2023.

Which type of GAMEE earning apps?

Win real cash prizes weekly with GAMEE Prizes. It’s free and has 70+ fun games. No need to buy anything just play and earn real PayPal money. Spin the wheel daily for more chances to win. Get instant cash when you reach $10. With 70+ games, play and win up to $10,000 every 4 hours, all for free.

How can I earn money by referring friends to online platforms in Pakistan?

You can earn money by referring friends to online platforms in Pakistan through apps like Rakuten and Swagbucks, which offer rewards for referring new users.

If you like this article, please comment and share this article with others on Facebook, WhatsApp, or any other platform.

Do you have any questions or need further details? Please don’t hesitate to reach out to us at Info@governmentschemes.pk!

Real-Online-Earning-Games-In-Pakistan-Without-Investment

50+ Online Earning Games In Pakistan Without Investment 2024

Online earning games are games where you can play online and earn daily cashback, rewards, and gifts. They’re a big opportunity to play games and win prizes. With these apps, you can win over 15 lakhs or more.

The best thing about these games is that you can play them without investing any money. They’re completely free to play, so you can enjoy them without spending anything.

Here is the list of 20+ Best Online Earning Games In Pakistan Without Investment:

8 Ball Pool
Savior
Poker
PUBG
Ludo Supreme
Teen Patti Gold
Bubble Cash
GameGully
Fantasy Cricket
Sweatcoin
Gameflip
Payment
CoinOut
Lucktastic Match

In this article, we discuss what is these apps, how to install them, how to earn them, how many rewards, etc, and how to play these online earning games. Let’s start this!

Recommended Reading: Daily Watch Video And Earn Money (25+ Apps+Websites)

Online Earning Games In Pakistan | Real Online Earning Games In Pakistan Withdraw Easypaisa

Best-Online-Earning-Games-In-Pakistan-Without-Investment

Online Earning Games In Pakistan | Real Online Earning Games In Pakistan Withdraw Easypaisa

Recommended Reading: Earning App In Pakistan Withdraw Easypaisa Jazzcash

List Of 50+ Online Earning Games In Pakistan

8 Ball Pool: A realistic game with graphics and gameplay that offers cash prizes.
Savior: A popular app that offers many ways to earn money.
Poker: A financial platform that allows users to make online loans.
PUBG: A game that has a large fan base and allows users to earn money.
Ludo Supreme: A single-player skill-based game where users can win cash in an online tournament.
Teen Patti Gold: A popular Indian card game similar to Rummy, where players can play with real money.
Solitaire Cube: Solitaire Cube is a mobile app that offers a competitive twist on the classic Solitaire card game. Players compete against each other in fast-paced matches, aiming to clear the board in the shortest amount of time to win cash prizes.
Poker Online Earning Games: Poker is a popular card game where players bet on the strength of their hands. Online poker platforms allow players to compete against each other for cash prizes in various poker variants such as Texas Hold’em, Omaha, and Stud.
Swagbucks Online Earning Games: Swagbucks is a rewards program where users can earn points (Swagbucks or SB) by completing tasks such as taking surveys, shopping online, searching the web, and playing games. These points can be redeemed for gift cards or PayPal cash.
8 Ball Pool: 8 Ball Pool is a multiplayer online game where players compete against each other in virtual pool matches. Players can bet virtual coins on each match, with the opportunity to win coins and climb the rankings.
Blackout Bingo Online Earning Games: Blackout Bingo is a bingo game app where players can win real cash prizes by playing bingo. Players aim to mark off numbers on their bingo cards to achieve a blackout and win the jackpot.
Pool Payday: Pool Payday is a mobile app that allows players to earn money by playing pool games against opponents. Players can participate in tournaments and win cash prizes based on their performance.
Rummy: Rummy is a popular card game where players aim to form sets and sequences of cards. Online rummy platforms enable players to compete against each other for cash prizes in various rummy variations.
InboxDollars: InboxDollars is a platform where users can earn money by completing tasks such as taking surveys, watching videos, reading emails, and playing games. Users can redeem their earnings for gift cards or cash.
Callbreak.com – Card game: Callbreak is a trick-taking card game played with a standard deck of cards. Online platforms allow players to compete in multiplayer matches and tournaments for cash prizes.
Carrom: Carrom is a tabletop game similar to billiards and shuffleboard, played with small disks on a square board. Online carrom platforms enable players to compete against each other for cash prizes in virtual matches.
MISTPLAY: MISTPLAY is a mobile app that rewards users for playing mobile games. Players earn points by trying out new games and leveling up, which can be redeemed for gift cards or PayPal cash.
Big Time Cash – Make Money Free: Big Time Cash is a mobile gaming app where players can earn money by playing various arcade-style games. Players accumulate tickets for high scores, which can be exchanged for cash prizes.
Bingo Cash: Bingo Cash is a bingo game app where players can win real cash prizes by playing bingo. Players aim to match numbers on their bingo cards to win various prizes, including jackpots.
21 Blitz: Single Player: 21 Blitz is a fast-paced card game where players aim to create 21 combinations of cards. The single-player mode allows players to compete against the clock for cash prizes.
Bubble Cash: Bubble Cash is a mobile app where players earn money by popping bubbles in various games. Players accumulate coins for popping bubbles, which can be redeemed for cash rewards.
GameGully: GameGully is a mobile gaming platform where players can compete against each other in various skill-based games to win cash prizes. Games include puzzles, arcade games, and casual games.
Fantasy Cricket: Fantasy cricket platforms allow users to create virtual teams of real cricket players and compete in contests based on the actual performance of players in cricket matches. Players can win cash prizes based on the performance of their chosen team.
Forest Knight: Forest Knight is an adventurous game available on the Google Play Store for Android and iOS users. Players embark on quests, battle monsters, and collect rewards in this fantasy-themed game.
Freecash Ludo: Freecash Ludo is a mobile app that offers cash prizes for playing Ludo, a classic board game. Players can compete against each other in multiplayer matches to win cash rewards.
MyPoints: MyPoints is a rewards program similar to Swagbucks, where users can earn points by shopping online, taking surveys, watching videos, and playing games. Points can be redeemed for gift cards or PayPal cash.
Qureka: Qureka is a live trivia quiz game app where users can answer trivia questions in real time to win cash prizes. Players compete against each other in daily quizzes and tournaments.
Cashbuddy: Cashbuddy is a mobile app that offers users the opportunity to earn money by completing tasks such as downloading apps, taking surveys, and playing games. Users can redeem their earnings for gift cards or PayPal cash.
Dominoes Gold – Domino Game: Dominoes Gold is a mobile app that allows players to compete against each other in virtual domino matches. Players can bet virtual coins and win cash prizes based on their performance.
Rummy: A cash game where players are dealt 13 cards and must form sets of 3, 4, 5, or more to finish their cards.
Forest Knight Online Earning Games: An adventurous game available on the Google Play Store for Android and iOS users.
Ludo Star: A popular game that gained popularity during the COVID-19 pandemic.
Zareklamy Online Earning Games: An app that allows users to earn money by watching videos and through subscribers. Users can withdraw money using Payoner or Jazzcash.
Mistplay: An app available on Google Play Store for Android users that allows players to earn rewards for playing mobile games.
Coin Pop Online Earning Games: Another app similar to Mistplay, where users can earn rewards for playing games.
Dream11: A fantasy sports platform where users can create their own teams and earn money based on the performance of real players in matches.
Cash Show Online Earning Games: A live trivia game show app where players can win real cash prizes by answering trivia questions correctly.
Giving: An online trivia game that crowdfunds student loan and mortgage debt while giving players the chance to win cash prizes.
HQ Trivia Online Earning Games: A live trivia game show app where players can compete for cash prizes by correctly answering trivia questions.
GamerSaloon: An online platform where players can compete against each other in various video games for cash prizes.
PlayAndWin.co.uk: A website where players can play various online games and participate in tournaments to win cash prizes.
Skillz: A platform that allows players to compete in various mobile games for cash prizes and rewards.
Quizizz Online Earning Games: An educational platform that allows teachers and students to participate in quizzes, with some competitions offering cash prizes.
Skillz Online Earning Games: eSports for Everyone: A platform that hosts various competitive eSports tournaments where players can win cash prizes by showcasing their skills in games like mobile esports, arcade games, and more.
Lucktastic Online Earning Games: A mobile app where users can play scratch-off cards and other games to win cash prizes and rewards.
Gamee: A platform that offers a variety of casual games where users can compete for high scores and win cash prizes.
PaidGamePlayer: A website that offers a selection of online games where players can compete for cash prizes and rewards.
PlaytestCloud Online Earning Games: A platform where game developers pay users to playtest and provide feedback on their games.
Mobile Premier League: An app where users can play a variety of games and participate in tournaments to win cash prizes.
Twitch Online Earning Games: While primarily a streaming platform, some users earn money through subscriptions, donations, and sponsorships while playing games live.
Banana Kong: A mobile game where users can earn rewards by completing tasks and challenges within the game.
Gamekit: A platform where users can earn points by playing games and completing tasks, which can be exchanged for gift cards, game codes, and other rewards.
Big Time Online Earning Games: A mobile gaming app where players can win real money by playing various arcade-style games and participating in tournaments.
Bananatic: A platform where users can earn virtual currency by playing games, completing quests, and participating in surveys, which can then be exchanged for gift cards or other rewards.
Gameflip: An online marketplace for buying and selling digital goods, including in-game items, where users can earn money by selling items from their favorite games.
PlaytestCloud Online Earning Games: A platform where game developers pay users to playtest and provide feedback on their games.
InboxDollars Online Earning Games: A website and app where users can earn money by playing games, taking surveys, watching videos, and completing other tasks.
GamerSaloon: An online platform where players can compete against each other in various video games for cash prizes.
PlayAndWin.co.uk: A website where players can play various online games and participate in tournaments to win cash prizes.
GSN Cash Game Online Earning Games: An online platform offering a variety of casino-style games, card games, and puzzles where players can win real money.
Loyalty Rewardz: A platform where users can earn rewards and cashback by playing games, completing offers, and participating in surveys.
Pogo: A website offering a wide range of casual games and puzzles where users can earn tokens and prizes.
Swagbucks: A popular platform where users can earn rewards and cashback by playing games, taking surveys, shopping online, and more.
Rewardia: A website where users can earn points by playing games, completing surveys, and participating in other activities, which can be redeemed for gift cards or PayPal cash.
CashNGifts: An app where users can earn points by playing games, completing tasks, and taking surveys, which can be exchanged for gift cards, mobile top-ups, and PayPal cash.
Skill4Win: An online gaming platform where players can compete in skill-based games like 8-ball pool, chess, and carrom to win cash prizes.
Toluna Online Earning Games: A survey platform where users can earn points by completing surveys and participating in other activities, including playing games and testing products, which can be redeemed for gift cards or PayPal cash.
AppStation Online Earning Games: A mobile app where users can earn coins by playing games, which can be redeemed for PayPal cash, Amazon gift cards, and other rewards.
Make Money – Free Cash Rewards: An app where users can earn money by completing tasks, watching videos, and playing games, with payment options including PayPal and Amazon gift cards.
Sweatcoin: An app that rewards users for outdoor activities like walking or running, with rewards including PayPal cash, gift cards, and products.
Gameflip Online Earning Games: An online marketplace for buying and selling digital goods, including in-game items, where users can earn money by selling items from their favorite games.
Payment Online Earning Games: An app where users can earn money by completing tasks such as data labeling, image annotation, and surveys, with payment via PayPal or Paytm.
CoinOut Online Earning Games: An app where users can earn cashback rewards for shopping at participating stores, with additional opportunities to earn through games, surveys, and other activities.
Lucktastic Match: A match-three puzzle game where players can win cash prizes and rewards by matching symbols on virtual scratch cards.
FeaturePoints Online Earning Games: An app where users can earn points by trying free apps, completing surveys, and playing games, which can be redeemed for PayPal cash, gift cards, and other rewards.
AppBounty: An app where users can earn points by trying out new apps and games, watching videos, and completing offers, with rewards including PayPal cash and gift cards.
Cash Alarm: A mobile app where users can earn coins by playing mini-games and watching videos, which can be redeemed for PayPal cash and gift cards.
Fitplay Online Earning Games: An app that rewards users for playing games, with points that can be exchanged for PayPal cash, Amazon gift cards, and more.
AppNana Online Earning Games: An app where users can earn points, or “Nanas,” by trying out new apps and games, which can be redeemed for gift cards and PayPal cash.
QuickRewards: A platform where users can earn cashback and rewards for shopping online, taking surveys, playing games, and more.
Make Money Online Earning Games: An app offering various ways to earn money, including playing games, completing surveys, and watching videos, with rewards redeemable via PayPal, Amazon gift cards, and more.
Swag IQ Online Earning Games: A live trivia game show app where players can win cash prizes by correctly answering trivia questions in real time.

