Govt To Launch Ehsaas Loan Programme For Special Persons

The Khyber Pakhtunkhwa government has officially launched the Ehsaas Loan Programme for Special Persons, a landmark Rs 500 million interest-free microfinance initiative designed to economically empower persons with disabilities (PWDs) across the province. This comprehensive welfare package transforms lives through interest-free business loans, monthly stipends, educational scholarships, and assistive devices, representing a fundamental shift from charity-based assistance to sustainable economic independence.

What you will learn from this guide:

• Complete details of the Rs 500 million interest-free loan programme and eligibility criteria
• How to access the Ehsaas Umeed Card for Rs 5,000 monthly stipends and doorstep registration
• Application processes, required documents, and the full range of assistive devices available

Key Takeaways

• Interest-Free Loans Available: Rs 500 million has been allocated for markup-free micro-loans to help persons with disabilities start small businesses and achieve financial independence.
• Monthly Financial Support: The Ehsaas Umeed Card provides Rs 5,000 monthly stipends to 10,000 eligible persons with severe disabilities, with parallel programmes for widows and orphans.
• Doorstep Registration: Government officials visit applicants’ homes to complete registration, eliminating physical travel barriers and bureaucratic hurdles for persons with disabilities.
• Comprehensive Welfare Package: Beyond loans, the programme includes Rs 700 million for scholarships, Rs 760 million for assistive devices, and Rs 377 million for special education transport.

• Read More: KP GOVT Interest-Free Loan Scheme For Disable, Orphans And Widows
• Read More: KP GOVT Ehsaas Loan Programme For Disable, Orphans And Widows
• Read More: How to Apply for KPK Ramzan Package (CNIC Check via SMS)

Govt To Launch Ehsaas Loan Programme For Special Persons

Introduction to the Ehsaas Loan Programme for Special Persons

What is the Ehsaas Loan Programme for Special Persons and why was it launched?

The Ehsaas Loan Programme for Special Persons is a dedicated Rs 500 million interest-free microfinance initiative by the Khyber Pakhtunkhwa government to enable persons with disabilities to start small businesses and achieve lasting financial independence. Announced by Malik Liaquat Ali Khan, Advisor to the KP Chief Minister on Social Welfare, this programme has been formally incorporated into the province’s Annual Development Programme.

Key objectives of the programme:

• Provide markup-free financial support to PWDs for sustainable livelihoods
• Reduce dependency on charity and promote economic self-reliance
• Create job opportunities and stimulate local economies
• Integrate PWDs into the mainstream economic framework

What makes the Ehsaas Loan Programme different from previous welfare initiatives?

Unlike traditional welfare programmes that offer one-time cash transfers, this initiative combines multiple support mechanisms:

• Interest-free microfinance for business start-ups
• Monthly stipends through the Ehsaas Umeed Card
• Educational scholarships for higher education
• Doorstep registration and biometric verification for transparency
• Direct bank transfers to eliminate intermediaries

This multi-dimensional approach addresses immediate relief, medium-term economic empowerment, and long-term human capital development.

How does this programme fit within Pakistan’s broader social protection framework?

The Ehsaas Loan Programme for Special Persons is part of the larger Ehsaas welfare framework that has been expanding across Pakistan. The KP government is financing all such welfare initiatives from its own resources, while more than Rs 3,000 billion owed to Khyber Pakhtunkhwa by the federal government remain unpaid.

Complementary initiatives include:

• Ehsaas Kafaalat Policy for Special Persons (expanded to 2 million families)
• Ehsaas Naujawan Program (interest-free loans for youth, with 2.5% quota for PWDs)
• Ehsaas Apna Ghar Scheme (interest-free housing loans up to Rs 1.5 million)
• Ehsaas Hunar Program (loans for technically trained youth)

What is the total value of the complete welfare package for special persons in KP?

The comprehensive Ehsaas relief package for special persons represents a combined investment exceeding Rs 1.5 billion across multiple initiatives:

Additional support includes:

• Distribution of 2,000 electric wheelchairs, 2,500 manual wheelchairs, 800 tricycles
• 3,600 sewing machines, 617 hearing aids, 102 white canes, 44 crutches, 96 walkers
• Special quota for persons with disabilities under the provincial Dowry Fund

Overview of the Ehsaas Loan Programme for Special Persons

What exactly is the Ehsaas Loan Programme for Special Persons?

