The Khud Mukhtar Program operates under the Benazir Income Support Program, focusing on meeting the needs of married couples aged 18 to 29.
To be eligible, couples should have at least one child under five. This program provides a significant amount of 72,000 to those who meet the criteria. Khud Mukhtar Program is generally a Health, Primary Education, Social, and Economic Development Programme.
The Khud Mukhtar Program helps families in poverty by providing business training and skills. It aims to boost financial stability and self-reliance, creating a lasting positive impact on their well-being.
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Khud Mukhtar Program Interest-Free Loan For Business
Table of Contents
- Khud Mukhtar Program Interest-Free Loan For Business
- What is the Khud Mukhtar Program?
- Khud Mukhtar Program Loan Amount
- Businesses Under The Khud Mukhtar Program
- Benefits Of Khud Mukhtar Program
- Features Of the Khud Mukhtar Program
- Eligibility Criteria To Get A Business Loan Under The Khud Mukhtar Program
- List Of Recommended Businesses Under The Khud Mukhtar Program
- Khud Mukhtar Program Helpline Number
- FAQs | Khud Mukhtar Program
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What is the Khud Mukhtar Program?
The Khud Mukhtar Program is a welfare initiative work under BISP designed to help married couples aged 18 to 29. To be eligible, couples must have at least one child under five.
The unique feature of this program is that it provides an interest-free loan for their business. This means that young couples can access this loan easily without any interest charges, offering them a good opportunity to start and grow their businesses.
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Khud Mukhtar Program Loan Amount
The Khud Mukhtar Program is a helpful initiative for married couples aged 18 to 29, who must have at least one child under five to qualify.
Each eligible applicant receives a loan amount of 72,000, and the good step is that this loan is interest-free, with no extra charges. This means that couples can use the money without worrying about paying back more than extra charges.
- A phased financial assistance program of up to Rs.23,000 for pregnant women and children under two years of age.
- Pregnant women and nursing mothers in 564,000 households across 11 backward districts receive financial aid of Rs.17,000 through the Aghush program.
- 75,000 households benefit from the distribution of productive help, receiving Rs.72,000 per household.
Benazir income support program the Khud Mukhtar program is being provided to married couples aged 18 to 29 years with at least one child under 5 years of age from selected households. In addition to health and primary education programs, business training with financial help of Rs 72,000 is being provided for their economic development, so that such families can be lifted out of poverty.
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Businesses Under The Khud Mukhtar Program
Here are The list Of Recommended Businesses Under The Khud Mukhtar Program is as follows:
- Delivery Services
- Fruit and Vegetable Shop
- Plumbing Services
- Carpentry Services
- Electrician Services
- UPS Service Center
- Melting Shop
- Bicycle Repairing Services
- Grocery Store
- Beauty Parlor
- Samosa Pakoda Shop
- Animal Husbandry
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Benefits Of Khud Mukhtar Program
- Local Verification for BISP Households:
- Locals verify the eligibility of BISP households, ensuring transparency in the selection process.
- Nomination by Housewives:
- Housewives nominate individuals for personal employment, giving them a say in the program.
- Business Training Sessions:
- Training sessions for business running and management enhance profitability through better planning.
- Supervised Asset Purchase:
- The purchase of assets is overseen by a local committee, ensuring responsible and informed decisions.
- Household-Level Investment Planning:
- Investment planning at the household level is supported by social organizers for effective utilization.
- Technical Support from IRM and NRSP:
- The program receives technical support in operations from IRM and NRSP, ensuring efficiency.
- Focused Financial Assistance:
- Financial assistance is strictly directed towards relevant personal employment, preventing misuse.
- Identification through Professional Registry:
- Households eligible for self-employment support are identified through the Professional Mosheda Kanamak Registry (NSER).
- Tehsil-Level Door-to-Door Registration:
- The program conducts door-to-door registration at the tehsil level, reaching and assisting more people.
- Philosophy of “Give, Give, Burn”:
- Success in personal businesses encourages recipients to work harder, fostering a culture of resilience.
- Youth Employment Focus:
- Providing employment opportunities for youth is a key objective, addressing the needs of the younger population.
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Features Of the Khud Mukhtar Program
Khud Mukhtar Program Features:
Health Support:
- Pregnant women and nursing mothers in 564,000 households across 11 backward districts receive financial aid of Rs.17,000 through the Aghush program.
Early Education Focus:
- An innovative system supports 3,400 primary education children without discrimination in government schools.
Social and Economic Security:
- 75,000 households benefit from the distribution of productive help, receiving Rs.72,000 per household.
11 Selected Districts:
- The program targets 11 districts in Punjab: Bahawalpur, Muzaffargarh, Bhakkar, Dera Ghazi Khan, Mianwali, Rahim Yar Khan, Rajanpur, Khushab, Lehia, Lodhran.
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Eligibility Criteria To Get A Business Loan Under The Khud Mukhtar Program
Khud Mukhtar Program Eligibility Criteria:
- Age Criteria:
- You must be between 18 and 29 years old to qualify for the Khud Mukhtar Program.