8 Ball Pool Earning Game

Real 8 Ball Pool is a popular game made by Rein Games Private Limited for people in India. It’s a game where you can win real money by playing 8 8-ball pool. Our goal is to make fun games that lots of people enjoy and remember.

If you download the game now, you’ll get a bonus of Rs. 25 to start playing. Since we started in 2018, we’ve wanted to bring people together all over India through gaming and give them a great experience. In our game, you can play for real money.

We also give you bonuses and special offers to help you win even more. For example:

Use the code SPOOKY5 to get a 5% bonus of up to ₹50 on every deposit.
With the code HOWDY10, you’ll get a 10% bonus up to ₹100 on every deposit.
Use JOLYY15 to get up to ₹300 extra on every deposit.
Or use GOLD MINE to get up to ₹500 extra on your deposit.

Pokers Game

Poker is a popular card game played worldwide. It’s simple: players bet with cards, and the one with the best hand wins. It’s played with a 52-card deck. Originating in America in the 1800s, it’s loved by many. Nowadays, you can play online with just a smartphone and the internet.

Play poker on Playerzpot for fun and big rewards. With over 1.5 Crore active users, you’ll join a growing gaming community. Win up to Rs 12 lakh daily and enjoy various tournaments. It’s safe and secure, with 24/7 customer support. Choose from games like No Limit Texas Hold’em Poker and Pot Limit Omaha.

Play online poker with PokerStars, the largest real-money poker site in PA, MI & NJ. New customers get exclusive offers. Earn up to 33% cashback and rewards points. Cash games with buy-ins as low as $1, running 24/7/365. So, Download now and enjoy the game.

Ludo Supreme

Play Ludo Supreme on Zupee. It’s the same fun as Ludo Supreme Gold but with bigger rewards. Download Zupee and enjoy not only Ludo Supreme but also other real money games like Zupee Cricket Cards and Snakes & Ladders Plus.

Yes, you can win real cash, up to ₹10 lakhs and withdraw it instantly with safe methods like UPI or bank transfer. Play with 2-4 players, aiming to move all tokens home to win. You can play against friends, the computer, or people worldwide. Withdraw your winnings with a minimum balance of ₹60. Play Ludo and other games to win up to ₹10 lakhs.

Swagbucks Earning Game

Some people are okay with regular jobs, but those who dream of making money while playing games, they’re the real visionaries. Whether it’s puzzle games, word games, or arcade games, there are apps where you can have fun and earn real cash prizes.

Look for games that offer cash rewards, not just virtual rewards. You can start playing for free or join tournaments for a chance to win against other players. While you won’t become a millionaire, you can earn extra cash in your spare time.

Apps like Swagbucks offer simple ways to earn money by playing games, where you can win real cash prizes just by reaching certain levels or playing for a set time. It’s easy to get started, and you can even earn $100 by playing a game like Rise of Kingdoms.

Pool Payday

Play Pool Payday for fun or to win real money in real-time live games. It’s a modern single-player pool game with loose 8 ball games and realistic physics. Experience the thrill of playing with stunning effects and join exclusive games with live video chat.

Train to earn bonus points and upgrade your skills to compete in personal, club, and tournament competitions. Partner up to win cash prizes with Pool Payday, the ultimate pool app. Download Pool Payday for free and start playing now.

Callbreak

Callbreak, also known as Lakadi, is a popular card game in South Asia, particularly in India and Nepal, played with a 52-card deck among four players. The objective is to predict the number of tricks you’ll win in each round across five rounds, with spades as trump cards.

The player with the highest points after five rounds wins. Callbreak is a strategy-based game where players compete to win real cash prizes online without needing to deposit any money.

Ludo online earning games, on the other hand, is a simple multiplayer board game for 2 to 4 players, with easy gameplay and lively sound effects. Join our online ludo club to improve your skills and climb the leaderboard to become the ultimate king of ludo.

Big Time Cash

Big Time Cash is an app where you can earn real money by playing video games. At every draw, we share a portion of our advertising revenue with one lucky player, giving away tens of thousands of dollars already.

It’s simple and fair no in-app purchases or paying to win. We call it Free-2-Win, and we’re proud of it. Download Big Time now for your chance to win cash prizes.

Bubble Pop Game

Welcome to Bubble Pop online earning games. It’s all about popping bubbles for fun and the chance to win cash rewards, gift cards, PayPal cash, and other real prizes. Just tap or swipe the screen to connect bubbles of the same color and earn high scores.

As you progress through levels, the game gets more challenging, testing your speed and strategy. The best part is, by playing Bubble Pop Game, you can win cash rewards based on your performance.

Use these rewards to redeem gift cards, withdraw cash to PayPal, or win real prizes, making your gaming experience even more exciting. Join the Bubble Pop Game now and enjoy popping bubbles while winning rewards. Download it for free and start your bubble-popping journey today.

FAQs | Online Earning Games

What are Online Earning Games?

Online earning games that allow players to earn real money or rewards while playing. These games typically involve various activities such as playing puzzles, card games, or board games, and they offer opportunities to win cash prizes, gift cards, PayPal cash, or other real prizes. Players can participate in these games through apps or websites, where they compete against other players or complete challenges to earn rewards. Some games may require skills or strategy, while others may rely on luck.

List of 5+ best Online Earning Games?

Here is the List of 5+ best Online Earning Games:

8 Ball Pool: Realistic game with cash prizes.
Savior: App offering various earning methods.
Poker: Platform for online loans.
PUBG: Game with cash-earning opportunities.
Ludo Supreme: Single-player skill game for cash.
Teen Patti Gold: Indian card game for real money.

How much reward amount given from the 8 Ball Pool Online Earning Game?

Real 8 Ball Pool by Rein Games is a popular game in India where you can win real money. Download now to get a Rs. 25 bonus and start playing. We’ve been bringing people together since 2018 with exciting bonuses like SPOOKY5 for a 5% bonus of up to ₹50, HOWDY10 for a 10% bonus of up to ₹100, JOLYY15 for up to ₹300 extra, or GOLD MINE for up to ₹500 extra on your deposit. Join us and win big.

What are Poker online earning games?