The Ehsaas Loan Programme for Special Persons is a dedicated Rs 500 million interest-free microfinance initiative launched by the Khyber Pakhtunkhwa government to enable persons with disabilities to start small businesses and achieve financial independence. Announced during a Khuli Kachehri (open court) in Swabi, the initiative provides soft-term, markup-free loans to help PWDs establish sustainable livelihoods.

Core features of the loan programme:

• Interest-free (markup-free) financing
• Soft-term repayment conditions
• Focus on small business development
• Supplementary support through doorstep registration and direct bank transfers

Who announced the Ehsaas Loan Programme for Special Persons and when?

Malik Liaquat Ali Khan, Advisor to the KP Chief Minister on Social Welfare, Zakat and Ushr, officially announced the programme during a Khuli Kachehri held in Swabi for persons with disabilities. The announcement was part of a broader relief package that also included:

• Ehsaas Umeed Card Programme
• Ehsaas Scholarship Programme
• Special quotas within the provincial Dowry Fund
• Assistive devices distribution

All initiatives have been formally added to the province’s Annual Development Programme, ensuring sustained funding.

Why is the Rs 500 million allocation significant for persons with disabilities?

The Rs 500 million allocation is significant because it represents a dedicated, ring-fenced budget specifically for economic empowerment of persons with disabilities, not a general welfare fund. This is in addition to:

• Rs 300 million for the Ehsaas Umeed Card stipend
• Rs 700 million for scholarships
• Rs 760 million for assistive devices

The loan programme enables PWDs to transition from dependency to entrepreneurship, contributing to the provincial economy. Similar initiatives like the Ehsaas Naujawan Program have already received over 27,000 applications, demonstrating high demand for accessible microfinance.

How does the Ehsaas Loan Programme align with the Disability Act?

The programme directly supports the implementation of the KP Disability Act by providing economic opportunities for persons with disabilities. Key alignments include:

• Employment quota: Complements the mandatory 2% employment quota for PWDs in government departments
• Assistive devices: Supports the Act’s provisions for accessible technology and equipment
• Social protection: Reinforces the Act’s commitment to welfare and inclusion
• Transparent distribution: Devices are distributed strictly on merit under a transparent mechanism

This alignment ensures the programme operates within a robust legal framework protecting the rights of PWDs.

Ehsaas Umeed Card: Monthly Financial Support for Special Persons

What is the Ehsaas Umeed Card and who is eligible?

The Ehsaas Umeed Card is a newly launched card-based programme providing a monthly stipend of Rs 5,000 to 10,000 eligible persons with severe disabilities across Khyber Pakhtunkhwa. Formally launched by Chief Minister Muhammad Sohail Afridi at the Special Education Complex in Peshawar, the card system also extends the same monthly relief to eligible orphans (Roshan Mustaqbil Card) and widows (Sahara Card).

Eligibility criteria (based on similar programmes):

• NADRA-registered as a person with disability
• Valid disability certificate from an authorized medical board
• Poverty scorecard (PMT score below 30, typical for Ehsaas programmes)
• Residency in Khyber Pakhtunkhwa

Selection process:

• Beneficiaries identified through the Zakat Management Information System
• Biometric verification ensures accuracy
• Doorstep registration for those unable to travel

How many beneficiaries will receive the Rs 5,000 monthly stipend?

Under the Ehsaas Umeed Programme, 10,000 persons with significant disabilities will receive a monthly stipend of Rs 5,000 each.

Budget breakdown:

• Total cost for January to June: Rs 300 million
• Annual expenditure: Rs 600 million (if continued)
• Separate from loans and scholarships

The selection is carried out through the Zakat Management Information System to ensure transparency and accuracy.

How will the Ehsaas Umeed Card payments be disbursed?

Financial assistance is transferred directly to beneficiaries’ bank accounts through biometric verification.

Disbursement process:

1. Beneficiaries open a bank account (or provide existing account details)
2. Government verifies eligibility through biometric system
3. Monthly stipend is credited directly to the account
4. Beneficiaries can check payment status via the 8171 web portal

This direct transfer mechanism eliminates intermediaries and reduces fraud risk.

Are there separate card schemes for orphans and widows?

Yes, the KP government operates parallel card-based schemes:

All schemes use biometric verification and direct bank transfers for transparency.

Ehsaas Scholarship Programme: Educational Support for Differently-Abled Students

What is the Ehsaas Scholarship Programme for special persons?

The Ehsaas Scholarship Programme is a Rs 700 million educational initiative designed to help students with disabilities continue higher education and gain professional skills. Announced alongside the loan programme and Umeed Card, it removes financial barriers that prevent differently-abled students from accessing higher education and vocational training.