- Child Under Five Years:
- Your household should have at least one child under five to be eligible.
- Enrollment in Benazir Income Support Program:
- Families interested in the Khud Mukhtar Program should already be registered with the Benazir Income Support Program.
List Of Recommended Businesses Under The Khud Mukhtar Program
- Delivery Services: Bringing goods to your doorstep easily.
- Plumbing Services: Fixing water and pipe issues in homes.
- Bangles Shop: Offering a variety of bangles for adornment.
- Animal Husbandry: Caring for and breeding animals.
- Shidakari (Farming): Growing crops and plants for sustenance.
- Melting Shop: Crafting and melting metals for various purposes.
- Pickle Square: Creating and selling a variety of pickles.
- Carpentry Services: Crafting and repairing wooden items.
- Grocery Store: Providing everyday food and household items.
- Samosa Pakoda Shop: Offering delicious fried snacks.
- Beauty Parlor: Providing beauty and grooming services.
- Garment Stitching: Sewing and creating clothing items.
- Tea Topa (Tea Stall): Serving hot tea and snacks.
- Vegetable and Fruit Shop: Selling fresh produce.
- Pot Polishing: Polishing and beautifying pots and utensils.
- Hairdressing Services: Offering hair cutting and styling.
- Bicycle Repairing Shop: Fixing and maintaining bicycles.
- Industrial Home: Home-based industrial activities.
- Electrician and UPS Service Center: Fixing electrical issues and providing UPS services.
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Khud Mukhtar Program Helpline Number
To find out the value of your participation in this Program, preparation, and training for doing business, delays in receiving business assets and dissatisfaction with its quality, or any guidance and complaints regarding the Program, please contact us. Contact the Social Protection Helpline at 1221.
Helpline: 1221 24/7 available
Email: info@phcip.com.pk
Address: 78-79, D-Block, New Muslim Town, Wahdat Road, Lahore
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FAQs | Khud Mukhtar Program
What is the Khud Mukhtar Program?
The Khud Mukhtar Program is for married couples aged 18 to 29 with at least one child under five. It offers interest-free loans to help them start businesses. This program offers a loan range of 72,000 rupees. The program provides business training and skills to empower couples economically. The main goal is to lift families from poverty, ensuring financial stability and self-reliance. The program aims to make a lasting positive impact on participating families’ well-being.
What type of Businesses Under The Khud Mukhtar Program?
Here are The list Of Recommended Businesses Under The Khud Mukhtar Program is as follows:
Delivery Services, Fruit and Vegetable Shop, Plumbing Services, Electrician Services, UPS Service Center, Melting Shop, Bicycle Repairing Services, Grocery Store, Beauty Parlor, etc.
What sets the Khud Mukhtar Program apart?
The Khud Mukhtar Program, validated through Pak Rano, addresses practical issues like the Independent Review Mechanism (IRM) and the National Social Responsibility Program (NSRP). It provides loans, outlines eligibility, and suggests various businesses, aiming to empower households and communities by addressing immediate financial needs.
How much loan is given under the Khud Mukhtar Program?
The Khud Mukhtar Program is great for married couples aged 18 to 29 with at least one child under five. If you qualify, you can get a loan of 72,000. This loan amount is interest-free without extra charges. So, you can use the money without stressing about paying back more charges.
What are the Key Features of the Khud Mukhtar Program?
The Khud Mukhtar Program brings benefits with local eligibility verification for BISP households, transparent nominations by housewives for personal employment, profitable business training, supervised asset purchases, supported household-level investment planning, efficient technical support from IRM and NRSP, focused financial assistance, identification through the Professional Mosheda Kanamak Registry, tehsil-level door-to-door registration, a resilience-building “Give, Give, Burn” philosophy, and a central focus on providing youth employment opportunities.
What is the silent Features of the Khud Mukhtar Program?
The Khud Mukhtar Program supports communities with health aid of Rs.17,000 for pregnant and nursing women in 564,000 households. It innovatively fosters early education for 3,400 children in government schools. Providing social and economic security, 75,000 households receive Rs.72,000 each in productive assets. Strategically targeting 11 districts in Punjab, including Bahawalpur, Muzaffargarh, Bhakkar, Dera Ghazi Khan, Mianwali, Rahim Yar Khan, Rajanpur, Khushab, Lehia, and Lodhran, the program ensures a broad impact on these regions.
What is the loan range under the Khud Mukhtar Program?
A helpful Khud Mukhtar Program, offering phased support of up to Rs.23,000 for pregnant women and children under two years old. In 11 backward districts, 564,000 households with pregnant and nursing mothers receive Rs.17,000 each through the Aghush program. Additionally, 75,000 households gain support through the distribution of productive assets, receiving Rs.72,000 per household. This initiative aims to provide crucial aid to families in need, particularly focusing on the well-being of pregnant women, nursing mothers, and households in economically disadvantaged areas.
What is the helpline number of the Khud Mukhtar Program?
Helpline: 1221 24/7 available
Email: info@phcip.com.pk
Address: 78-79, D-Block, New Muslim Town, Wahdat Road, Lahore
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