Poker is a popular card game enjoyed worldwide. With a 52-card deck, players bet to win with the best hand. Originating in America, it’s now played online through platforms like Playerzpot and PokerStars. Playerzpot offers big rewards, with over 1.5 Crore users and up to Rs 12 lakh to win daily. PokerStars, available in PA, MI & NJ, offers exclusive offers with up to 33% cashback. Join the fun with games like Texas Hold’em Poker and Pot Limit Omaha.

How much daily earn from Ludo Supreme Online earning games?

Play Ludo Supreme on Zupee for big rewards. Download Zupee for not just Ludo Supreme, but also other real money games like Zupee Cricket Cards. Win real cash, up to ₹10 lakhs, and withdraw instantly with safe methods like UPI or bank transfer. Play with 2-4 players, aiming to move all tokens home to win. Compete against friends, the computer, or players worldwide. Withdraw your winnings with a minimum balance of ₹60. Play Ludo and other games to win big prizes.

What is Swagbucks Earning Game?

Some people are fine with regular jobs, but those who dream of making money while playing games are real visionaries. You can find apps where you play fun games and win real cash prizes. Look for games that give cash rewards, not just virtual ones. You can start playing for free or join tournaments to compete against others. While you won’t get rich, you can earn extra cash in your spare time. Apps like Swagbucks let you earn money by playing games, where you can win real cash just by reaching certain levels or playing for a set time. It’s easy to start, and you can even earn $100 by playing games like Rise of Kingdoms.

What is a Callbreak Online earning game?

A popular card game in South Asia played with a 52-card deck among four players. Predict tricks and win cash prizes online without deposits. Ludo is a Simple multiplayer board game for 2 to 4 players. Join the online club, improve your skills, and become the ludo king.

Can I play Bubble Pop for free?

Yes, you can download Bubble Pop for free and start earning rewards by popping bubbles.

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Do you have any questions or need further details? Please don’t hesitate to reach out to us at Info@governmentschemes.pk!

Daily-Watch-Video-And-Earn-Money-In-Pakistan

Daily Watch Video And Earn Money (25+ Apps+Websites)

Very few legit apps and websites worldwide offer to watch videos and earn money programs for their specific users.

In this article, we will explore the list of all possible platforms that offer real money in exchange for watching videos or consuming their offers and services.

Some popular platforms offering Daily Watch Video And Earn Money programs include:

Swagbucks
InboxDollars
Viggle
CashPirate
QuickRewards
Earn Cash by Watching
AppNana
ClipClaps
Rewarded Play
Cashyy Earning App
InstaGC
PointsPrizes, and more.

Having said that, let’s start our guide. Here we go!

Recommended Reading: Earning App In Pakistan Withdraw Easypaisa Jazzcash

Daily Watch Video And Earn Money In Pakistan | Watch Video And Earn Money App In Pakistan

Daily Watch Video And Earn Money Real Or Fake?

While many apps and websites claim to offer you the opportunity to watch videos and earn money, it’s important to approach these with caution. Many platforms offer meager payouts, and some may not be legitimate.

Here are a few things to keep in mind:

Be wary of unrealistic claims. If a website or app promises that you can easily make a significant amount of money by watching videos, it’s probably too good to be true.
Read the terms and conditions carefully. Before you sign up for any platform, be sure to read the terms and conditions carefully. This will help you understand how much you can expect to earn, how you can cash out your earnings, and what the platform’s requirements are.
Be aware of scams. Several scams target people who are looking to make money online. Be careful of any platform that asks you to pay a fee to join or that requires you to share your personal information.

List Of Watch Video And Earn Money Apps & Websites

Here’s a list of various apps and websites where you can watch videos and earn money or rewards:

Swagbucks: Swagbucks is a watch video and earn money app that offers rewards for watching videos, completing surveys, shopping online, and more. Users can redeem their earnings for gift cards or PayPal cash.
Perk TV: Perk TV allows users to earn points by watching movie trailers, app trailers, and other videos. Points can be redeemed for gift cards or PayPal cash.
Viggle: Viggle rewards users for watching TV shows and streaming content. Users can earn points for every minute watched, which can be redeemed for gift cards or other rewards.
InboxDollars: InboxDollars watch videos and earn money app. offers rewards for watching videos, taking surveys, and completing other online tasks. Users can earn cash rewards that can be withdrawn via check or PayPal.
Slidejoy: Slidejoy is an Android app that rewards users for viewing ads on their lock screens. Users can earn points redeemed for gift cards or PayPal cash.
AppTrailers: AppTrailers allows users to earn points by watching trailers for new apps and games. Points can be redeemed for gift cards or PayPal cash.
CashPirate: CashPirate rewards users for watching videos, completing offers, and trying out apps. Users can redeem points for gift cards or PayPal cash.
Rewardable TV: Rewardable TV offers rewards for watching videos, completing surveys, and other tasks. Users can earn cash rewards that can be withdrawn via PayPal.
QuickRewards: QuickRewards allows users to earn money by watching videos, taking surveys, and shopping online. Users can redeem their earnings for PayPal cash or gift cards.
AppNana: AppNana rewards users for watching videos, downloading apps, and completing offers. Points earned can be redeemed for gift cards or PayPal cash.
ClipClaps: ClipClaps is a video-sharing platform where users can earn rewards for watching, uploading, and engaging with videos.
Rewarded Play: Rewarded Play offers rewards for watching videos, playing games, and completing offers. Users can redeem their earnings for gift cards or PayPal cash.
Earnably: Earnably rewards users for watching videos, completing surveys, and other online tasks. Users can redeem their earnings for gift cards or PayPal cash.
GrabPoints: GrabPoints offers rewards for watching videos, completing surveys, and downloading apps. Users can redeem their earnings for gift cards or PayPal cash.
Watch2Earn: Watch2Earn rewards users for watching promotional videos, downloading apps, and completing tasks. Users can redeem their earnings for gift cards or PayPal cash.
Zareklamy: Zareklamy is a platform where users can earn money by watching ads, and videos, and completing other tasks.
Cashyy: Cashyy rewards users for watching videos, completing surveys, and playing games. Users can redeem their earnings for gift cards or PayPal cash.
BuzzBreak: BuzzBreak rewards users for watching news, viral videos, and ads. Users can earn points that can be redeemed for PayPal cash or gift cards.
GrabRewards: GrabRewards is a rewards program by Grab, a ride-hailing app. Users can earn points for watching videos, completing tasks, and using Grab services.
InstaGC: InstaGC rewards users for watching videos, completing surveys, and participating in other online activities. Users can redeem their earnings for gift cards or PayPal cash.
AppKarma: AppKarma rewards users for watching videos, completing offers, and trying out apps. Users can redeem their points for gift cards or PayPal cash.
ClipClaps: ClipClaps is a video-sharing platform where users can earn rewards for watching, uploading, and engaging with videos.
Entertainment Factory: Entertainment Factory offers rewards for watching videos, playing games, and completing other tasks. Users can redeem their earnings for gift cards or PayPal cash.
Grindabuck: Grindabuck rewards users for watching videos, completing surveys, and participating in other online activities. Users can redeem their earnings for gift cards or cryptocurrency.
MooCash: MooCash rewards users for watching videos, completing offers, and playing games. Users can earn cash rewards that can be withdrawn via PayPal or redeemed for gift cards.
Paid2YouTube: Paid2YouTube pays users to watch YouTube videos. Users earn credits for each video watched, which can be redeemed for cash via PayPal.
PointsPrizes: PointsPrizes rewards users for watching videos, completing surveys, and participating in offers. Users can redeem their points for gift cards or PayPal cash.
Surveyeah: Surveyeah offers rewards for watching videos, taking surveys, and sharing opinions. Users can earn cash rewards or gift cards.
TV-TWO: TV-TWO rewards users for watching videos, TV shows, and movies. Users can earn cryptocurrency tokens that can be exchanged or withdrawn.
Watch & Earn: Watch & Earn rewards users for watching videos, completing tasks, and participating in surveys. Users can redeem their earnings for gift cards or PayPal cash.

Swagbucks

Swagbucks is like a fun money-making game online. You can earn cash by just watching videos and giving your opinions. Imagine getting paid for something you already do watching videos online. Swagbucks has a special part of their website and some apps just for this. You can watch videos on all sorts of stuff like movies, cooking, or even travel.

If you watch regularly, you could make about $5 each day. They’ve got lots of different video categories to choose from, like Entertainment, Food, and Tech. It’s super easy to start making money while watching cool videos. Just check out Swagbucks and start earning cash today.

Plus, if you use Swagbucks instead of Google or Bing for your searches, you can earn even more money. They’ve got something called “collectors bills” hidden all over the internet, so every time you search, you might find some extra cash.

Many Americans have a side job for extra cash. Instead of risky schemes, try Swagbucks! It’s a trusted website and app where you can earn money in your free time no need for special courses or big investments.

Just sign up, use the site or app, and start earning! Swagbucks has given out over $575 million to users. You can do various activities to make money online, all you need is a good internet connection.

InboxDollars

Want to make money from your everyday online activities? Join InboxDollars Watch the Video And Earn Money for free and start earning cash today.

Watch Video And Earn Money by:

Taking surveys
Reading emails
Completing offers
Playing games
Shopping online

Once you reach $30, cash out with a check or gift card. The more you do, the faster you get paid. Download InboxDollars now and start earning extra cash today.

Try Lucktastic for free scratch card games and win prizes, including up to $10,000 cash! With over 550,000 winners, you could be next! Get $0.50 just for installing the Lucktastic app.