Key features:

• Financial assistance for tuition fees and educational materials
• Support for higher education and professional skills development
• Focus on enabling marketable qualifications and job market competitiveness
• Part of KP government’s commitment to education for vulnerable populations

How does the Ehsaas Scholarship Programme support students with disabilities?

The programme provides comprehensive financial support:

• Tuition fees: Full or partial coverage of academic costs
• Educational materials: Books, equipment, and other learning resources
• Vocational training: Support for skills development and certification
• Living expenses: Possible stipends for accommodation and daily needs (details pending)

The Rs 700 million allocation supports both higher education and professional skills development, enabling students to acquire qualifications that lead to employment or entrepreneurship.

Who is eligible for the Ehsaas Scholarship Programme?

Specific eligibility criteria have not been fully published, but based on similar programmes, the following are likely requirements:

• Registered as a person with disability with NADRA
• Valid disability certificate
• Admission to a recognized higher education institution or vocational training centre
• Demonstrated financial need (poverty scorecard)
• Residency in Khyber Pakhtunkhwa

Priority may be given to:

• Women with disabilities (50% quota in some similar schemes)
• Students from remote or merged districts
• Those pursuing STEM fields or market-relevant skills

When was the Ehsaas Scholarship Programme revived in KP?

Chief Minister Muhammad Sohail Afridi announced the revival of the Ehsaas Scholarship Programme from the province’s own resources after its discontinuation by the federal government. The Chief Minister emphasized that students and youth represent Pakistan’s future, and the provincial government is committed to funding this essential programme independently.

Interest-Free Loan Details: Amounts, Terms, and Business Opportunities

What is the maximum loan amount available under the Ehsaas Loan Programme?

Specific loan size details have not yet been published, but comparable interest-free programmes in KP provide benchmarks:

It is expected that the Ehsaas Loan Programme for Special Persons will offer similar or slightly higher amounts, tailored to business needs of PWDs.

What types of businesses can be started with these interest-free loans?

The loans are designed to support small-scale business ventures that are viable and sustainable for persons with disabilities. Possible business areas include:

• Tailoring and stitching (with provided sewing machines)
• Digital services (freelancing, data entry, content creation)
• Home-based food production (baking, cooking, catering)
• Small retail activity (corner shops, mobile vending)
• Handicrafts and artisanal products
• Agricultural smallholding (poultry, vegetable farming)
• Repair and maintenance services (mobile phones, electronics)

Supporting factors:

• Training and skills development (may be provided through partners)
• Assistive devices to enable work
• Market linkages and mentorship (expected)

What are the repayment terms for the interest-free loans?

Specific terms are not yet published, but based on similar schemes, the following are likely:

• Grace period: 6-20 months before first repayment
• Repayment period: 3-8 years
• Installments: Monthly or quarterly, as per business cash flow
• No markup or service charges (interest-free)

The government has run similar schemes before, so a flexible, borrower-friendly structure is expected.

How does the loan programme promote financial independence?

The loan programme promotes financial independence through:

• Removing interest burden: Markup-free loans make credit accessible
• Encouraging entrepreneurship: Enables PWDs to become business owners
• Building credit history: Successful repayment opens doors to further financing
• Creating sustainable income: Generates ongoing earnings rather than one-time relief
• Reducing dependency: Shifts from charity to self-reliance

Additional empowerment mechanisms:

• Vocational training and skills development
• Employment quota enforcement
• Assistive technologies for workplace accommodation

Doorstep Registration: Eliminating Barriers to Access

What is doorstep registration and why is it important for special persons?

Doorstep registration is a service where government officials visit applicants’ homes to complete registration and administrative processes, eliminating the need for persons with disabilities to travel to government offices. This is critical for:

• Persons with mobility impairments who cannot easily travel
• Those in remote or underserved areas
• Individuals with severe disabilities who require home-based support

Benefits:

• Removes physical travel barriers
• Reduces bureaucratic hurdles
• Saves time and money for applicants
• Ensures that even the most vulnerable can access services

How does doorstep registration work for the Ehsaas Loan Programme?

Under the doorstep registration system:

1. District Zakat Officers and Social Welfare officials visit homes of eligible persons.
2. They carry necessary forms and verification equipment.
3. Registration is completed at the applicant’s residence.
4. Applicants do not need to visit government offices or wait in queues.
5. Assistive devices and other support can also be delivered during these visits.

Implementation at grassroots:

• Doorstep registration is conducted at Union Council and Village Council levels.
• Officials are directed to assess public issues firsthand during visits.