Order takeout with DoorDash Order and have it delivered to you. Choose from a variety of restaurants on the app. Download through InboxDollars and earn $5.00 on your first delivery order. Offer valid for first-time users only.

Viggle

Viggle is Watch Video And Earn Money app was launched in 2012. Viggle is a type of app where you can watch videos listen to songs etc and these apps give you rewards known as watching videos and earning money. Viggle is an app that rewards you for watching TV and listening to music.

It makes watching TV more fun with games like Viggle LIVE and sports games like Viggle Football. When you watch TV or listen to music, you earn points. These points can get you real rewards including digital downloads, electronics, trips, exclusive entertainment experiences, gift cards, and more.

You can also use Viggle.com to redeem your points for digital entertainment like movies and music. Viggle’s technology recognizes what you’re watching on TV, so you can earn points for live or recorded shows from popular channels. They’ve teamed up with Gracenote for Viggle MUSIC, too.

CashPirate

Join the excitement with the CashPirate App known as CashPirate Buzz). It’s your ultimate destination for fun games and quizzes without spending a dime. Whether you want to beat score challenges or test your smarts with quizzes, our app has it all, and it’s completely free.

CashPirate offers a variety of games that you can start playing with just one tap. Best of all, there are no hidden charges you won’t need to pay anything from your wallet, or bank account, or in the form of cash, rewards, or gift cards. It’s all about having fun and earning rewards for free.

QuickRewards

QuickRewards is a Watch Video And Earn Money app that was launched in 2002. QuickReward is a free rewards program where you can earn cash and gift cards for stuff you already do online. Whether it’s sharing your opinions, watching videos, visiting websites, or playing games, you can get paid for it.

Plus, you can earn rewards by signing up for newsletters, entering contests, trying new products, or shopping online. The best part? You can get paid through PayPal with no minimum requirement. Gift cards from popular retailers start at just $5.

Earn Cash by Watching

Earn Cash by Watching Videos Do you Love watching videos online? Now you can get paid for it. Whether you’re learning a new dance move, trying out a recipe, or catching up on the latest gossip, you can earn cash while you watch.

Get Paid to Play Games Got a knack for trivia or enjoy playing games online? Why not get paid for it? QuickRewards has tons of games to choose from, including card games like blackjack, word games like crosswords, and puzzle games like Mahjongg. There’s something for everyone!

AppNana

Earn points by doing simple tasks and exchange them for gift cards. You can get gift cards for popular places like Amazon, iTunes, Google Play, Xbox, PlayStation, Roblox, and more. Our members have already earned over $10 million in gift card credits.

Here’s what you can do:

Complete tasks to earn Nanas Watch Video And Earn Money.
Redeem your Nana points for gift cards.
Get 400 points every day just by returning to the app.
Invite your friends to earn even more points.

ClipClaps

ClipClaps is the ultimate Watch Video And Earn Money where you can have loads of fun and earn rewards. Here’s how it works:

Step 1: Open ClipClaps.

Step 2: Watch awesome videos and get lost in the entertainment.

Step 3: Share your favorite videos and become a star!

Step 4: Enjoy playing games too!

Step 5: Repeat steps 2-4 for endless fun!

At ClipClaps, we’ve got the coolest videos from YouTube, and you get rewarded just for watching them. Your opinion matters here. You can decide which videos become popular, and you might even create the next big meme.

Become a MEGASTAR by sharing your videos and getting tons of views instantly. The more views you get, the more rewards you earn. ClipClaps is the perfect place for video lovers like you. Join our community today and start your journey with us.

Rewarded Play

Get gift cards for your favorite stores by playing fun games. With Rewarded Play, enjoy games at home, pick your rewards, and get your gift cards in just 48 hours. Play daily to earn Amazon, Target, and Best Buy gift cards. Love Solitaire, Mahjong, or Yahtzee?

Play these games for free and earn points. Redeem your points for gift cards from top brands like Amazon, Target, and more. Download Rewarded Play now and start earning rewards today.

Download Rewarded Play now and start earning rewards today!

REWARDED PLAY FEATURES:

Play Games

Enjoy games you love and earn points.
Play games like Yahtzee, Solitaire, Wheel of Fortune, and more.
Play every hour for more points.

Earn Gift Cards

Get gift cards when you redeem your points.
Your gift cards will be delivered within 48 hours.
Amazon, Target, Best Buy, and more gift cards are available.

Cashyy Earning App

Cashyy is a free Watch Video And Earn Money app where you can win awesome rewards. Play games, complete missions, and earn coins to exchange for gift cards. The more you play, the more you earn. Download Cashyy for free and start playing your favorite games to win rewards.

It’s simple: choose a mission, play games, and collect your rewards. Cashyy is easy to use, offers fast payouts, and has a wide selection of game types. Plus, you can invite friends for extra bonuses. If you love playing mobile games, Cashyy is the perfect Watch Video And Earn Money app to earn rewards while having fun. Start playing and get your first gift card today.

InstaGC

The best way to earn points on instaGC is by watching videos directly on their website or through the “Earn” menu. You’ll get 1 point for every 20 videos you watch, and your progress will be tracked on the page.

Points for the videos you watch are added up and given to you around midnight for the previous day’s videos. You might also get a weekly bonus based on how many videos you watched during the week. This bonus is usually given out around noon every Wednesday.

To qualify for bonuses, you need to watch at least 50 videos a week. The number of videos you can watch each day depends on your account. You’ll start with a cap of 50 videos a day, but it can increase based on how many ads you watch.

PointsPrizes

PointsPrizes is a Watch Video And Earn Money dedicated to helping users earn free rewards since 2016. Recently, we made some changes to our rewards system to make it simpler and faster for our users. Now, you only need 2000 points to earn a $20 reward instead of the previous 3000 points.

This adjustment makes it easier for everyone to understand and enjoy our platform. If you notice a change in your points balance when logging in, don’t worry. It’s because of this update. We occasionally offer super cheap gift codes, so keep checking back for new opportunities.

MooCash

With MooCash a Watch Video And Earn Money, you can earn real money by simply playing games and sharing apps with friends. When you use the app, you might see banners that open the app store for free app installations or rich media pages with videos and promotions.

You can cash out your earnings once you reach a minimum of $2 or $5, depending on where you are and the type of rewards you choose, such as cash via PayPal or bank transfer, free talk time, or prepaid recharge. By sharing apps and games with friends, you can earn even more rewards.

MooCash has already given away over $150,000 in cash and prizes to lucky players, and you could be next. Spread the joy of playing games with your friends and family by sharing your unique invite code on social media and messaging platforms. Plus, for every successful referral, you earn gems and enjoy a 10% lifetime commission from their redeemed coins. Join MooCash today and start earning real money while having fun.

Recommended Reading: Earning App In Pakistan Withdraw Easypaisa Jazzcash

Paid work

Paid work is a job opportunity for anyone worldwide. You can make money using any device with internet access, no matter where you are. You get paid for the time you spend and your activity on the platform.

You can choose how to earn money: play games, take surveys, type texts, answer questions, watch ads, browse websites, sign up for accounts, complete offers, and shop online. Just by following simple instructions, you can earn up to $150 a month without any extra fees.

There’s no limit to how much you can earn, and you decide your working hours. Here’s how it works: Choose from seven different ways to earn, follow the instructions for each task, and once completed correctly, you’ll immediately receive funds in your account.

Honeygain

Honeygain is a Watch Video And Earn Money app that helps you earn money by sharing your internet connection. You can receive payments in USD or cryptocurrency. Invite friends to join Honeygain and you’ll get bonuses! When your friend shares their internet traffic, you’ll earn a 10% bonus.

Plus, if they share over 2GB of traffic, you’ll get 500 free Honeygain credits. Your friends will also get $3 when they sign up. It’s an easy way to make money from home and share the joy with others!

Survey Junkie

Survey Junkie is a Watch Video And Earn Money to share your opinions and get rewarded for it. Our app lets you earn cash and gift cards easily. With over 20 million members and a high rating, we’re trusted by many. You can take surveys and share your online activity to earn rewards.

Use our Pulse feature to earn even more points each month. Complete three surveys daily and earn up to $40 a month. You can cash out starting at just $5. Earn points and redeem them for cash via PayPal or bank transfer, or for gift cards to popular stores like Amazon, Target, Walmart, and more. Join Survey Junkie and start earning today.

PrizeRebel

PrizeRebel is a Watch Video And Earn Money app that was launched in 2007, PrizeRebel.com has been bringing together market researchers and regular people like you. We want to hear your opinions on products and surveys, and in return, we offer gift cards and PayPal cash.

Join our community of over 14 million users worldwide for free and start participating in paid surveys. Earn points that you can exchange for PayPal cash, Bitcoins, or gift cards from over 200 options including Amazon.

Keep in mind that the rules for exchanging gift cards for cash may vary depending on where you are. For example, in Canada, you can exchange a gift card for cash if it has a balance of less than $5. Rules may differ in different states in the U.S., so it’s best to check the specific regulations for your area.

FAQs | Watch Video And Earn Money

What is Daily Watch Video And Earn Money?

Daily Watch Video And Earn Money is a platform where users can earn money by watching videos daily. Users can log in, watch videos, and earn money based on the number of videos watched. This platform may offer various rewards or payments for each video watched, providing users with an opportunity to earn money passively by engaging with video content.

Which are the best 5 Watch Video And Earn Money apps?

These are the best 5 Watch Video And Earn Money apps:

Swagbucks: Earn rewards for watching videos, taking surveys, and shopping. Redeem for gift cards or cash.
Perk TV: Earn points by watching trailers and videos. Redeem for gift cards or cash.
Viggle: Earn points for watching TV and streaming. Redeem for gift cards or rewards.
InboxDollars: Earn cash for watching videos and completing tasks. Withdraw via check or PayPal.
Slidejoy: Get rewards for viewing ads on your lock screen. Redeem for gift cards or cash.

What is Swagbucks?

Swagbucks is a Watch Video And Earn Money app where you can earn cash by watching videos and sharing your opinions. With various categories like Entertainment and Food, you can make about $5 daily. Plus, using Swagbucks for searches can earn you extra cash. It’s a trusted way to make money in your free time without any risks or investments.

How much reward amount is given from InboxDollars?

Cash out once you hit $30 with InboxDollars, either with a check or gift card. The more you do, the faster you get paid. Download the app now and start earning extra cash today.
Try Lucktastic for free scratch card games and have a chance to win prizes, including up to $10,000 cash! With over 550,000 winners, you could be next! Plus, get $0.50 just for installing the app.
Order takeout with DoorDash Order and have it delivered to you. Choose from various restaurants on the app. Download through InboxDollars and earn $5.00 on your first delivery order. This offer is only for first-time users.

What is the QuickRewards app and how much earn from this app?

QuickRewards, established in 2002, is a free rewards program that allows you to earn cash and gift cards for your usual online activities. Whether you’re sharing opinions, watching videos, browsing websites, or playing games, you can earn rewards effortlessly. You can earn rewards by subscribing to newsletters, participating in contests, trying out new products, or making online purchases. The best part is, that there’s no minimum requirement for PayPal payments, and gift cards from well-known retailers start at just $5. Join QuickRewards today and start earning rewards for your online activities.

How much reward amount is given from AppNana?

With AppNana is a Watch Video And Earn Money, you can earn points by completing easy tasks and swapping them for gift cards. These gift cards can be used at popular places like Amazon, iTunes, Google Play, Xbox, PlayStation, Roblox, and others. Our members have already earned over $10 million in gift card credits. Join AppNana now and start earning rewards for simple tasks!

What is the instaGC App?

Watch Video And Earn Money from instaGC, simply watch videos on their website or through the “Earn” menu. You’ll earn 1 point for every 20 videos watched, and your progress is tracked on the page. Your points for the videos you watch are added up and given to you around midnight for the previous day’s videos. Plus, you might receive a weekly bonus based on how many videos you watched during the week, which is usually given out around noon every Wednesday. To qualify for bonuses, make sure to watch at least 50 videos a week. Your daily video-watching limit starts at 50 videos, but it can increase based on your account activity, such as watching ads.

What is the MooCash Watch Video And Earn Money app?

With MooCash is a Watch Video And Earn Money, by playing games and sharing apps. Redeem cash via PayPal or bank transfer, free talk time, or prepaid recharge. Share apps with friends for extra rewards. Over $150,000 given away. Spread the joy and earn rewards by sharing your invite code. Join MooCash now!

What is the Honeygain Watch video and Earn Money app?

Honeygain is a Watch Video And Earn Money app that lets you earn cash by sharing your internet. You can get paid in dollars or cryptocurrency. Invite your friends to join and you’ll get rewards! When they share their internet, you’ll get a 10% bonus. Plus, if they share more than 2GB of data, you’ll get 500 free Honeygain credits. Your friends will also get $3 just for signing up. It’s an easy way to make money from home and spread happiness to others!

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Do you have any questions or need further details? Please don’t hesitate to reach out to us at Info@governmentschemes.pk!

Earning App In Pakistan Withdraw Easypaisa Jazzcash 2024

In this article, we have compiled a list of 50+ best online earning apps that are operating in Pakistan and offer withdrawal by Easypaisa and Jazzcash.

Our list of online earning apps includes the following categories:

Top Freelancing Apps/Websites
Top E-Commerce Apps/Websites
Top Social Media Apps (where anyone can earn as a creator)
Microtask Apps
Referral Bonus Apps
Online Gaming Apps & many more.

We will explore the working and earning potential of some selected online earning apps from our list in detail.

Let’s start our guide. Here we go!

Earning App In Pakistan Withdraw Easypaisa Jazzcash | Daily Withdrawal Earning App 2024