Who conducts the doorstep registration visits?

• District Zakat Officers (responsible for Zakat and welfare programmes)
• Social Welfare Department officials (trained field staff)
• Teams visit welfare institutions and homes across the province

The government has directed these officials to visit welfare institutions across the province to assess public issues firsthand and ensure prompt resolution.

What documents are required for doorstep registration?

Applicants should have the following documents ready:

NADRA’s database is used to validate the status of special persons. Only those listed as ‘special persons’ in NADRA records are eligible for financial assistance under Ehsaas programmes.

Direct Bank Transfers: Ensuring Transparent and Timely Disbursement

How are loan payouts and stipends disbursed to beneficiaries?

Financial assistance and loan payouts are deposited straight into beneficiaries’ personal bank accounts. This direct transfer mechanism:

• Eliminates intermediaries and reduces corruption risk
• Ensures funds reach the intended recipient
• Provides a digital trail for transparency
• Speeds up disbursement compared to cash or cheque payments

What is the role of biometric verification in the disbursement process?

Biometric verification is used to authenticate the identity of each beneficiary before releasing funds. This ensures:

• Only eligible individuals receive payments
• Fraudulent claims are prevented
• Accurate records are maintained
• Payments are made to the correct person

How does the direct bank transfer system benefit persons with disabilities?

• No need to travel to payment centers (especially beneficial for those with mobility issues)
• Secure and timely receipt of funds
• Transparency – beneficiaries can track payments online
• Privacy – no need to queue publicly

What banks are involved in the disbursement process?

While specific banks for this programme have not been named, similar KP welfare programmes partner with:

• Bank of Khyber (BoK) – official government bank
• Akhuwat Islamic Microfinance – for interest-free loans
• Other commercial banks for account services

Assistive Devices and Equipment Distribution

What assistive devices are being provided to persons with disabilities?

The KP government is distributing a comprehensive range of assistive devices to persons with disabilities across the province:

Total investment: Rs 760 million

How are assistive devices distributed to beneficiaries?

Devices are distributed strictly on merit under a transparent mechanism:

• Applications are processed through Social Welfare Department
• Beneficiaries are selected based on disability severity and need
• Devices are delivered either at distribution points or during doorstep visits
• Priority is given to those in merged districts and remote areas

What is the total investment in assistive devices?

A total of Rs 760 million has been spent on assistive devices and equipment for persons with disabilities in KP. This includes:

• Procurement of devices
• Maintenance and repair services (likely)
• Training for proper usage

Are assistive devices available in merged districts?

Yes, the Chief Minister has directed authorities to ensure that assistive devices are extended to persons with disabilities residing in the merged districts (formerly FATA) as well, ensuring equal access across the province.

Special Education and Transport Facilities

What is the status of special education institutions in KP?

Khyber Pakhtunkhwa has 54 special education institutions under the administrative control of the Social Welfare Department. The government is committed to:

• Providing transport facilities to students enrolled in these institutions
• Ensuring all missing facilities are provided immediately
• Extending transport services to schools in merged districts

What transport facilities are being provided for special education students?

The KP government has purchased 23 new vehicles at a total cost of Rs 377 million:

• 12 mini-buses
• 11 Hiace vans

These vehicles provide free daily commute for children enrolled in special education schools. The fleet was formally handed over to the Director of Social Welfare during the Ehsaas Umeed Programme launch ceremony.

How many students benefit from special education transport?

While specific student numbers have not been published, the 23 vehicles serve students across the 54 special education institutions. The government has also allocated Rs 370 million for the purchase of additional transport vehicles for schools of special children.

What other support is available for special education?

Besides transport, the government provides:

• Assistive devices (listed above)
• Immediate provision of missing facilities (e.g., furniture, learning materials)
• Vocational training and rehabilitation services
• Scholarships and financial support for higher education

Ehsaas Naujawan Program and Other Related Initiatives

What is the Ehsaas Naujawan Program?

The Ehsaas Naujawan Program is a flagship youth empowerment initiative launched by the Government of Khyber Pakhtunkhwa through the Directorate of Youth Affairs in collaboration with the Bank of Khyber (BoK) and Akhuwat Islamic Microfinance. It provides interest-free loans to young entrepreneurs across KP, with a 2.5% quota reserved for persons with disabilities.

Key features:

• Interest-free loans from Rs 100,000 to Rs 500,000
• 2.5% quota for PWDs, 15% for women, 2.5% for minorities
• Over 27,000 applications received
• Repayment terms: 8 years with 20 months grace

How does the Ehsaas Naujawan Program support persons with disabilities?

• Dedicated quota ensures PWDs have access to loan opportunities
• Favorable terms and interest-free financing
• Supports business development and self-employment

What is the Ehsaas Hunar Program?

The Ehsaas Hunar Program provides interest-free loans of up to Rs 500,000 to technically trained and certified youth. It focuses on skills development and entrepreneurship, enabling trained individuals to start their own businesses. Applications can be submitted online.

What is the Ehsaas Apna Ghar Scheme?

The Ehsaas Apna Ghar Scheme is a housing initiative providing completely interest-free loans of up to Rs 1.5 million to eligible beneficiaries for the construction and expansion of houses. Funds have already been disbursed to 114 successful applicants through a transparent balloting process, and work on the second phase has been initiated. The scheme may also benefit persons with disabilities who require accessible housing.

Eligibility Criteria and Application Process

Who is eligible for the Ehsaas Loan Programme for Special Persons?

Specific criteria have not been fully published, but based on similar Ehsaas programmes, the following are likely:

• Registered as a person with disability (PWD) with NADRA
• Valid disability certificate from authorized medical board
• Poverty scorecard (PMT score below 30, typical threshold)
• Resident of Khyber Pakhtunkhwa
• Capacity to utilize the loan for business purposes

What is the application process for the Ehsaas Loan Programme?

The application process is expected to include:

1. Check eligibility via 8171 web portal or at registration centers.
2. Apply online or through doorstep registration.
3. Submit documents (CNIC, disability certificate, proof of residence, etc.).
4. Biometric verification for identity confirmation.
5. Approval and disbursement of funds to bank account.

Doorstep registration: For those unable to travel, officials visit homes.

What documents are required for application?

Applicants need the following:

• CNIC (13-digit)
• Disability certificate from authorized medical board
• Proof of residence in KP
• Poverty scorecard (if available)
• Bank account details for direct transfer
• Any additional documentation as required by the Social Welfare Department

How can applicants check their eligibility and payment status?

Applicants can check their status through:

• 8171 web portal: Enter CNIC number and verify security code to view eligibility and payment status.
• SMS service: (if available) send CNIC to 8171.
• Doorstep visits: Officials can inform about status during home visits.

Budget Allocation and Financial Overview

What is the total budget for the Ehsaas relief package for special persons?

The comprehensive Ehsaas relief package for special persons in KP exceeds Rs 2.6 billion, distributed as follows:

How is the Rs 500 million loan programme budgeted?

• The Rs 500 million is a dedicated allocation within the provincial budget.
• The initiatives have been added to the Annual Development Programme, ensuring long-term commitment.
• Separate from stipend and scholarship budgets.

What is the source of funding for these programmes?

The KP government is financing all welfare initiatives from its own resources. Chief Minister Sohail Afridi has noted that more than Rs 3,000 billion owed to KP by the federal government remain unpaid. If released, the province could deliver even more for its people.

How does the budget compare to other welfare programmes?

The Rs 2.6 billion+ investment is significant compared to:

• Ehsaas Naujawan Program: Rs 3 billion (overall)
• Ehsaas Apna Ghar Scheme: separate funding

The dedicated investment in special persons demonstrates the government’s prioritization of this vulnerable population.

Special Quota for Dowry Fund and Immediate Financial Assistance

What is the special quota for persons with disabilities under the Dowry Fund?

The relief package includes a special quota for persons with disabilities under the provincial Dowry Fund. This quota reduces the financial strain of marriage expenses on affected families by providing financial assistance for marriage-related costs. Exact amounts and criteria are not yet published.

What immediate financial assistance is available?

During the Swabi Khuli Kachehri, an elderly person with a disability was given Rs 50,000 in immediate financial assistance under the relief measures. This demonstrates the government’s commitment to providing urgent relief to persons with disabilities in need.

Who is eligible for the Dowry Fund quota?

Specific criteria have not been fully published, but similar quotas under Ehsaas programmes require:

• Being a NADRA-registered person with disability
• Valid disability certificate
• Meeting poverty scorecard thresholds
• Resident of KP

How can persons with disabilities apply for Dowry Fund assistance?

Interested persons should contact their local Social Welfare Department office or District Zakat Officer for information on application procedures. Doorstep registration services may also be available.

Implementation and Monitoring Framework

Who is responsible for implementing the Ehsaas Loan Programme?