Online-Earning-App-In-Pakistan-Withdraw-Easypaisa-Jazzcash

List Of 50+ Earning Apps in Pakistan Withdraw Easypaisa Jazzcash

Upwork: A global freelancing platform where Pakistani freelancers can find various projects in different domains.
Fiverr: Another global freelancing platform where Pakistani freelancers can offer their services in various categories.
Freelancer.com: A platform where freelancers from Pakistan can bid on projects in fields such as writing, graphic design, programming, and more.
PeoplePerHour: A freelance marketplace where Pakistani freelancers can offer their services to clients worldwide.
TaskMate Earning App: Google’s crowdsourcing app that allows users to earn money by completing simple tasks. This app may not be available in all regions at the moment.
Amazon Mechanical Turk Earning App: Often referred to as MTurk, this platform by Amazon offers a wide range of micro-tasks, known as Human Intelligence Tasks (HITs), including data entry, categorization, transcription, and more.
Clickworker Earning App: Clickworker offers various micro jobs such as data entry, web research, image tagging, and text creation. Workers can choose tasks that match their skills and interests.
Microworkers Earning App: Microworkers is a platform where employers post small tasks, and workers can complete them for a monetary reward. Tasks include data entry, online research, surveys, and app testing.
Fiverr Earning App: While primarily known for larger freelance projects, Fiverr also offers micro gigs starting at $5. These gigs can include quick tasks such as logo design, social media posts, voiceovers, and more.
TaskRabbit Earning App: TaskRabbit is a platform where users can find local gigs and tasks to complete in person, such as furniture assembly, moving help, cleaning, and handyman services. It’s more focused on physical tasks but also includes some digital tasks.
Gigwalk Earning App: Gigwalk connects businesses with on-the-ground workers to perform tasks such as mystery shopping, product testing, and data collection. It’s primarily focused on location-based tasks.
OneSpace Earning App: OneSpace offers a variety of micro-tasks including data entry, content moderation, transcription, and more. Workers can choose tasks based on their skills and availability.
EasyShift Earning App: EasyShift is an app that offers location-based tasks such as mystery shopping, product scanning, and store audits. Users complete tasks at nearby stores and earn money for their efforts.
Remotasks Earning App: Remotasks specializes in micro tasks related to image annotation, data labeling, and AI training. Workers can complete tasks such as object detection, image transcription, and semantic segmentation.
Appen Micro Tasks Earning App: Appen offers micro-tasks related to data annotation, text transcription, image tagging, and more. Workers can choose tasks based on their interests and availability.
CrowdFlower Earning App (now Figure Eight): Figure Eight offers micro-tasks related to data annotation, categorization, sentiment analysis, and more. Workers can contribute to various projects and earn money based on the tasks completed.
PicoWorkers Earning App: PicoWorkers is a micro job platform where users can find tasks such as data entry, social media engagement, website testing, and more. Workers can complete tasks and earn money, which is paid out through PayPal or other payment methods.
ShortTask Earning App: ShortTask allows users to find short, simple tasks such as writing product descriptions, categorizing images, and completing surveys. Workers earn money for each task completed successfully.
ClixSense (now ySense) Earning App: ySense offers a variety of micro-tasks, including surveys, online offers, and simple tasks. Workers can earn money by completing tasks and participating in other activities on the platform.
Crowdtap Earning App: Crowdtap offers micro-tasks related to brand engagement, such as answering surveys, providing feedback on products, and sharing content on social media. Users earn points for completing tasks, which can be redeemed for gift cards or cash.
Slice the Pie Earning App: Slice the Pie pays users to review music, clothing, and other consumer products. Users listen to songs or review products and provide feedback to earn money.
Appen Micro Tasks Earning App (previously Figure Eight): Appen Micro Tasks offers various micro tasks related to data annotation, text transcription, image tagging, and more. Workers can contribute to projects and earn money based on task completion.
UserTesting Earning App: UserTesting pays users to test websites and apps by providing feedback on usability and user experience. Users record their screen and voice as they navigate through tasks, providing valuable insights to companies.
Respondent Earning App: Respondent is a platform where users participate in market research studies and interviews. Users can earn money by sharing their opinions and insights on various topics.
MturkCrowd Earning App: MturkCrowd is a forum and community for workers on Amazon Mechanical Turk (MTurk). Users can find tips, advice, and support related to completing tasks on MTurk.
ClickEarners Earning App: ClickEarners is a platform that provides access to a database of various online jobs and tasks, including data entry, virtual assistant work, transcription, and more. Users can find tasks suitable for their skills and interests.
Hive Micro Earning App: Hive Micro offers micro-tasks related to data annotation, image labeling, text transcription, and more. Workers can contribute to projects and earn money based on the tasks completed.
Prolific Earning App: Prolific is a platform where users participate in academic research studies and surveys. Participants earn money by providing feedback and opinions on various topics, helping researchers gather valuable data.
Picoworkers Earning App: Picoworkers is a micro job platform where users can find tasks such as social media engagement, website testing, app downloads, and more. Workers earn money for completing tasks accurately.
RapidWorkers Earning App: RapidWorkers is a micro job platform where users can find tasks such as data entry, social media engagement, writing reviews, and more. Workers can complete tasks and earn money, which is paid out through PayPal or other payment methods.
SEOClerks Earning App: SEOClerks is a marketplace for SEO (Search Engine Optimization) services, where users can offer and find micro jobs related to SEO, link building, content writing, social media marketing, and more.
Guru.com Earning App: While primarily known for larger freelance projects, Guru.com also offers micro tasks and gigs in various categories such as writing, graphic design, programming, and more. Users can find short-term projects and tasks to complete.
Legiit Earning App: Legiit is a freelancing platform where users can offer and find micro jobs and services in categories such as digital marketing, graphic design, writing, and more. Users can complete tasks and earn money based on their skills.
Zaarly Earning App: Zaarly is a platform that connects users with local service providers for tasks such as home repairs, cleaning, landscaping, and more. Users can find and complete tasks in their local area and earn money for their services.
Wonder Earning App: Wonder is a platform where users can get paid to research and answer questions on various topics. Users conduct research and provide detailed answers to client queries, earning money for each completed task.
Daraz. pk Earning App: An e-commerce platform that offers opportunities for sellers to set up their shops and sell products online.
Swagbucks Earning App: A rewards program that allows users to earn points (Swagbucks) by completing surveys, watching videos, shopping online, and more. Points can be redeemed for gift cards or cash via PayPal.
Survey Junkie Earning App: A platform that pays users for completing surveys on various topics.
Toluna: Another survey platform where users can earn rewards for sharing their opinions on surveys and polls.
SnackVideo Earning App: A short video platform that allows users to create and share entertaining videos. Users can earn money through various incentives, such as rewards for video views and engagement.
Pocket Money Earning App: An app that offers users the opportunity to earn money by completing simple tasks, such as downloading and trying out new apps, participating in surveys, and referring friends.
CashKaro Earning App: A cashback and coupon website that allows users to earn cashback rewards on their online shopping from various retailers. Users can also earn referral bonuses by inviting friends to join.
Qmee: A platform that rewards users for sharing their opinions through surveys and by shopping online. Users can also earn cashback rewards on purchases made through Qmee’s partner retailers.
Poll Pay: A survey app where users can earn money by participating in surveys and sharing their opinions on various topics.
Field Agent: An app that allows users to earn money by completing tasks such as mystery shopping, market research, and product testing in their local area.
EasyPaisa Earning App: While primarily known as a digital wallet and mobile payments platform, EasyPaisa also offers opportunities for users to earn money through various promotions, offers, and cashback rewards.
InboxDollars Earning App: A platform where users can earn money by completing surveys, watching videos, playing games, and reading emails. Users can also earn cashback rewards on online shopping.
Make Money Earning App: An app that offers users the chance to earn money by completing tasks such as trying out new apps, watching videos, and participating in surveys.
Zap Surveys Earning App: A survey app where users can earn money by participating in surveys and sharing their opinions on various topics. Users can also earn cashback rewards on online purchases made through the app.
MooCash Earning App: This app allows users to earn money by trying out new apps, and games, and watching videos. Users can redeem their earnings for PayPal cash, gift cards, or mobile recharge.
ClipClaps Earning App: ClipClaps is a video-sharing app where users can earn rewards for watching videos, playing games, and participating in various activities within the app.
Lucky Miner Earning App: This app rewards users for playing games on their mobile devices. Users can earn coins by playing games and then redeem them for PayPal cash, gift cards, or mobile recharge.
Make Money & Free Gift Cards: With this app, users can earn money by completing tasks such as downloading apps, watching videos, and completing surveys. The earnings can be redeemed for PayPal cash or gift cards.
AppStation: Similar to Lucky Miner, AppStation rewards users for playing games on their smartphones. Users earn coins for playing games, which can be exchanged for PayPal cash or gift cards.
Cash Alarm: Cash Alarm is another app that rewards users for playing games. Users can earn coins by playing games and can redeem them for PayPal cash, gift cards, or mobile recharge.
AppFlame: This app rewards users for playing games and trying out new apps. Users earn coins for each activity, which can be exchanged for PayPal cash or gift cards.
Slidejoy: Slidejoy rewards users for unlocking their smartphones and viewing personalized ads on their lock screens. Users can redeem their earnings for PayPal cash or donate to charity.
FeaturePoints: FeaturePoints allows users to earn points by downloading and trying out new apps, completing surveys, and watching videos. Points can be redeemed for PayPal cash, gift cards, or paid apps.
Panel App: Panel App rewards users for sharing their location data and participating in surveys. Users earn points that can be redeemed for gift cards or PayPal cash.
AppBounty: This app rewards users for trying out new apps, playing games, and completing surveys. Users can earn points and redeem them for gift cards or PayPal cash.
AppNana: AppNana allows users to earn points (Nanas) by downloading and trying out new apps, playing games, and completing tasks. Points can be redeemed for gift cards, PayPal cash, or paid apps.
CashNGifts Earning App: With CashNGifts, users can earn points by completing various tasks such as downloading apps, taking surveys, watching videos, and more. Points can be redeemed for PayPal cash, mobile recharge, or gift vouchers.
PanelPlace Earning App: PanelPlace is a survey platform where users can earn rewards by participating in online surveys, product tests, and other market research activities. Users can redeem their earnings for PayPal cash, gift cards, or vouchers.
Tap Cash Rewards Earning App: Tap Cash Rewards rewards users for completing offers, downloading apps, and playing games. Users can earn points and redeem them for PayPal cash, gift cards, or mobile recharge.
Earn Talktime: Earn Talktime allows users to earn free mobile recharge by completing tasks such as downloading apps, taking surveys, and referring friends.
CashPirate: CashPirate rewards users for trying out new apps, playing games, and completing offers. Users can earn coins and redeem them for PayPal cash or gift cards.
Watch & Earn – Earn Real Money: This app rewards users for watching videos, completing surveys, and trying out new apps. Users can earn coins and redeem them for PayPal cash or gift cards.
AppLike: AppLike rewards users for playing games on their smartphones. Users earn coins for playing games, which can be exchanged for PayPal cash, gift cards, or mobile recharge.
Databuddy Earning App: Databuddy allows users to earn free mobile recharge by completing tasks such as downloading apps, taking surveys, and referring friends.
Rozee. pk Earning App: A popular platform for finding jobs and freelancing opportunities in Pakistan.

Freelancing

Freelancing is an online marketplace where you can find jobs and work with different people and companies. A freelancer, also known as a freelance worker, is someone who works for themselves rather than being tied to one employer for a long time.

They can work with different clients on different projects. Some freelancers may work through agencies or websites, while others prefer to work independently. It’s a flexible way of working that allows individuals to choose their projects and manage their own time.

Freelancing Working Areas

Here’s a list of services commonly offered in freelancing:

Website Design: Creating and designing websites.
Mobile Apps: Developing applications for mobile devices.
Android Apps: Specifically focusing on apps for Android devices.
iPhone Apps: Specializing in applications for iOS devices.
Software Architecture: Planning and designing software systems.
Graphic Design: Designing visual elements for various purposes.
Logo Design: Creating unique logos for businesses and brands.
Public Relations: Managing communication between organizations and the public.
Logistics: Handling the organization and coordination of resources.
Proofreading: Checking and correcting written documents for errors.
Translation: Converting text from one language to another.
Research: Conducting in-depth investigations on specific topics.
Research Writing: Composing reports and articles based on research findings.
Article Writing: Crafting informative and engaging articles on various subjects.
Web Scraping: Extracting data from websites.
HTML, CSS, HTML 5, Javascript: Coding languages used for web development.
Data Processing: Managing and manipulating large datasets.
Python: Programming language commonly used for various purposes.
WordPress: Creating and customizing websites using the WordPress platform.
Web Search: Conducting online research and gathering information.
Finance: Handling financial matters and analysis.
Legal: Providing legal advice and services.
Linux: Operating system and server management.
Manufacturing: Overseeing production processes and operations.
Data Entry: Entering and organizing data into databases.
Content Writing: Creating written content for websites and other platforms.
Marketing: Promoting products or services through various channels.
Excel: Utilizing spreadsheet software for data analysis and management.
Ghostwriting: Writing content on behalf of someone else.
Copywriting: Crafting persuasive and compelling written content

How To Find Work On Freelancing Websites?

Finding work on freelancing platforms involves steps:

Create a Strong Profile: Build a compelling profile that highlights your skills, experience, and expertise.
Browse Job Listings: Explore the job listings on freelancing platforms.
Submit Proposals: Read job descriptions carefully and submit tailored proposals that demonstrate your understanding of the project requirements and how you can meet them.
Build Your Portfolio: Showcase your previous work in your portfolio to give potential clients a sense of your capabilities.
Network: Connect with other freelancers and professionals in your field to expand your network.
Market Yourself: Promote your services through social media, your website, and other online channels. Share examples of your work, testimonials from satisfied clients, and updates on projects you’re working on.
Stay Active: Regularly check for new job postings and submit proposals promptly.
Provide Excellent Service: Deliver high-quality work and excellent customer service to build a positive reputation.

How do I get started?

Complete Your Profile:
- Choose your skills and areas of expertise.
- Add a professional photo to your profile.
- Go through the Verification Center checklist to verify your identity.
Browse Jobs That Suit You:
- Explore jobs that match your skills and interests.
- Use filters to refine your job search.
- Save your preferred searches and receive alerts for new relevant jobs.
Write Your Best Bid:
- Create a compelling pitch for each project.
- Show that you understand the project requirements.
- Explain why you’re the perfect fit for the job.
- Customize your pitch for each project instead of using a generic one.
Get Awarded and Earn:
- Once you’re hired, prepare to start working.
- Deliver high-quality work according to the client’s needs.
- Receive payment for your completed tasks as agreed upon.

How To Hire A Freelancer?