• Social Welfare Department – overall responsibility
• Advisor to CM on Social Welfare – supervision
• District Zakat Officers – field-level implementation
• Bank of Khyber and Akhuwat – disbursement partners

The Chief Minister has directed authorities to ensure prompt resolution of public issues and efficient delivery of welfare services.

What monitoring mechanisms are in place?

Multiple monitoring mechanisms ensure transparency and effectiveness:

• Biometric verification – prevents identity fraud
• Zakat Management Information System (ZMIS) – beneficiary selection
• Direct bank transfers – transparent disbursement
• 8171 web portal – public access to eligibility and payment status
• Field visits and Khuli Kachehri – assess public issues firsthand

How is transparency ensured in the programme?

Transparency is ensured through:

• Biometric verification for payments
• Digital records of all transactions
• Merit-based selection (ZMIS)
• Public-facing portals
• Strict compliance with government financial rules

What role do District Zakat Officers play?

District Zakat Officers are responsible for:

• Conducting doorstep registration of PWDs
• Distributing assistive devices on merit
• Overseeing welfare programmes in their districts
• Ensuring funds reach rightful beneficiaries

Impact and Expected Outcomes

What impact is the Ehsaas Loan Programme expected to have?

The programme is expected to have a transformative impact on the economic lives of persons with disabilities:

• Economic empowerment: Enables sustainable income generation
• Reduced dependency: Shifts from charity to self-reliance
• Social inclusion: Integrates PWDs into mainstream economy
• Poverty reduction: Lifts families out of poverty

Expected outcomes:

• Increased entrepreneurship among PWDs
• Higher household incomes
• Better access to education and skills
• Improved quality of life and dignity

How will the programme benefit the broader economy?

• Creates new businesses and job opportunities
• Reduces the economic burden on families and the state
• Increases economic participation of a marginalized group
• Stimulates local economies through small enterprise development

What are the long-term goals of the programme?

• Sustainable economic empowerment of PWDs
• Reduction in poverty among PWDs and their families
• Increased access to education and skills development
• Greater social inclusion and participation
• Creation of a model for disability-inclusive welfare that can be replicated

How will the programme’s success be measured?

Success will be measured through various indicators:

The government’s use of digital systems for monitoring will enable real-time tracking of programme performance.

Frequently Asked Questions (FAQs)

1. What is the Ehsaas Loan Programme for Special Persons?
The Ehsaas Loan Programme for Special Persons is a Rs 500 million interest-free microfinance initiative by the KP government to help persons with disabilities start small businesses and achieve financial independence.

2. Who is eligible for the Ehsaas Loan Programme?
Specific criteria are not yet published, but likely include being a NADRA-registered person with a disability, having a valid disability certificate, meeting poverty scorecard thresholds, and being a KP resident.

3. How can I apply for the Ehsaas Loan Programme?
The application process is expected to involve visiting the 8171 portal or registration centers, completing registration with required documents, and undergoing biometric verification. Doorstep registration is also available for those who cannot travel.

4. What is the Ehsaas Umeed Card?
The Ehsaas Umeed Card is a card-based programme providing a Rs 5,000 monthly stipend to 10,000 eligible persons with severe disabilities in KP.

5. How much is the monthly stipend under the Ehsaas Umeed Card?
Eligible persons with disabilities receive Rs 5,000 per month through the Ehsaas Umeed Card.

6. What is the Ehsaas Scholarship Programme?
The Ehsaas Scholarship Programme is a Rs 700 million initiative to help students with disabilities continue higher education and gain professional skills.

7. How are payments disbursed under these programmes?
Payments are transferred directly to beneficiaries’ bank accounts through biometric verification to ensure transparency and accuracy.

8. What assistive devices are being provided?
The government is distributing 2,000 electric wheelchairs, 2,500 manual wheelchairs, 800 tricycles, 3,600 sewing machines, 617 hearing aids, 102 white canes, 44 crutches, and 96 walkers.

9. How can I check my eligibility and payment status?
You can check your eligibility and payment status through the 8171 web portal by entering your CNIC number.

10. What is doorstep registration?
Doorstep registration is a service where government officials visit applicants’ homes to complete registration, eliminating the need for persons with disabilities to travel to government offices.

Disclaimer

This article is for informational purposes only and is based on publicly available information about the Ehsaas Loan Programme for Special Persons as announced by the Khyber Pakhtunkhwa government. The programme details, including eligibility, application procedures, and disbursement mechanisms, are subject to change as per official notifications. Readers are advised to verify all information through official government channels before taking any action.