Post Your Project or Contest:
- Describe what you need to be done and post it as a project or contest.
- Within minutes, freelancers will send competitive bids for your consideration.
Select the Ideal Freelancer:
- Explore freelancer profiles to find the right fit.
- Chat with freelancers in real time to discuss details.
- Compare proposals and choose the best freelancer for your project.
- Once selected, award the project to your chosen freelancer, and they’ll begin work.
Payment Upon Satisfaction:
- Pay securely using our Milestone Payment system.
- Release payments only when the work is completed to your satisfaction.
- Your satisfaction is key – pay only when you’re 100% happy with the outcome.

Snack Video

SnackVideo is a social media platform similar to TikTok, where users can create and watch short videos that they can share with others. With over 10 million active users worldwide, it’s a popular choice for sharing fun and engaging content.

Ways to Make Money from SnackVideo in Pakistan:

Content Creation: Create engaging and entertaining videos that resonate with the audience.
Participate in Challenges and Contests: SnackVideo often hosts challenges and contests where users can showcase their talent and creativity.
Earn Rewards: SnackVideo offers rewards to users based on their activity and engagement on the platform.
Referral Program: Invite friends and family to join SnackVideo using your referral link.
In-App Gifts and Virtual Items: Users can purchase in-app gifts and virtual items to support their favorite creators. As a content creator, you can earn money from these gifts and items that your followers send you during live streams or as appreciation for your content.
Brand Partnerships and Sponsorships: As your following grows, you may attract the attention of brands and businesses looking to collaborate with influencers.

Ways of Earning Money from Snack Video

Here are simplified ways to earn money from Snack Video:

Sign-Up Bonus: Get rewarded for registering or signing up for the app.
Daily Bonuses: Earn bonuses each day just by using the app regularly.
Sponsorship: Collaborate with brands for sponsored content or promotions.
Create a New Account: Create multiple accounts to increase your earning potential.
Invite Friends: Earn rewards by inviting friends to join Snack Video using your referral link.
Sell Products: Utilize the platform to sell products or services to your audience.
Competition Prizes: Participate in contests and competitions to win prizes and rewards.
Content Exchange: Exchange content with other users for mutual benefit and rewards.

Invite Friends And Get Bouns

Earn Money by Inviting Friends:

Referral Link and Code: Utilize your unique referral link and code provided by Snack Video to invite friends to join the platform.
Earn up to Rs. 140 to Rs. 200 per Referral: When friends sign up using your referral code, you can earn varying amounts of money, ranging from Rs. 190 to Rs. 1710, depending on the number of friends invited.
Specifications of Invite Money:
- Inviting one Friend: Rs. 190
- Inviting three Friends: Rs. 570
- Inviting four Friends: Rs. 760
- Inviting six Friends: Rs. 1140
- Inviting seven Friends: Rs. 1330
- Inviting nine Friends: Rs. 1710
Utilize Both Referral Link and Code: Ensure that your friends use both the referral link and code provided by you to qualify for the invite money. No rewards will be provided if the referral code is not used.
Share Links via Social Apps: Share your inviting links through popular social media apps like WhatsApp or Instagram to reach a wider audience and increase your earning potential.

How To Withdraw Money From Snack Video?

Navigating Your Profile: Find your profile option in the lower right corner of the screen and select it.
Accessing App Options: Tap the icon located in the top right corner to access various options within the Snack Video app.
Adding Contact Information: You now have the option to add your phone number to your profile for verification purposes.
Linking Payment Accounts: Enter the details of your JazzCash or Easypaisa account to facilitate transactions.
Verification Process: Once entered, a verification code will be sent to your provided phone number.
Registering Your Phone Number: Input the verification code in the designated area to complete the registration of your phone number.
Accessing Coin Options: Navigate to the dropdown menu and select the option for coins.
Viewing Coin Balance: Here, you can view the balance of serial coins in Pakistani Rupees (PKR).
Withdrawing Funds: Click on the withdrawal option to initiate a withdrawal.
Withdrawal Limits: You can now withdraw amounts ranging from Rs. 25 to Rs. 1200, within the specified limits.

Daraz

Daraz was first Pakistan’s largest e-commerce Website scene when it launched in 2012. Today, it’s the biggest online shopping platform in Pakistan, and it’s not just limited to Pakistan, it’s also making waves in Bangladesh, Sri Lanka, Myanmar, and Daraz.com.np.

Our goal is simple: to create a safe and efficient marketplace where buyers and sellers from all over the country can connect. Starting as a fashion-focused platform, Daraz has evolved into a one-stop shop for all your shopping needs.

What sets us apart is our dedication to providing the best online shopping experience possible. Whether you’re browsing on our website or our mobile app. Daraz is more than just an e-commerce site it’s a commitment to excellence in online shopping.

Ways Of Earning From Daraz App

1. Daraz Affiliate Program:

Sign Up: Join the Daraz Affiliate Program online.
Select Products: Choose products from Daraz’s wide range to promote.
Share Links: Share your affiliate links on your website, blog, or social media.
Earn Commission: Get a commission for every sale made through your referral link.

2. Sell On Daraz:

Sign Up: Become a seller on Daraz.
List Products: Add your products with detailed descriptions and images.
Receive Orders: Fulfill orders received from customers.
Earn Money: Make money from your sales, with Daraz deducting a commission.

3. Daraz Wallet:

Cashback: Get cashback on purchases.
Offers and Discounts: Enjoy exclusive offers and discounts.
Referral Bonuses: Earn bonuses for referring friends to the platform.

Easypaisa Earning Apps

Easypaisa is a leading Pakistani mobile wallet, offering mobile payments and branchless banking services since its inception in October 2009 by Telenor Pakistan. In partnership with Masterpass, Easypaisa also provides digital payment services through QR code technology, setting a standard as Pakistan’s sole GSMA mobile money-certified service.

Easypaisa Investment Plans:

No Payout Plan (Rs 2,000 or Below):
- This plan caters to accounts with balances of Rs 2,000 or below.
- It does not offer any annual payout.
Silver Plan (Rs 2,000 and Above):
- Account balances of Rs 2,000 or more qualify for the Silver Plan.
- This plan offers an annual rate of 7%, providing moderate returns on your investment.
Gold Plan (Rs 5,000 and Above):
- Accounts with balances exceeding Rs 5,000 can opt for the Gold Plan.
- Enjoy a higher annual rate of 9%, allowing you to increase your earnings.
Platinum Plan (Rs 20,000 and Above):
- Aimed at account balances of Rs 20,000 or higher.
- The Platinum Plan offers an attractive annual rate of 11%, providing substantial growth potential for your investment.
Titanium Plan (Rs 50,000 and Above):
- Designed for accounts with balances of Rs 50,000 or above.
- This top-tier plan offers an impressive annual rate of 14%, making it an ideal choice for investors seeking significant returns on their investments.

Jazzcash Earning App

JazzCash offers a unique opportunity for its Mobile Account users to earn daily profits through its savings product. Formerly known as MobiCash, JazzCash is a Pakistani mobile wallet and banking service launched in November 2012 by Mobilink in collaboration with Mobilink Microfinance Bank.

With a 64 percent market share in mobile money transactions, JazzCash Mobile Account allows you to access banking services anytime, anywhere using just your mobile phone.

You can deposit or withdraw funds through channels such as Mobilink Microfinance Bank Branches, Jazz Franchises, Business Centers, and JazzCash Agents across Pakistan, without needing a smartphone or lengthy paperwork.

Jazzcash Earning

Basic Savings (Minimum Balance PKR 2,000): Earn an annual profit rate of 7.15% with a minimum balance of PKR 2,000. It’s a good option for saving and earning a small amount.
Super Savings (Minimum Balance PKR 5,000): Opt for the Super Savings plan with a minimum balance of PKR 5,000 and get a higher annual profit rate of 9.15%.
Ultra Savings (Minimum Balance PKR 20,000): For those with a larger sum to invest, the Ultra Savings plan requires a minimum balance of PKR 20,000 and offers an even more attractive annual profit rate of 10.15%.
Invite And Earn Money: With this invite, any friend via your referral code JazzCash will give you a bonus of 30 rupees to every friend.

Cash Karo

CashKaro stands tall as India’s largest cashback and coupon app, offering an exclusive opportunity for Indians to earn while shopping online from renowned e-commerce giants. With a vast array of partners ranging from Amazon and Myntra to NYKAA and Tata1MG, CashKaro provides access to over 1,500 sites catering to every online shopping need.

Unbeatable Deals & Offers:

While renowned for cashback and coupons, CashKaro is also your ultimate destination for discovering unbeatable offers across various categories like mobiles, travel, and fashion.
Our dedicated team continually scours the market to unearth the best discounts, ensuring that users always get access to the most lucrative deals.

Unrivaled Cashback Experience:

Trusted by over 5 million users, CashKaro is backed by Ratan Tata, offering an unparalleled cashback experience coupled with curated coupons.
Unlike other platforms that offer either coupons or cashback independently, CashKaro is the sole provider offering the trifecta of benefits: cashback, product price comparisons, and exclusive coupon codes for over 1500 retailers.

Invite Friends & Earn Together:

Join CashKaro’s referral program and earn a flat 10% of your friends’ cashback every time they shop through the platform.
Invite your friends through your referral link, and start earning rewards effortlessly without the hassle of referral codes.

Upwork

Upwork is a huge platform for making money anywhere in the world through online. It started more than twenty years ago, changing the way people work and helping businesses find the perfect match for their needs. Our goal is simple: to make life better by creating opportunities for everyone.

Now, Upwork is where businesses and talented individuals from all corners of the globe come together to achieve amazing things. It all began in 1999 as Elance, then evolved into oDesk in 2003, and later merged into Elance-oDesk in 2013, finally becoming Upwork in 2015. In simple terms, Upwork is a place where freelancers and businesses connect to get work done.

Top skills

Generative AI Specialists: Experts in creating artificial intelligence that can generate content or perform tasks autonomously.
Data Entry Specialists: People skilled at accurately inputting data into computer systems.
Video Editors: Individuals who specialize in editing and enhancing videos for various purposes.
Data Analysts: Professionals who analyze data to uncover insights and make informed decisions.
Shopify Developers: Specialists in building and customizing online stores using the Shopify platform.
Ruby on Rails Developers: Experts in using the Ruby on Rails framework to develop web applications.
Android Developers: People who create applications specifically for Android devices.
Bookkeepers: Individuals responsible for maintaining financial records and transactions for businesses.
Content Writers: Writers who produce engaging and informative content for websites, blogs, and other platforms.
Copywriters: Experts in crafting persuasive and compelling copy for advertisements, marketing materials, and more.

And the list goes on:

Data Scientist
Front-End Developer
Game Developer
Graphic Designer
iOS Developer
Java Developer
JavaScript Developer
Logo Designer
Mobile App Developer
PHP Developer
Python Developer
Resume Writer
SEO Expert
Social Media Manager
Software Developer
Software Engineer
Technical Writer
UI Designer
UX Designer
Virtual Assistant
Web Designer
WordPress Developer

How to Find Work On Upwork?

Create Your Profile: Sign up for free, and make your profile stand out with a catchy title and client-focused overview. Add your work history, skills, and photo.

Explore Earning Opportunities: Bid on jobs, pitch your projects, or let recruiters find opportunities that match your skills and goals.

Get Paid Securely: Choose how you want to be paid. We ensure secure payments with fixed-price protection for project milestones and hourly protection for weekly billing. Our service fees remain the same regardless of how you work.

How to Hire?

Post a Job and Hire: Use Talent Marketplace to connect with skilled professionals worldwide. Post your job and receive proposals from talented individuals.
Build Your Virtual Talent Bench™: Create relationships with talented freelancers for quick projects or major transformations.
Browse and Buy Projects: Find critical work instantly in the Project Catalog. Skip the hassle of posting jobs by browsing projects already planned by experts.
Clear Expectations, Quick Start: No need to sift through shortlists or guesswork. With Project Catalog, you can buy projects and start right away, knowing exactly what to expect.
Smart Shortlisting: Our algorithms help you find the best-fit candidates. Review profiles, portfolios, and reviews before making a decision.

Explore Ways To Earn

Search and Propose: Look for work on Talent Marketplace™. Submit proposals for hourly or fixed-price jobs. Set your rate, explain why you’re the best fit, and offer to chat with clients.
Create Easy Projects: Use Project Catalog™ to sell your services. Make projects that match client needs. Clearly define scope, timing, price, and terms. Once approved, clients can buy your projects hassle-free.

FAQs | Earning App In Pakistan

What is an Earning App In Pakistan?

An earning app is a mobile application that allows users to make money or earn rewards through various activities performed within the app. These activities can include completing surveys, watching videos, playing games, shopping, participating in contests or challenges, referring friends, and more.

List of top 10 most famous earning apps?

Online-Earning-App-Withdraw-Jazzcash-In-Pakistan

Here is the List of the top 10 most famous earning apps:

Freelancing
Fiver
Daraz
OLX
Like
Snack Video
Ligit
Easypaisa App
JazzCash App.

Which 5 most famous Earning apps in Pakistan?

These are the 5 most famous Earning apps in Pakistan:

1. Upwork: Find projects worldwide for Pakistani freelancers.
2. Fiverr: Offer services globally in different categories.
3. Freelancer.com: Bid on projects in writing, design, programming, etc.
4. Snack Video: A video-sharing platform.
5. Amazon: An online marketplace for shopping.

What are Freelancing websites and who to find work?

Freelancing is an online job marketplace where you work independently. Freelancers choose projects, manage their time, and work with various clients. You can find work through agencies or websites, offering flexibility in your career.

To find work on freelancing websites:
Create a Strong Profile: Make a standout profile showcasing your skills and experience.
Browse Listings: Look through available jobs on the platform.
Submit Proposals: Tailor proposals to job requirements and showcase how you can meet them.

How much snack video giving rewards?

Invite Friends and Earn Money:
Use Your Referral Link and Code: Share your unique referral link and code from Snack Video with friends.
Earn Up to Rs. 200 per Referral: When friends sign up using your code, you can earn between Rs. 190 to Rs. 1710, depending on how many friends you invite.
Invite More, Earn More: Invite 1 friend and earn Rs. 190, invite 3 friends and earn Rs. 570, and so on.
Use Both Link and Code: Ensure friends use both the link and code for you to receive rewards.
Share on Social Media: Share your links on platforms like WhatsApp or Instagram to reach more people and boost your earnings.

What is Easypaisa Investment Plans?

Easypaisa Investment Plans:

No Payout Plan (Below Rs. 2,000):
For balances below Rs. 2,000.
No annual payout is offered.
Silver Plan (Rs. 2,000 and Above):
For balances of Rs. 2,000 or more.
Offers a 7% annual rate for moderate returns.
Gold Plan (Rs. 5,000 and Above):
For balances exceeding Rs. 5,000.
Provides a 9% annual rate for increased earnings.
Platinum Plan (Rs. 20,000 and Above):
For balances of Rs. 20,000 or more.
Offers an attractive 11% annual rate for substantial growth.
Titanium Plan (Rs. 50,000 and Above):
For balances of Rs. 50,000 or more.
Top-tier plan with a remarkable 14% annual rate for significant returns.

How can you withdraw money from SnackVideo?

You can withdraw money from SnackVideo by navigating to your profile, accessing the app options, adding your contact information, linking your payment accounts, completing the verification process, registering your phone number, accessing coin options, viewing your coin balance, and then withdrawing funds within the specified limits.

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Should you have any questions or need further details, please don’t hesitate to reach out to us at Governmentschemes.pk@gmail.com | Info@governmentschemes.pk! We’re here to assist you!

List Of Best Loan Apps In Pakistan | SECP Registered Loan Apps List

Table Of Contents

Easy Loan Apps | Loan Apps Online (Top 5 Best)

Barwaqt – Best Loan Apps

Aitemaad-Quick Loan App

BoBaCash – Personal Loan App

Zood (ZoodPay & ZoodMall)-Buy Now, Pay Later App

Paisayaar-Easy Cash Best Loan App

Mobile Banking Apps (That Provide Online Loans)

Konnect by HBL

Eligibility

Schedule of Charges

UBL Digital Loan

Eligibility Criteria

Alfa by Bank Alfalah

Loan Details

Pakistan Digital Wallet Apps (To Get Urgent Loans)

JazzCash – Your Mobile Account

Easypaisa – Payments Made Easy

FAQs | Best Loan Apps

What are Loan Apps In Pakistan?

What kinds of these loan apps?

Which are the Top 7 best Loan Apps in Pakistan?

What is the Aitemaad Best loan app in Pakistan?

Why Jazzcash is Pakistan’s Best Loan App?

What is the Easypaisa loan app?

What is the Alfa App by Alfala Bank?

Solar Panel On Installments In Pakistan | Solar Financing Pakistan

Table Of Contents

Meezan Bank Solar Financing

Meezan Bank Solar Financing Details

Meezan Bank Solar Financing Requirements

Documents Required For Meezan Bank Solar Scheme

Eligibility Criteria for Meezan Bank Solar Financing

Meezan Bank Solar Financing Interest Rate

Meezan Bank Solar Scheme Application Form

Meezan Bank Solar Financing Calculator

Bank Alfalah Solar Financing

Bank Alfalah Solar Financing Requirement

Bank Alfalah Solar Financing Amount

Bank Alfalah Solar Financing Interest Rate+Mark Up

UBL Solar Financing

UBL Solar Financing Calculator

JS Bank Solar Financing

JS Bank Solar Financing Details

JS Bank Solar Financing Eligibility Criteria

Bank Of Punjab Solar Financing

Bank Of Punjab Solar Financing Details

Bank Of Khyber Solar Financing

Bank Of Khyber Solar Financing Eligibility Criteria

Bank Of Khyber Solar Financing Amount

Bank Of Khyber Solar Financing Interest+Tenure+Others

FAQs | Solar Financing

What is Solar Financing In Pakistan?

Which banks offer Solar Financing In Pakistan?

What is the Meezan Bank Solar Financing amount and tenure?

How much Solar Financing Amount was given by Bank Alfalah?

What are JS Bank Solar Financing Limits?

What is BOP Shamsi Tawanai Financing?

What is BOK Raast Roshan Ghar?

Top 3 Buy Now Pay Later Apps In Pakistan | Buy Now Pay Later Pakistan Without Credit Card

Table Of Contents

ZOOD Digital Lending App

ZOOD Loan App Products

ZOODPay

ZOODMall Buy Now Pay Later

ZOODShip Buy Now Pay Later

Muawin Loan App (B2B Buy Now Pay Later App)

Muawin Loan App Product

Muawin Munafa

Muawin Sahulat

Muawin Kashtkar

Abhi-Your Salary Now Loan App

Abhi-Your Salary Now Loan Products

ABHI Salary

ABHI Factoring

Abhi Financing

SECP Registered Loan Apps List | SECP Loan App

FAQs | Buy Now Pay Later Apps

What are Buy Now Pay Later Apps?